Comparison

Restart vs Evolve Digital Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Restart

This banking app allows users to open a fee-free checking account and use a Visa debit card. It offers features like early direct deposit, mobile check deposit, and ATM access. A unique aspect is its social impact feature, donating profits to a foundation with every transaction.

Highlights
  • Fee-free checking account
  • Visa debit card
  • Social impact donations
  • Early direct deposit
  • Mobile check deposit
  • Multi-language support
  • ATM withdrawals
Features
Read full description

Bank with Purpose. Make a social impact with every swipe at no cost to you. Open a fee-free account with competitive features and multi-language support. SOCIAL IMPACT BANKING With other banks, you’re a number. With Re:start, you're a giver. With your every swipe, until the end of 2022, we donate 100% of our net profit to Liberty Ukraine Foundation, at no additional cost to you. Through many small (trans)actions, you can make a large impact. See your monthly and all-time social impact in the app. FEE-FREE BANKING Re:start is a digital bank without fees imposed by traditional banks. Our fee-free app, checking accounts, and Visa® debit cards mean no maintenance fees or minimum balances. APP FEATURES - Access your fee-free checking account and Visa® debit card. - View the social impact of your swipes. - Deposit checks with a photo. - Withdraw cash fee-free at over 30,000 ATMs nationwide. - Secure your paycheck 2 days early with direct deposit. - Track your account balance with detailed insights on charges and income. - Lock and unlock your Visa® debit card instantly. - View the app in English, Russian, Polish, Ukrainian, Armenian, Czech, Belarusian, and Persian. Visit restartbank.com/faq for terms and conditions.

About

Evolve Digital Banking

Manage your finances efficiently with this digital banking app. Organize transactions with tags and notes, set balance alerts, and make payments and transfers easily. Deposit checks with a photo and locate nearby branches and ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • View and save statements
  • Find branches and ATMs
  • Secure login with passcode or biometrics
Features
Read full description

Evolve Bank & Trust is a technology-focused financial service organization. Our online banking app is designed to make managing your finances fast, secure, and hassle-free, giving you the tools you need to stay on top of your finances. Evolve Bank & Trust Online Banking Features: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

Restart4 screens
Evolve Digital Banking4 screens

Verdict

The call

The clearest difference is review sentiment: Restart at 72% against Evolve Digital Banking's 25%. Restart also leads on monetization model (free vs ad-supported) and iOS requirement (13.0 vs 18.4). Evolve Digital Banking's advantage is rating (4.8 vs 4.0) and ratings volume (331 vs 83). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Evolve Digital Banking holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 83 and 331 respectively. Written reviews complicate that: 72% of Restart's written reviews are positive against 25% of Evolve Digital Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Restart ships an update every 3 weeks, Evolve Digital Banking every 4 weeks. The most recent releases landed on October 4, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
Restart versus Evolve Digital Banking: the parameters behind the verdict, then further details
ParameterRestartEvolve Digital Banking
PriceFreeFree
Rating4.0 (83 ratings)4.8 (331 ratings) — better
Positive reviews71.8% of reviews — better25.0% of reviews
Number of ratings83331 — better
Update frequencyEvery 3 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better18.4
Further details — not scored
Size187 MB177 MB
Age rating4+12+
DeveloperRestart Financial Inc.Evolve Bank & Trust

Customer experience

Restart

All ratings83 ratings
Positive71.1%
Neutral10.8%
Negative18.1%
Written reviews39 reviews
Positive71.8%
Neutral0.0%
Negative28.2%

Evolve Digital Banking

All ratings325 ratings
Positive95.7%
Neutral1.2%
Negative3.1%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Bugs and requests

Restart

Reported bugs

8 issues
  • Cannot open account, no registration button
  • App doesn't work correctly
  • Error message when adding bank
  • Error message when transferring money
  • Mobile check deposit on extended hold
Show 3 more
  • Debit card not approved for transactions
  • Account deactivated after deposit
  • Account closed with money inside

Requested features

1 request
  • Option to call customer support

Evolve Digital Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Restart

No in-app purchases

None

Evolve Digital Banking

No in-app purchases

Questions

Is Restart free?
Restart is free to download, with no in-app purchases.
Is Evolve Digital Banking free?
Evolve Digital Banking is free to download, with no in-app purchases.
Which has better reviews, Restart or Evolve Digital Banking?
Evolve Digital Banking is rated higher. Restart averages 4.0 out of 5 from 83 ratings, while Evolve Digital Banking averages 4.8 from 331 ratings.
Do Restart or Evolve Digital Banking have ads?
Neither Restart nor Evolve Digital Banking shows ads.
Which is updated more often, Restart or Evolve Digital Banking?
Restart ships an update every 3 weeks, and Evolve Digital Banking every 4 weeks. Most recently, Restart was updated on October 4, 2026 and Evolve Digital Banking on October 30, 2026.

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