Mumo vs 咔比荷包

[Product Overview] Mumu Accounting is not just an app that tracks “how much you spent.” It’s more like a personal inventory and finance management system you can build yourself. You can use it solely for bookkeeping, or connect money, items, assets, subscriptions, and relationships—piece by piece. Mumu doesn’t aim to have “more features is better.” Instead, it lets you keep only what you truly need. [Core Philosophy | Build-Your-Own Personal Management] Don’t want subscriptions? Turn it off. Not tracking items? Hide it. Just want a simple cash flow record? No problem—extra features disappear. Modules can be turned on or off, hidden, or reordered. Processes can be simplified or expanded. The app adapts to you, not the other way around. [Core Modules] AI Bookkeeping: Supports text, voice, and screenshot parsing for fast, multi-scenario recording. Automatic Bookkeeping: Combines system capabilities with AI parsing to reduce manual input. Bill System: Fast recording, templates, installments, refunds, reimbursements, members, tags, combined payments—everything you need. Personalization: Offers category and theme markets. Modules can be freely enabled or hidden like building blocks, letting you craft a bookkeeping method that fits your habits. Asset Management: Multi-account management, balance reconciliation, hiding/archiving. Item Management: Track purchases, usage cycles, and actual costs. Gold Management: Weight, average price, and profit/loss clearly visible. Subscription Management: Auto-renewal reminders for long-term expenses. Fixed Deposits: Record all types of fixed-term funds with clear maturity dates. Shopping List: Plan purchases to reduce impulsive spending. Contacts: Keep track of interactions so personal relationships stay clear. Recurring Bookkeeping: Auto-record loans, subscriptions, and fixed expenses to prevent omissions. Batch Operations: Supports batch editing, moving, deleting, and property adjustment of bills. Advanced Search: Filter by date, amount, category, account, contacts, and more. Anniversary Tracking: Centralized management of important dates to avoid forgetting. Data Backup: Supports local and multiple backup methods for easy migration and restoration. Privacy Protection: Password and biometric unlocking, data fully under your control. [What Mumu Stands For] Mumu isn’t a product designed once and done. It’s a system built and refined continuously. Useful features stay; unsuitable ones are redesigned. You can gradually build it into the most convenient version for yourself.

咔比荷包是一款单人/双人记账存钱App AI记账，让记账充满乐趣，活人感满满，让你无痛养成记账好习惯。 通过自动记账、AI自动复盘，让你告别糊涂账，实现财富目标。 双人一起使用还可以拥有共同账本，记录每笔支出和收入。 创建存钱计划一起达成攒钱目标，让彼此收获财务与关系的双重自由。 【VIP会员订阅说明】 -订阅周期：1个月、3个月、12个月。 -订阅价格：连续包月产品为双人每月15元，单人每月9.9元；连续包季产品为双人每季度38元，单人每季度28元；连续包年产品为双人每年98元，单人每年68元。 -付款：通过用户的iTunes账户扣款，用户确认购买后即付款。 -取消续订：如需取消续订，请在当前订阅周期到期前24小时以前，手动在iTunes/AppleID设置管理中关闭自动续订功能。 -续订：苹果iTunes账户会在到期前24小时内扣费，扣费成功后订阅周期顺延一个订阅周期。 -订阅可以由用户自主管理，并且可以随时在购买后在用户的账户设置里关闭自动订阅。 隐私政策：https://xcvc766uxt.feishu.cn/docx/QZEAdp6fioaG0gxz1jycpKdDnEf?from=from_copylink 用户协议：https://xcvc766uxt.feishu.cn/docx/LqcndgGHOodvKcxXReVcqgYCnkd?from=from_copylink