Comparison

Bloom vs Oops­

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bloom

This app teaches users how to invest through interactive lessons and offers a platform to buy stocks and ETFs. Users can earn rewards, compete in tournaments, and build wealth with features like fractional shares and auto-portfolios.

Highlights
  • Interactive financial lessons
  • Invest in 5,000+ stocks/ETFs
  • Fractional shares from $1
  • Earn stock rewards
  • Mock investing tournaments
  • Auto-Portfolios
  • Parental controls for teens
Features
Read full description

Introducing Bloom, the investing app that TEACHES you how to invest! Whether you’re a young adult striving for financial freedom or a teen looking to get a head start on your financial journey, Bloom is your destination to learn, earn, and invest to grow your wealth and knowledge. Join our community of 2 MILLION+ Bloomers learning & investing on Bloom, and take control of your financial future today. LEARN - 10,000+ bite-sized, interactive financial lessons on critical topics like investing, stocks, credit & more! - Start out with “investing basics”, then build your knowledge through more advanced lessons on concepts like diversification, dollar cost averaging, fundamental analysis, financial metrics and more! - Learn how to evaluate stocks, read financial numbers, construct your portfolio & build long-term wealth - Test your knowledge with quick quizzes and earn stock rewards - With new lessons released every week, you’ll always be able to learn something new! INVEST - Open a real investing account in just a few minutes so you invest in 5,000+ stocks / ETFs and start building your wealth! - $0 commissions when you trade stocks and ETFs on Bloom! - Automatically copy the investments of top politicians and billionaires with Auto-Portfolios! - Fractional shares - start investing with as little as $1! - Set up investing strategies with conditional and recurring orders - Easy, instant deposits from bank accounts & debit cards + no-fee withdrawals so you can get your money when you need it - Set price alerts on your favorite stocks to track their price movement - Your account is SIPC insured up to $500,000 and protected by bank-grade encryption & authentication - Teens 13 - 17 can start investing on Bloom with parental approval through our UTMA/UTGMA custodial accounts EARN - Complete your first lesson & earn up to $75 in free stocks! - Earn “Oinks” for completing financial lessons & quizzes - Compete in mock investing tournaments against other Bloomers to earn REAL cash prizes! - Exchange Oinks for real stock rewards! - Play games like “Guess the Stock”, “Card Game”, and the “Mystery Wheel” to earn Oinks - Complete “Quests” like buying your first stock, sharing Bloom with friends & more to earn even more Oinks! - Guess which stock will perform better each day with "Bulls vs Bears" and earn Oinks! —— FOR PARENTS OF TEENS Investing is the most effective way to build long-term wealth, but most teens don’t learn about investing or finance in school. Bloom teaches your child about these important concepts with 300+ interactive, world-class financial lessons + a real investing account with industry-leading parental controls. - Bloom allows you to open a UTMA/UGMA custodial brokerage account for your child in just a few minutes! Plus, our custodial accounts automatically transfer to your teen when they turn 18 - 25, depending on your state of residence. With parental controls & options, you can be as involved in your teen’s financial journey as you’d like - Approve your teen's stock trades through the Bloom app, or turn on automatic approvals - View your teen's progress on their financial lessons - Control which assets your teen can buy and sell - Monitor your teen's investments & returns - Don’t want your teen investing yet? No problem — start them out with the lessons, and open a brokerage account whenever you feel comfortable! Flexible, safe funding options - Add funds to your teen's investing account with a bank account or debit card with as little as $1 — or allow them to fund their own account - Set up an allowance directly on Bloom to make recurring deposits to your child’s investing account - Withdraw funds from your child’s account at any time - Your account is SIPC insured up to $500,000 and protected by bank-grade encryption & authentication - Have more than one teen? We’ve got you covered — add up to 5 teens to your account with no additional cost!

About

Oops­

Gain financial awareness by linking bank accounts to track spending in one place. Sort transactions as you spend and use a dedicated button to identify and review impulse purchases. Build awareness to become a better spender.

Highlights
  • Link unlimited bank accounts
  • Track all spending in one place
  • Sort transactions in real-time
  • Identify impulse purchases
  • Review spending habits
  • Build financial awareness
Read full description

Oops enables you with financial awareness.  Please note: Oops will encrypt your financial data and store it securely. Oops will never have access to your bank credentials. LINK: Link as many bank accounts as you want to keep track of all your spending in one place. SORT: Sort transactions as you spend. You can always be on top of your spending. OOPS: Press the Oops button to catch an impulse purchase or something you regret buying. Stay accountable and see how much money you may be wasting each month. REVIEW: Build awareness and become a better spender. - Oops Gold users have access to Unlimited Transactions Refreshes Oops Gold is a paid renewable subscription. - Terms of service: https://www.oops.app/tos/ Privacy policy: https://www.oops.app/privacy/

Screenshots

Bloom4 screens
Oops­3 screens

Verdict

The call

The clearest difference is review sentiment: Bloom at 89% against Oops­'s 32%. Bloom also leads on rating (4.8 vs 3.7) and in-app purchases (none vs 8). Oops­'s advantage is update cadence (every 2 days vs monthly). On price, ads, monetization model and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Oops­ sells 8 in-app purchases, starting at $3.99 per month. Bloom asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Bloom holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: Bloom has 47K ratings behind it against 2.5K, so its average is the more settled of the two. Written reviews point the same way: 89% of Bloom's written reviews are positive against 32% of Oops­'s.

UpkeepUpdate frequency

Bloom ships an update monthly, Oops­ every 2 days. Both last shipped on October 27, 2026.

Scorecard6 real differences · 4 level
Bloom versus Oops­: the parameters behind the verdict, then further details
ParameterBloomOops­
PriceFreeFree
Rating4.8 (47K ratings) — better3.7 (2.5K ratings)
Positive reviews88.6% of reviews — better31.6% of reviews
Number of ratings47K — better2.5K
Update frequencyMonthlyEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better16.0
Further details — not scored
Size141 MB133 MB
Age rating12+4+
DeveloperContour Labs, Inc.Oops Finance, Inc.

Customer experience

Bloom

All ratings46,555 ratings
Positive94.5%
Neutral2.5%
Negative3.0%
Written reviews1,977 reviews
Positive88.6%
Neutral3.3%
Negative8.0%

Oops­

All ratings2,471 ratings
Positive65.0%
Neutral4.4%
Negative30.6%
Written reviews155 reviews
Positive31.6%
Neutral9.0%
Negative59.4%

User reviews

Bloom

From 47K App Store ratings

What we love

  • 👍 Easy to use and navigate
  • 💡 Engaging and educational approach
  • 🚀 Helpful customer support
  • 🤑 Ability to earn free stocks
  • 🎓 Comprehensive learning modules

Room to improve

  • 💰 Subscription fee may be too high for some
  • 🐛 Occasional bugs and glitches
  • 🤔 Limited investment options
  • 🤔 Concerns about transparency and fairness of rewards
  • 🤔 Lack of advanced features for more experienced investors

Oops­

From 2.5K App Store ratings

What we love

  • 🎨 Visually appealing and intuitive interface
  • 🕹️ Fun and engaging way to track spending
  • 🔍 Comprehensive transaction categorization
  • 🤝 Ability to share spending with friends

Room to improve

  • 🚫 App no longer works or has stopped functioning
  • 💰 Excessive paywalls and subscription requirements
  • 🔒 Concerns about security and data privacy
  • 🔁 Frequent disconnections from bank accounts

Bugs and requests

Bloom

Reported bugs

3 issues
  • Inconsistent stock price data
  • Issues with account setup and verification
  • Unreliable daily trivia and rewards system

Requested features

4 requests
  • Watchlist feature
  • More advanced charting and analysis tools
  • Ability to transfer investments to other brokerages
  • Improved portfolio tracking and performance reporting

Oops­

Reported bugs

3 issues
  • Transactions disappearing or not syncing properly
  • Inability to log in or access account information
  • Glitches during onboarding and setup process

Requested features

4 requests
  • Custom spending categories
  • Budgeting and goal-setting tools
  • Integration with more financial institutions
  • Improved customer support and responsiveness

In-app purchases

None

Bloom

No in-app purchases

8 purchases

Oops­

Subscriptions7
  • Oops Gold$3.991 Month
  • Pro Weekly3 Days trial$4.997 Days
  • Oops Pro$4.991 Month
Show 4 more
  • Pro Monthly3 Days trial$6.991 Month
  • Oops Gold$9.991 Month
  • Annual $39.99$39.991 Year
  • Oops Pro Annual$59.991 Year
One-time1
  • First Time Connection$3.99

Questions

Is Bloom free?
Bloom is free to download, with no in-app purchases.
Is Oops­ free?
Oops­ is free to download, with in-app purchases available.
Which has better reviews, Bloom or Oops­?
Bloom is rated higher. Bloom averages 4.8 out of 5 from 47K ratings, while Oops­ averages 3.7 from 2.5K ratings.
Do Bloom or Oops­ have ads?
Neither Bloom nor Oops­ shows ads.
Which is updated more often, Bloom or Oops­?
Bloom ships an update monthly, and Oops­ every 2 days. Most recently, Bloom was updated on October 27, 2026 and Oops­ on October 27, 2026.

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