Mumo vs 青柠记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mumo
This app offers a highly customizable personal finance management system. You can tailor its features to track expenses, assets, subscriptions, and more, adapting the interface to your specific needs and habits.
- AI-powered bookkeeping with text, voice, and screenshot parsing
- Customizable modules for expenses, assets, subscriptions, and more
- Bill management with templates, installments, and refunds
- Asset and gold management with balance reconciliation
- Subscription and fixed deposit tracking
- Shopping list and anniversary tracking
- Advanced search and batch operations
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[Product Overview] Mumu Accounting is not just an app that tracks “how much you spent.” It’s more like a personal inventory and finance management system you can build yourself. You can use it solely for bookkeeping, or connect money, items, assets, subscriptions, and relationships—piece by piece. Mumu doesn’t aim to have “more features is better.” Instead, it lets you keep only what you truly need. [Core Philosophy | Build-Your-Own Personal Management] Don’t want subscriptions? Turn it off. Not tracking items? Hide it. Just want a simple cash flow record? No problem—extra features disappear. Modules can be turned on or off, hidden, or reordered. Processes can be simplified or expanded. The app adapts to you, not the other way around. [Core Modules] AI Bookkeeping: Supports text, voice, and screenshot parsing for fast, multi-scenario recording. Automatic Bookkeeping: Combines system capabilities with AI parsing to reduce manual input. Bill System: Fast recording, templates, installments, refunds, reimbursements, members, tags, combined payments—everything you need. Personalization: Offers category and theme markets. Modules can be freely enabled or hidden like building blocks, letting you craft a bookkeeping method that fits your habits. Asset Management: Multi-account management, balance reconciliation, hiding/archiving. Item Management: Track purchases, usage cycles, and actual costs. Gold Management: Weight, average price, and profit/loss clearly visible. Subscription Management: Auto-renewal reminders for long-term expenses. Fixed Deposits: Record all types of fixed-term funds with clear maturity dates. Shopping List: Plan purchases to reduce impulsive spending. Contacts: Keep track of interactions so personal relationships stay clear. Recurring Bookkeeping: Auto-record loans, subscriptions, and fixed expenses to prevent omissions. Batch Operations: Supports batch editing, moving, deleting, and property adjustment of bills. Advanced Search: Filter by date, amount, category, account, contacts, and more. Anniversary Tracking: Centralized management of important dates to avoid forgetting. Data Backup: Supports local and multiple backup methods for easy migration and restoration. Privacy Protection: Password and biometric unlocking, data fully under your control. [What Mumu Stands For] Mumu isn’t a product designed once and done. It’s a system built and refined continuously. Useful features stay; unsuitable ones are redesigned. You can gradually build it into the most convenient version for yourself.
青柠记账
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青柠记账-记录生活、改变自己 【丰富的记账方式】 手动记账、组件记账、快捷标签记账、日历记账、定期记账 【全面的账单统计】 月、年收支统计、数据只能分析、往期对比、资产走势、分类统计、标签统计、预算统计 【多账本】 免费使用多账本功能 【干净纯粹】 无广告、无推广 隐私政策:http://doc.liangzemu.cn/lime_bill/cn/privacy_policy.html?from_wecom=1 用户协议:http://doc.liangzemu.cn/lime_bill/cn/usage_terms.html
Screenshots
Verdict
The clearest difference is rating: Mumo at 4.9 against 青柠记账's 3.5. Mumo also leads on ratings volume (248 vs 2). 青柠记账's advantage is in-app purchases (none vs 10) and iOS requirement (13.1 vs 15.0). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mumo sells 9 one-off in-app purchases. 青柠记账 asks for nothing beyond the download.
Mumo holds the better App Store score, 4.9 against 3.5. That said, the two scores are not equally well evidenced: Mumo has 248 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 95% of Mumo's written reviews are positive against 93% of 青柠记账's.
Mumo ships an update every 10 days, 青柠记账 every 6 days. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.
| Parameter | Mumo | 青柠记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (248 ratings) — better | 3.5 (2 ratings) |
| Positive reviews | 95.5% of reviews — better | 92.9% of reviews |
| Number of ratings | 248 — better | 2 |
| Update frequency | Every 10 days | Every 6 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod, Mac — better | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.1 — better |
| Further details — not scored | ||
| Size | 72 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Taizhou Mutong Network Technology Co., Ltd. | Chongqing LiangZeMu Technology Co., Ltd. |
Customer experience
Mumo
青柠记账
In-app purchases
Mumo
- 月度会员$0.99
- 体验会员$0.99
- 月会员$1.99
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- 年度会员$6.99
- 永久会员-限时返场$9.99
- 永久会员-限时折扣$9.99
- 永久会员-限时特惠$12.99
- 永久会员2 variants$14.99
- 永久会员$19.99
青柠记账
No in-app purchases









