Comparison

OPéN vs bjb DigiLoan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OPéN

This application provides a range of features designed to simplify and enhance services for participants of Dana Pensiun Pertamina. Key functionalities include identity verification via face recognition, access to pension cards, profile information, announcements, and notifications.

Highlights
  • Face recognition for data re-verification
  • Digital pension card access
  • Profile information display
  • Announcements and notifications
  • Participant assistance
Read full description

OPéN adalah inovasi terbaru dari Dana Pensiun Pertamina. Merupakan aplikasi untuk peserta Dana Pensiun Pertamina dengan berbagai fitur yang mempermudah dan meningkatkan layanan kepada peserta. Beberapa fiturnya antara lain: 1. Data Ulang dengan Face Recognition dan Liveness Detection 2. Kartu Pensiun 3. Informasi Profil 4. Pengumuman 5. Notifikasi 6. Bantuan OPéN akan terus dikembangkan sesuai dengan kebutuhan peserta Dana Pensiun Pertamina.

About

bjb DigiLoan

This mobile application allows users to apply for credit products from bank bjb directly from their personal phones. It offers flexibility and allows users to track the progress of their loan applications.

Highlights
  • Apply for bank bjb credit products
  • Flexible mobile application
  • Track application progress
  • Directly from personal phone
Read full description

bjb DigiLoan adalah aplikasi milik bank bjb untuk membantu masyarakat untuk pengajuan produk kredit bank bjb melalui ponsel pribadi agar dapat lebih fleksibel dan dapat dilacak proses pengajuannya

Screenshots

OPéN4 screens
bjb DigiLoan4 screens

Verdict

The call

The clearest difference is iOS requirement: bjb DigiLoan at 13.0 against OPéN's 15.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OPéN ships an update every 4 months, bjb DigiLoan every 3 months. The most recent releases landed on June 4, 2026 and June 7, 2026 respectively.

Scorecard1 real difference · 9 level
OPéN versus bjb DigiLoan: the parameters behind the verdict, then further details
ParameterOPéNbjb DigiLoan
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews57.1% of reviews—
Number of ratings—1 — better
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.413.0 — better
Further details — not scored
Size54 MB33 MB
Age rating4+4+
DeveloperDana Pensiun PertaminaBANK PEMBANGUNAN DAERAH JAWA BARAT & BANTEN, PT TBK

Customer experience

OPéN

Written reviews7 reviews
Positive57.1%
Neutral0.0%
Negative42.9%

bjb DigiLoan

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

OPéN

No in-app purchases

None

bjb DigiLoan

No in-app purchases

Questions

Is OPéN free?
OPéN is free to download, with no in-app purchases.
Is bjb DigiLoan free?
bjb DigiLoan is free to download, with no in-app purchases.
Do OPéN or bjb DigiLoan have ads?
Neither OPéN nor bjb DigiLoan shows ads.
Which is updated more often, OPéN or bjb DigiLoan?
OPéN ships an update every 4 months, and bjb DigiLoan every 3 months. Most recently, OPéN was updated on June 4, 2026 and bjb DigiLoan on June 7, 2026.

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