Bloom vs Oops
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bloom
This app teaches users how to invest through interactive lessons and offers a platform to buy stocks and ETFs. Users can earn rewards, compete in tournaments, and build wealth with features like fractional shares and auto-portfolios.
- Interactive financial lessons
- Invest in 5,000+ stocks/ETFs
- Fractional shares from $1
- Earn stock rewards
- Mock investing tournaments
- Auto-Portfolios
- Parental controls for teens
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Introducing Bloom, the investing app that TEACHES you how to invest! Whether you’re a young adult striving for financial freedom or a teen looking to get a head start on your financial journey, Bloom is your destination to learn, earn, and invest to grow your wealth and knowledge. Join our community of 2 MILLION+ Bloomers learning & investing on Bloom, and take control of your financial future today. LEARN - 10,000+ bite-sized, interactive financial lessons on critical topics like investing, stocks, credit & more! - Start out with “investing basics”, then build your knowledge through more advanced lessons on concepts like diversification, dollar cost averaging, fundamental analysis, financial metrics and more! - Learn how to evaluate stocks, read financial numbers, construct your portfolio & build long-term wealth - Test your knowledge with quick quizzes and earn stock rewards - With new lessons released every week, you’ll always be able to learn something new! INVEST - Open a real investing account in just a few minutes so you invest in 5,000+ stocks / ETFs and start building your wealth! - $0 commissions when you trade stocks and ETFs on Bloom! - Automatically copy the investments of top politicians and billionaires with Auto-Portfolios! - Fractional shares - start investing with as little as $1! - Set up investing strategies with conditional and recurring orders - Easy, instant deposits from bank accounts & debit cards + no-fee withdrawals so you can get your money when you need it - Set price alerts on your favorite stocks to track their price movement - Your account is SIPC insured up to $500,000 and protected by bank-grade encryption & authentication - Teens 13 - 17 can start investing on Bloom with parental approval through our UTMA/UTGMA custodial accounts EARN - Complete your first lesson & earn up to $75 in free stocks! - Earn “Oinks” for completing financial lessons & quizzes - Compete in mock investing tournaments against other Bloomers to earn REAL cash prizes! - Exchange Oinks for real stock rewards! - Play games like “Guess the Stock”, “Card Game”, and the “Mystery Wheel” to earn Oinks - Complete “Quests” like buying your first stock, sharing Bloom with friends & more to earn even more Oinks! - Guess which stock will perform better each day with "Bulls vs Bears" and earn Oinks! —— FOR PARENTS OF TEENS Investing is the most effective way to build long-term wealth, but most teens don’t learn about investing or finance in school. Bloom teaches your child about these important concepts with 300+ interactive, world-class financial lessons + a real investing account with industry-leading parental controls. - Bloom allows you to open a UTMA/UGMA custodial brokerage account for your child in just a few minutes! Plus, our custodial accounts automatically transfer to your teen when they turn 18 - 25, depending on your state of residence. With parental controls & options, you can be as involved in your teen’s financial journey as you’d like - Approve your teen's stock trades through the Bloom app, or turn on automatic approvals - View your teen's progress on their financial lessons - Control which assets your teen can buy and sell - Monitor your teen's investments & returns - Don’t want your teen investing yet? No problem — start them out with the lessons, and open a brokerage account whenever you feel comfortable! Flexible, safe funding options - Add funds to your teen's investing account with a bank account or debit card with as little as $1 — or allow them to fund their own account - Set up an allowance directly on Bloom to make recurring deposits to your child’s investing account - Withdraw funds from your child’s account at any time - Your account is SIPC insured up to $500,000 and protected by bank-grade encryption & authentication - Have more than one teen? We’ve got you covered — add up to 5 teens to your account with no additional cost!
Oops
Gain financial awareness by linking bank accounts to track spending in one place. Sort transactions as you spend and use a dedicated button to identify and review impulse purchases. Build awareness to become a better spender.
- Link unlimited bank accounts
- Track all spending in one place
- Sort transactions in real-time
- Identify impulse purchases
- Review spending habits
- Build financial awareness
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Oops enables you with financial awareness. Please note: Oops will encrypt your financial data and store it securely. Oops will never have access to your bank credentials. LINK: Link as many bank accounts as you want to keep track of all your spending in one place. SORT: Sort transactions as you spend. You can always be on top of your spending. OOPS: Press the Oops button to catch an impulse purchase or something you regret buying. Stay accountable and see how much money you may be wasting each month. REVIEW: Build awareness and become a better spender. - Oops Gold users have access to Unlimited Transactions Refreshes Oops Gold is a paid renewable subscription. - Terms of service: https://www.oops.app/tos/ Privacy policy: https://www.oops.app/privacy/
Screenshots
Verdict
The clearest difference is review sentiment: Bloom at 89% against Oops's 32%. Bloom also leads on rating (4.8 vs 3.7) and in-app purchases (none vs 8). Oops's advantage is update cadence (every 2 days vs monthly). On price, ads, monetization model and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Oops sells 8 in-app purchases, starting at $3.99 per month. Bloom asks for nothing beyond the download.
Bloom holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: Bloom has 47K ratings behind it against 2.5K, so its average is the more settled of the two. Written reviews point the same way: 89% of Bloom's written reviews are positive against 32% of Oops's.
Bloom ships an update monthly, Oops every 2 days. Both last shipped on October 27, 2026.
| Parameter | Bloom | Oops |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (47K ratings) — better | 3.7 (2.5K ratings) |
| Positive reviews | 88.6% of reviews — better | 31.6% of reviews |
| Number of ratings | 47K — better | 2.5K |
| Update frequency | Monthly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 141 MB | 133 MB |
| Age rating | 12+ | 4+ |
| Developer | Contour Labs, Inc. | Oops Finance, Inc. |
Customer experience
Bloom
Oops
User reviews
Bloom
From 47K App Store ratingsWhat we love
- 👍 Easy to use and navigate
- 💡 Engaging and educational approach
- 🚀 Helpful customer support
- 🤑 Ability to earn free stocks
- 🎓 Comprehensive learning modules
Room to improve
- 💰 Subscription fee may be too high for some
- 🐛 Occasional bugs and glitches
- 🤔 Limited investment options
- 🤔 Concerns about transparency and fairness of rewards
- 🤔 Lack of advanced features for more experienced investors
Oops
From 2.5K App Store ratingsWhat we love
- 🎨 Visually appealing and intuitive interface
- 🕹️ Fun and engaging way to track spending
- 🔍 Comprehensive transaction categorization
- 🤝 Ability to share spending with friends
Room to improve
- 🚫 App no longer works or has stopped functioning
- 💰 Excessive paywalls and subscription requirements
- 🔒 Concerns about security and data privacy
- 🔁 Frequent disconnections from bank accounts
Bugs and requests
Bloom
Reported bugs
3 issues- Inconsistent stock price data
- Issues with account setup and verification
- Unreliable daily trivia and rewards system
Requested features
4 requests- Watchlist feature
- More advanced charting and analysis tools
- Ability to transfer investments to other brokerages
- Improved portfolio tracking and performance reporting
Oops
Reported bugs
3 issues- Transactions disappearing or not syncing properly
- Inability to log in or access account information
- Glitches during onboarding and setup process
Requested features
4 requests- Custom spending categories
- Budgeting and goal-setting tools
- Integration with more financial institutions
- Improved customer support and responsiveness
In-app purchases
Bloom
No in-app purchases
Oops
- Oops Gold$3.991 Month
- Pro Weekly3 Days trial$4.997 Days
- Oops Pro$4.991 Month
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- Pro Monthly3 Days trial$6.991 Month
- Oops Gold$9.991 Month
- Annual $39.99$39.991 Year
- Oops Pro Annual$59.991 Year
- First Time Connection$3.99









