Restart vs OGPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Restart
This banking app allows users to open a fee-free checking account and use a Visa debit card. It offers features like early direct deposit, mobile check deposit, and ATM access. A unique aspect is its social impact feature, donating profits to a foundation with every transaction.
- Fee-free checking account
- Visa debit card
- Social impact donations
- Early direct deposit
- Mobile check deposit
- Multi-language support
- ATM withdrawals
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Bank with Purpose. Make a social impact with every swipe at no cost to you. Open a fee-free account with competitive features and multi-language support. SOCIAL IMPACT BANKING With other banks, you’re a number. With Re:start, you're a giver. With your every swipe, until the end of 2022, we donate 100% of our net profit to Liberty Ukraine Foundation, at no additional cost to you. Through many small (trans)actions, you can make a large impact. See your monthly and all-time social impact in the app. FEE-FREE BANKING Re:start is a digital bank without fees imposed by traditional banks. Our fee-free app, checking accounts, and Visa® debit cards mean no maintenance fees or minimum balances. APP FEATURES - Access your fee-free checking account and Visa® debit card. - View the social impact of your swipes. - Deposit checks with a photo. - Withdraw cash fee-free at over 30,000 ATMs nationwide. - Secure your paycheck 2 days early with direct deposit. - Track your account balance with detailed insights on charges and income. - Lock and unlock your Visa® debit card instantly. - View the app in English, Russian, Polish, Ukrainian, Armenian, Czech, Belarusian, and Persian. Visit restartbank.com/faq for terms and conditions.
OGPay
Securely manage your money with this app. Make and receive payments globally, link bank accounts and credit cards, and set up recurring payments with reminders. Enjoy fast, free transactions and robust security features for all your financial needs.
- Global money exchange
- Link credit cards and bank accounts
- Recurring payments and reminders
- ATM cash withdrawal
- Secure encrypted transactions
- Downloadable transaction history
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OGPay Consumer lets you securely, quickly, and easily improve how you use your money. Make and manage payments online and offline, exchange money with others around the world. All in an easy-to-use multi-language, multi-currency mobile data app. OGPay Consumer is a new kind of fully integrated secure mobile payments management technology created by Original Digital Corporation. Funds in your OGPay wallet are not FDIC insured. Want to learn more? Just go to www.ogpayconsumer.com SHOP & ACCESS YOUR BALANCES INSTANTLY FROM YOUR MOBILE DEVICE OR COMPUTER Withdraw cash at ATMs worldwide. SEND AND RECEIVE WITH EASE Pay your friends and get paid by them instantly by using your wallet balance or the verified credit cards in your OGPay wallet. No more bank transfers or “I’ll pay you later”. OGPay is the easiest way to send and receive money around the world for free. MANAGE YOUR INFO FROM ONE CONVENIENT PLACE OGPay lets you add credit cards (VISA®, MASTERCARD®, AMERICAN EXPRESS®, DISCOVER®) and bank accounts from hundreds of banks around the world. Easily update your payment information and track all transactions. Download transaction history to an easy to use. CSV file for import into your favorite accounting software like Quickbooks®. MAKE RECURRING PAYMENTS AND SET REMINDERS Set recurring payments like mortgage or car payments by entering payment details in advance and get reminders when it is time to send or receive payments, so you never miss another payment. SECURE ENCRYPTED TRANSACTIONS You can trust OGPay to keep your financial information secure, with multiple layers of security and multi-factor authentication including 24/7 fraud detection on one of the world's most advanced secure network infrastructures. TRUST BASED ONBOARDING All applications for an OGPay account are instantly cleared for KYC, AML, and KYT to keep all accounts and user information secure, complete, and accurate. CHECKOUT ONLINE OR OFFLINE WITH JUST A CLICK With OGPay you can pay instantly by clicking the “Pay With OGPay” button in any online store shopping cart hosting the “Pay with OGPay” button. PROTECTED, SECURE & FLEXIBLE Protect your account and all payments with a passcode, TouchID, or FaceID.. All of your information is stored securely. RECEIVE YOUR PAYCHECK EARLIER THAN USUAL Deposit your paycheck, government payouts, tax refunds, unemployment benefits, and more by using the OGPay inbound ACH feature. THE NEW & THE NOW OGPay is available on iPhone or Apple Watch in the App Store. Using OGPay for your purchases in all kinds of apps on iPhone, and Apple Watch. Think like this: “I can pay for my Uber® ride, pay for my pizza delivery or buy a new pair of sneakers all with just a touch and swipe in the OGPay app on my phone”. Copyright © 2024 Original Digital Corporation. All Rights Reserved.
Screenshots
Verdict
The clearest difference is rating: OGPay at 4.9 against Restart's 4.0. Restart's advantage is iOS requirement (13.0 vs 15.6). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OGPay holds the better App Store score, 4.9 against 4.0. Both are backed by a comparable volume of ratings — 83 and 62 respectively. Written reviews complicate that: 72% of Restart's written reviews are positive against 67% of OGPay's, so the app with the better star average is not the one people write more warmly about.
Restart ships an update every 3 weeks, OGPay fortnightly. The most recent releases landed on October 4, 2026 and September 24, 2026 respectively.
| Parameter | Restart | OGPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (83 ratings) | 4.9 (62 ratings) — better |
| Positive reviews | 71.8% of reviews — better | 66.7% of reviews |
| Number of ratings | 83 — better | 62 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 187 MB | 196 MB |
| Age rating | 4+ | 12+ |
| Developer | Restart Financial Inc. | Original Digital Corporation |
Customer experience
Restart
OGPay
Bugs and requests
Restart
Reported bugs
8 issues- Cannot open account, no registration button
- App doesn't work correctly
- Error message when adding bank
- Error message when transferring money
- Mobile check deposit on extended hold
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- Debit card not approved for transactions
- Account deactivated after deposit
- Account closed with money inside
Requested features
1 request- Option to call customer support
OGPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Restart
No in-app purchases
OGPay
No in-app purchases









