Comparison

Deposit Express vs Restart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Deposit Express

Deposit checks remotely with this mobile banking tool. Designed for U.S. Bank business clients, it allows for quick check deposits without visiting a branch. Secure encryption protects all transmissions.

Highlights
  • Remote check deposit
  • Business banking solution
  • Secure transmissions
  • Easy-to-use interface
  • Smartphone and tablet compatible
Features
Read full description

U.S. Bank Deposit Express is an easy-to-use mobile remote deposit capture solution. In just a few easy steps, you can deposit checks without making a trip to the bank. Please note: You must be a U.S. Bank business client enrolled in Deposit Express to use this mobile application. Before using this application, U.S. Bank must provide you a username and password. For more information about Deposit Express, contact a U.S. Bank Business Banking Specialist at usbank.com/small-business/contact-form.html. The Deposit Express mobile application is free to download. Your mobile carrier may charge access fees depending on your specific plan. Check with your mobile carrier for applicable fees or charges. The U.S. Bank Deposit Express application is supported on Smartphone and tablet devices compatible with iOS versions 9.3 to current. U.S. Bank is committed to protecting your security. No sensitive account information or username and password are ever stored on your mobile device and secure encryption is used to protect all transmissions. Service may be subject to credit approval. Eligibility requirements, other conditions, and fees may apply. Deposit products offered by U.S. Bank National Association. Member FDIC. ©2019 U.S. Bank National Association. All rights reserved.

About

Restart

This banking app allows users to open a fee-free checking account and use a Visa debit card. It offers features like early direct deposit, mobile check deposit, and ATM access. A unique aspect is its social impact feature, donating profits to a foundation with every transaction.

Highlights
  • Fee-free checking account
  • Visa debit card
  • Social impact donations
  • Early direct deposit
  • Mobile check deposit
  • Multi-language support
  • ATM withdrawals
Features
Read full description

Bank with Purpose. Make a social impact with every swipe at no cost to you. Open a fee-free account with competitive features and multi-language support. SOCIAL IMPACT BANKING With other banks, you’re a number. With Re:start, you're a giver. With your every swipe, until the end of 2022, we donate 100% of our net profit to Liberty Ukraine Foundation, at no additional cost to you. Through many small (trans)actions, you can make a large impact. See your monthly and all-time social impact in the app. FEE-FREE BANKING Re:start is a digital bank without fees imposed by traditional banks. Our fee-free app, checking accounts, and Visa® debit cards mean no maintenance fees or minimum balances. APP FEATURES - Access your fee-free checking account and Visa® debit card. - View the social impact of your swipes. - Deposit checks with a photo. - Withdraw cash fee-free at over 30,000 ATMs nationwide. - Secure your paycheck 2 days early with direct deposit. - Track your account balance with detailed insights on charges and income. - Lock and unlock your Visa® debit card instantly. - View the app in English, Russian, Polish, Ukrainian, Armenian, Czech, Belarusian, and Persian. Visit restartbank.com/faq for terms and conditions.

Screenshots

Deposit Express4 screens
Restart4 screens

Verdict

The call

The clearest difference is review sentiment: Restart at 72% against Deposit Express's 0%. Restart also leads on rating (4.0 vs 2.2) and update cadence (every 3 weeks vs every 14 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Restart holds the better App Store score, 4.0 against 2.2. Both are backed by a comparable volume of ratings — 28 and 83 respectively. Written reviews point the same way: 0% of Deposit Express's written reviews are positive against 72% of Restart's.

UpkeepUpdate frequency

Deposit Express ships an update every 14 months, Restart every 3 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Deposit Express versus Restart: the parameters behind the verdict, then further details
ParameterDeposit ExpressRestart
PriceFreeFree
Rating2.2 (28 ratings)4.0 (83 ratings) — better
Positive reviews0.0% of reviews71.8% of reviews — better
Number of ratings2883 — better
Update frequencyEvery 14 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size95 MB187 MB
Age rating4+4+
DeveloperU.S. BancorpRestart Financial

Customer experience

Deposit Express

All ratings25 ratings
Positive36.0%
Neutral4.0%
Negative60.0%
Written reviews7 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Restart

All ratings83 ratings
Positive71.1%
Neutral10.8%
Negative18.1%
Written reviews39 reviews
Positive71.8%
Neutral0.0%
Negative28.2%

Bugs and requests

Deposit Express

Not enough reviews yet to summarise bugs or requests.

Restart

Reported bugs

8 issues
  • Cannot open account, no registration button
  • App doesn't work correctly
  • Error message when adding bank
  • Error message when transferring money
  • Mobile check deposit on extended hold
Show 3 more
  • Debit card not approved for transactions
  • Account deactivated after deposit
  • Account closed with money inside

Requested features

1 request
  • Option to call customer support

In-app purchases

None

Deposit Express

No in-app purchases

None

Restart

No in-app purchases

Questions

Is Deposit Express free?
Deposit Express is free to download, with no in-app purchases.
Is Restart free?
Restart is free to download, with no in-app purchases.
Which has better reviews, Deposit Express or Restart?
Restart is rated higher. Deposit Express averages 2.2 out of 5 from 28 ratings, while Restart averages 4.0 from 83 ratings.
Do Deposit Express or Restart have ads?
Neither Deposit Express nor Restart shows ads.
Which is updated more often, Deposit Express or Restart?
Deposit Express ships an update every 14 months, and Restart every 3 weeks. Most recently, Deposit Express was updated on November 1, 2026 and Restart on November 3, 2026.

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