Comparison

D vs BYOND by BSI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

D

Features
Read full description

Telah hadir, layanan uang elektronik multifungsi yang siap jadi andalan untuk setiap transaksi digitalmu! D-Wallet adalah sebuah layanan uang elektronik dari Bank Danamon yang bisa diakses melalui smartphone berbasis iOS, tanpa harus membuka rekening terlebih dahulu. Aplikasi ini memiliki beragam fitur yang bisa memudahkan setiap transaksi digitalmu sehari-hari, seperti: Pembayaran QRIS yang praktis buat bayar jajan di merchant atau bayar belanjaan di minimarket. Transfer ke sesama akun D-Wallet bebas biaya admin, mau transfer ke bank lain pun juga bisa. Tarik tunai yang dijamin bebas ribet, bisa tarik tunai di seluruh mesin ATM tanpa perlu kartu debit. Top-up Saldo GoPay, OVO, ShopeePay, DANA, dan LinkAja yang cepat dan mudah, kapan pun dan di mana pun. Cara menggunakan D-Wallet: Download dan install aplikasi D-Wallet di smartphone kamu Buka aplikasi D-Wallet dan lakukan registrasi dengan memasukan data diri sesuai KTP meliputi nama, nomor handphone, jenis kelamin, dan tanggal lahir. Lakukan verifikasi dengan memasukan One Time Password (OTP) yang telah dikirimkan Bank Danamon ke nomor handphone yang sudah didaftarkan. Akun D-Wallet pun siap digunakan. Segera lakukan top up saldo agar kamu bisa mulai bertransaksi dengan D-Wallet yang mudah, praktis, dan banyak benefitnya! Pegang kendali transaksi digitalmu tanpa ribet, semua dalam satu genggaman. Untuk informasi lebih lanjut, pertanyaan, ataupun masukan mengenai D-Wallet, silakan akses website Bank Danamon di https://www.danamon.co.id/ atau hubungi Hello Danamon 1-500-090. About D-Wallet: Introducing D-Wallet, a versatile electronic money service ready to be your go-to for all your digital transactions! D-Wallet is an electronic money from Bank Danamon that can be accessed via iOS smartphones, without opening a saving account first. This app comes with various features to make your daily digital transactions easier, such as: QRIS Payment to pay snacks at merchants, or groceries at the minimarket, is all easier with D-Wallet. Transfer without admin fees between D-Wallet accounts, and you can even transfer to other banks too. Cash Withdrawal made hassle-free, you can withdraw money at any ATM machine without needing a debit card. Top-Up Gopay, OVO, ShopeePay, DANA, and LinkAja on D-Wallet can be done in a flash, anytime and anywhere. How to use D-Wallet: Download and install the D-Wallet app on your smartphone. Open the D-Wallet app and register by entering personal details like name, phone number, gender, and your date of birth. Verify your data by entering the One Time Password (OTP) sent by Bank Danamon to your registered number. Your D-Wallet account is ready to use. Top up your balance and start making easy, practical, and advantageous transactions with D-Wallet! Take control of your digital transactions, all in your hand. For further information, questions, or any inputs about D-Wallet, please access Danamon website on https://www.danamon.co.id/ or please do reach us out through Hello Danamon 1-500-090.

About

BYOND by BSI

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

Highlights
  • Open accounts remotely
  • QRIS and bill payments
  • E-wallet top-ups
  • Gold, SBSN, and deposit investments
  • Financing for various needs
  • Donations, zakat, and prayer reminders
  • Quran reader
Read full description

Selamat datang di BYOND by BSI! Aplikasi perbankan digital syariah terbesar di Indonesia. Saatnya bikin #SemuaJadiMudah aktivitas perbankanmu. Fleksibilitas Tanpa Batas BYOND by BSI hadir untuk meningkatkan aktivitas perbankanmu jadi lebih mudah. Mau buka rekening bisa tanpa keluar rumah dan bisa aktivasi akun BSI hanya melalui aplikasi BYOND. Bertransaksi Makin Lengkap & Mudah Terintegrasi dengan banyak partner sehingga aktivitas bayar dan beli beragam kebutuhan langsung dari satu aplikasi. Mau transaksi QRIS, token PLN, biaya pendidikan, top up E-Wallet, dan banyak lagi, #SemuaJadiMudah hanya untuk kamu. Persiapkan Hari Esok, Mulai Hari Ini! Rencanakan masa depan lebih pasti dengan beragam aset investasi di BYOND. Manfaatkan investasi emas, SBSN, Deposito, dan berbagai fitur investasi syariah lainnya. Wujudkan Impianmu Bareng BYOND! Punya impian? Segera wujudkan dengan produk pembiayaan yang semakin variatif. Ajukan pembiayaan untuk berbagai kebutuhan dan keinginanmu. Mulai dari cicil emas, gadai emas, Mitraguna Berkah Online, hingga kendaraan impian di BSI OTO. Dekatkan Diri Penuh Makna BYOND by BSI hadir untuk mempermudah ibadahmu dengan fitur islaminya. Berdonasi, infaq, bayar zakat, pengingat waktu shalat, baca Qur’an, hingga ibadah ke Tanah Suci, #SemuaJadiMudah dilakukan di BYOND. Saatnya bikin #SemuaJadiMudah bersama BYOND by BSI. Download sekarang!

Screenshots

D4 screens
BYOND by BSI4 screens

Verdict

The call

The clearest difference is ads: D at none against BYOND by BSI's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

D ships an update every 2 months, BYOND by BSI every 6 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
D versus BYOND by BSI: the parameters behind the verdict, then further details
ParameterDBYOND by BSI
PriceFreeFree
Rating—4.0 (25 ratings) — better
Positive reviews—66.7% of reviews
Number of ratings—25 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.014.0
Further details — not scored
Size46 MB490 MB
Age rating4+4+
DeveloperPT Bank Danamon Indonesia Tbk.PT Bank Syariah Indonesia, Tbk

In-app purchases

None

D

No in-app purchases

None

BYOND by BSI

No in-app purchases

Questions

Is D free?
D is free to download, with no in-app purchases.
Is BYOND by BSI free?
BYOND by BSI is free to download, with no in-app purchases.
Do D or BYOND by BSI have ads?
BYOND by BSI shows ads; D does not.
Which is updated more often, D or BYOND by BSI?
D ships an update every 2 months, and BYOND by BSI every 6 weeks. Most recently, D was updated on October 27, 2026 and BYOND by BSI on October 24, 2026.

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