Comparison

Mumo vs earn it

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mumo

This app offers a highly customizable personal finance management system. You can tailor its features to track expenses, assets, subscriptions, and more, adapting the interface to your specific needs and habits.

Highlights
  • AI-powered bookkeeping with text, voice, and screenshot parsing
  • Customizable modules for expenses, assets, subscriptions, and more
  • Bill management with templates, installments, and refunds
  • Asset and gold management with balance reconciliation
  • Subscription and fixed deposit tracking
  • Shopping list and anniversary tracking
  • Advanced search and batch operations
Features
Read full description

[Product Overview] Mumu Accounting is not just an app that tracks “how much you spent.” It’s more like a personal inventory and finance management system you can build yourself. You can use it solely for bookkeeping, or connect money, items, assets, subscriptions, and relationships—piece by piece. Mumu doesn’t aim to have “more features is better.” Instead, it lets you keep only what you truly need. [Core Philosophy | Build-Your-Own Personal Management] Don’t want subscriptions? Turn it off. Not tracking items? Hide it. Just want a simple cash flow record? No problem—extra features disappear. Modules can be turned on or off, hidden, or reordered. Processes can be simplified or expanded. The app adapts to you, not the other way around. [Core Modules] AI Bookkeeping: Supports text, voice, and screenshot parsing for fast, multi-scenario recording. Automatic Bookkeeping: Combines system capabilities with AI parsing to reduce manual input. Bill System: Fast recording, templates, installments, refunds, reimbursements, members, tags, combined payments—everything you need. Personalization: Offers category and theme markets. Modules can be freely enabled or hidden like building blocks, letting you craft a bookkeeping method that fits your habits. Asset Management: Multi-account management, balance reconciliation, hiding/archiving. Item Management: Track purchases, usage cycles, and actual costs. Gold Management: Weight, average price, and profit/loss clearly visible. Subscription Management: Auto-renewal reminders for long-term expenses. Fixed Deposits: Record all types of fixed-term funds with clear maturity dates. Shopping List: Plan purchases to reduce impulsive spending. Contacts: Keep track of interactions so personal relationships stay clear. Recurring Bookkeeping: Auto-record loans, subscriptions, and fixed expenses to prevent omissions. Batch Operations: Supports batch editing, moving, deleting, and property adjustment of bills. Advanced Search: Filter by date, amount, category, account, contacts, and more. Anniversary Tracking: Centralized management of important dates to avoid forgetting. Data Backup: Supports local and multiple backup methods for easy migration and restoration. Privacy Protection: Password and biometric unlocking, data fully under your control. [What Mumu Stands For] Mumu isn’t a product designed once and done. It’s a system built and refined continuously. Useful features stay; unsuitable ones are redesigned. You can gradually build it into the most convenient version for yourself.

About

earn it

Features
Read full description

Key Features: • Real-time Income Calculation - Calculate earnings per minute, hour, day, and month based on your salary, work hours, and break time. Know exactly how much your time is worth. • Work Countdown - Visual circular progress bar shows work progress with real-time countdown to off-work time, helping you manage your time effectively. • Holiday Management - Customize holidays by setting name, date, and days off. Countdown reminders for important holidays give you something to look forward to. • Bilingual Support - Toggle between English and Chinese interfaces for users of different languages. "earn it"是一款专为职场人士设计的实用工具,帮助您实时掌握工作收入,提升工作动力。 主要功能: • 实时收入计算 - 根据您的月薪、工作时间和休息时间,精确计算每分钟、每小时、每天及每月的收入。 • 工作计时 - 直观的圆形进度条显示工作进度,实时倒计时提醒您距离下班还有多久,合理安排时间。 • 节假日管理 - 自定义添加节假日,设置假期名称、日期和休息天数,倒计时提醒重要休息日,让工作更有盼头。 • 多语言支持 - 中英文界面切换,满足不同语言用户需求。 适用场景:无论是固定薪资的上班族,还是按小时计时的自由职业者,都能通过"earn it"更好地了解自己的收入情况,提升工作积极性和时间管理能力。

Screenshots

Mumo4 screens
earn it3 screens

Verdict

The call

The clearest difference is in-app purchases: earn it at none against Mumo's 10. earn it also leads on update cadence (every 4 days vs every 10 days). Mumo's advantage is device support (4 vs 2) and iOS requirement (15.0 vs 17.6). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mumo sells 9 one-off in-app purchases. earn it asks for nothing beyond the download.

UpkeepUpdate frequency

Mumo ships an update every 10 days, earn it every 4 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Mumo versus earn it: the parameters behind the verdict, then further details
ParameterMumoearn it
PriceFreeFree
Rating4.9 (247 ratings) — better—
Positive reviews95.5% of reviews—
Number of ratings247 — better—
Update frequencyEvery 10 daysEvery 4 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad
Requires iOS15.0 — better17.6
Further details — not scored
Size72 MB13 MB
Age rating4+4+
DeveloperTaizhou Mutong Network Technology Co., Ltd.福 托

In-app purchases

9 purchases

Mumo

One-time9
  • 月度会员$0.99
  • 体验会员$0.99
  • 月会员$1.99
Show 6 more
  • 年度会员$6.99
  • 永久会员-限时返场$9.99
  • 永久会员-限时折扣$9.99
  • 永久会员-限时特惠$12.99
  • 永久会员2 variants$14.99
  • 永久会员$19.99
None

earn it

No in-app purchases

Questions

Is Mumo free?
Mumo is free to download, with in-app purchases available.
Is earn it free?
earn it is free to download, with no in-app purchases.
Do Mumo or earn it have ads?
Neither Mumo nor earn it shows ads.
Which is updated more often, Mumo or earn it?
Mumo ships an update every 10 days, and earn it every 4 days. Most recently, Mumo was updated on November 7, 2026 and earn it on October 31, 2026.

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