Bloom vs EggSpend

Introducing Bloom, the investing app that TEACHES you how to invest! Whether you’re a young adult striving for financial freedom or a teen looking to get a head start on your financial journey, Bloom is your destination to learn, earn, and invest to grow your wealth and knowledge. Join our community of 2 MILLION+ Bloomers learning & investing on Bloom, and take control of your financial future today. LEARN - 10,000+ bite-sized, interactive financial lessons on critical topics like investing, stocks, credit & more! - Start out with “investing basics”, then build your knowledge through more advanced lessons on concepts like diversification, dollar cost averaging, fundamental analysis, financial metrics and more! - Learn how to evaluate stocks, read financial numbers, construct your portfolio & build long-term wealth - Test your knowledge with quick quizzes and earn stock rewards - With new lessons released every week, you’ll always be able to learn something new! INVEST - Open a real investing account in just a few minutes so you invest in 5,000+ stocks / ETFs and start building your wealth! - $0 commissions when you trade stocks and ETFs on Bloom! - Automatically copy the investments of top politicians and billionaires with Auto-Portfolios! - Fractional shares - start investing with as little as $1! - Set up investing strategies with conditional and recurring orders - Easy, instant deposits from bank accounts & debit cards + no-fee withdrawals so you can get your money when you need it - Set price alerts on your favorite stocks to track their price movement - Your account is SIPC insured up to $500,000 and protected by bank-grade encryption & authentication - Teens 13 - 17 can start investing on Bloom with parental approval through our UTMA/UTGMA custodial accounts EARN - Complete your first lesson & earn up to $75 in free stocks! - Earn “Oinks” for completing financial lessons & quizzes - Compete in mock investing tournaments against other Bloomers to earn REAL cash prizes! - Exchange Oinks for real stock rewards! - Play games like “Guess the Stock”, “Card Game”, and the “Mystery Wheel” to earn Oinks - Complete “Quests” like buying your first stock, sharing Bloom with friends & more to earn even more Oinks! - Guess which stock will perform better each day with "Bulls vs Bears" and earn Oinks! —— FOR PARENTS OF TEENS Investing is the most effective way to build long-term wealth, but most teens don’t learn about investing or finance in school. Bloom teaches your child about these important concepts with 300+ interactive, world-class financial lessons + a real investing account with industry-leading parental controls. - Bloom allows you to open a UTMA/UGMA custodial brokerage account for your child in just a few minutes! Plus, our custodial accounts automatically transfer to your teen when they turn 18 - 25, depending on your state of residence. With parental controls & options, you can be as involved in your teen’s financial journey as you’d like - Approve your teen's stock trades through the Bloom app, or turn on automatic approvals - View your teen's progress on their financial lessons - Control which assets your teen can buy and sell - Monitor your teen's investments & returns - Don’t want your teen investing yet? No problem — start them out with the lessons, and open a brokerage account whenever you feel comfortable! Flexible, safe funding options - Add funds to your teen's investing account with a bank account or debit card with as little as $1 — or allow them to fund their own account - Set up an allowance directly on Bloom to make recurring deposits to your child’s investing account - Withdraw funds from your child’s account at any time - Your account is SIPC insured up to $500,000 and protected by bank-grade encryption & authentication - Have more than one teen? We’ve got you covered — add up to 5 teens to your account with no additional cost!

EggSpend is personal finance that stays out of your way — track spending, keep budgets honest, and watch your nest egg grow, all in one calm, fast app. No mandatory sign-up. No ads. No selling your data. Your finances sync privately across your devices with iCloud when you're signed in, and EggSpend works completely offline if you're not. WHY EGGSPEND • See where you stand at a glance — Home shows your balances, this month's spending pace, and what changed, in plain English. • Log a transaction in seconds — Quick Add's cents-first keypad gets amount, account, category, and date entered without breaking your stride. • Budgets that actually track reality — set a limit per category, watch an egg-shaped progress ring fill up, and get a heads-up before you go over. • A real picture of your net worth — link checking, savings, credit cards, and loans; EggSpend nets it all together and charts your Nest Egg over time with daily balance history. • Cash-flow forecasting — a 30/60/90-day projection blends your recent spending pace with upcoming bills and recurring charges, so surprises are rare. • Subscriptions, found automatically — EggSpend spots recurring charges in your history, flags price increases, and lets you track them with one tap. • Savings goals you can fund directly — track a goal manually or link it to an account, then tag a transfer as a contribution and watch progress update immediately. • Smarter every time you categorize — EggSpend learns which category a merchant belongs to and applies it automatically next time, including on CSV imports. • Debt payoff and mortgage planning — model payoff timelines and amortization so you can see the finish line. • Monthly Review — a end-of-month recap of income, spending, and what moved the needle, with optional on-device AI–enriched summaries on supported devices (Apple Intelligence, no data ever leaves your phone). • Import your history — bring in transactions from a CSV with duplicate detection, or back up everything to CSV/JSON whenever you want. BUILT TO BE TRUSTED • Face ID / Touch ID app lock keeps your data private if your phone changes hands. • Data stays in your iCloud account — EggSpend has no server and no analytics pipeline. • Full VoiceOver support and Dynamic Type up to accessibility text sizes. • Currency, dates, and number formatting automatically match your device's region. EggSpend is built for people who want to actually understand their money — without spreadsheets, without a lecture, and without handing their financial life to another company's servers.