Deposit Express vs Restart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Deposit Express
Deposit checks remotely with this mobile banking tool. Designed for U.S. Bank business clients, it allows for quick check deposits without visiting a branch. Secure encryption protects all transmissions.
- Remote check deposit
- Business banking solution
- Secure transmissions
- Easy-to-use interface
- Smartphone and tablet compatible
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U.S. Bank Deposit Express is an easy-to-use mobile remote deposit capture solution. In just a few easy steps, you can deposit checks without making a trip to the bank. Please note: You must be a U.S. Bank business client enrolled in Deposit Express to use this mobile application. Before using this application, U.S. Bank must provide you a username and password. For more information about Deposit Express, contact a U.S. Bank Business Banking Specialist at usbank.com/small-business/contact-form.html. The Deposit Express mobile application is free to download. Your mobile carrier may charge access fees depending on your specific plan. Check with your mobile carrier for applicable fees or charges. The U.S. Bank Deposit Express application is supported on Smartphone and tablet devices compatible with iOS versions 9.3 to current. U.S. Bank is committed to protecting your security. No sensitive account information or username and password are ever stored on your mobile device and secure encryption is used to protect all transmissions. Service may be subject to credit approval. Eligibility requirements, other conditions, and fees may apply. Deposit products offered by U.S. Bank National Association. Member FDIC. ©2019 U.S. Bank National Association. All rights reserved.
Restart
This banking app allows users to open a fee-free checking account and use a Visa debit card. It offers features like early direct deposit, mobile check deposit, and ATM access. A unique aspect is its social impact feature, donating profits to a foundation with every transaction.
- Fee-free checking account
- Visa debit card
- Social impact donations
- Early direct deposit
- Mobile check deposit
- Multi-language support
- ATM withdrawals
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Bank with Purpose. Make a social impact with every swipe at no cost to you. Open a fee-free account with competitive features and multi-language support. SOCIAL IMPACT BANKING With other banks, you’re a number. With Re:start, you're a giver. With your every swipe, until the end of 2022, we donate 100% of our net profit to Liberty Ukraine Foundation, at no additional cost to you. Through many small (trans)actions, you can make a large impact. See your monthly and all-time social impact in the app. FEE-FREE BANKING Re:start is a digital bank without fees imposed by traditional banks. Our fee-free app, checking accounts, and Visa® debit cards mean no maintenance fees or minimum balances. APP FEATURES - Access your fee-free checking account and Visa® debit card. - View the social impact of your swipes. - Deposit checks with a photo. - Withdraw cash fee-free at over 30,000 ATMs nationwide. - Secure your paycheck 2 days early with direct deposit. - Track your account balance with detailed insights on charges and income. - Lock and unlock your Visa® debit card instantly. - View the app in English, Russian, Polish, Ukrainian, Armenian, Czech, Belarusian, and Persian. Visit restartbank.com/faq for terms and conditions.
Screenshots
Verdict
The clearest difference is review sentiment: Restart at 72% against Deposit Express's 0%. Restart also leads on rating (4.0 vs 2.2) and update cadence (every 3 weeks vs every 14 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Restart holds the better App Store score, 4.0 against 2.2. Both are backed by a comparable volume of ratings — 28 and 83 respectively. Written reviews point the same way: 0% of Deposit Express's written reviews are positive against 72% of Restart's.
Deposit Express ships an update every 14 months, Restart every 3 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Deposit Express | Restart |
|---|---|---|
| Price | Free | Free |
| Rating | 2.2 (28 ratings) | 4.0 (83 ratings) — better |
| Positive reviews | 0.0% of reviews | 71.8% of reviews — better |
| Number of ratings | 28 | 83 — better |
| Update frequency | Every 14 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 95 MB | 187 MB |
| Age rating | 4+ | 4+ |
| Developer | U.S. Bancorp | Restart Financial |
Customer experience
Deposit Express
Restart
Bugs and requests
Deposit Express
Not enough reviews yet to summarise bugs or requests.
Restart
Reported bugs
8 issues- Cannot open account, no registration button
- App doesn't work correctly
- Error message when adding bank
- Error message when transferring money
- Mobile check deposit on extended hold
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- Debit card not approved for transactions
- Account deactivated after deposit
- Account closed with money inside
Requested features
1 request- Option to call customer support
In-app purchases
Deposit Express
No in-app purchases
Restart
No in-app purchases








