Comparison

Subscriptions vs Two Pennies

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscriptions

Manage all your recurring payments in one place. Easily add, organize, and track subscriptions with customizable features and helpful reminders. Get insights into your spending with comprehensive analytics and sync data across all your Apple devices.

Highlights
  • Effortless subscription adding
  • Organize by category, due date, tags
  • Supports over 160 currencies
  • Comprehensive analytics and charts
  • Payment and expiration reminders
  • iCloud sync across devices
  • Ad-free experience
Features
Read full description

Subscriptions is a native SwiftUI app that works seamlessly on iPhone, iPad, and macOS. It features a beautifully designed interface, adhering to Apple's design principles and offering rich customizable features. You can easily keep track of and manage your subscriptions with ease. Features: - Effortlessly adding subscriptions from a vast selection - Organize subscriptions using categories, due dates, tags, and payment accounts - Supports over 160 currencies with daily updated exchange rates - Comprehensive analytics with summarizing charts. - Stay informed with payment and expiration reminders notifications - Widget support for reminders of upcoming payments. - Dark mode for eye comfort - Real-time sync across devices with iCloud - Ad-free experience Pro version: - Multiple tags per subscription - Tracking spending by payment accounts - Face ID, Touch ID & passcode to unlock the app - Data backup & restore - Export to CSV - Easy to import app data via app link - Search app store apps from templates - Price history feature for managing free trials, interruptions, and price changes - Daily exchange rate updates - Long-term support - Help me to keep developing this project Free version: - Unlimited subscriptions  - Unlimited categories - Free iCloud sync - Full analytics set - Etc Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Two Pennies

A simple, collaborative budgeting app for couples and families. Manually track expenses, communicate on transactions, and start fresh each month. Designed for transparency and stress-free financial management without bank connections.

Highlights
  • Manual transaction entry
  • Shared budgeting for up to 3 users
  • In-app transaction communication
  • Monthly budget reset
  • Offline functionality
  • Customizable categories
  • Secure and private data
Features
Read full description

Two Pennies: Where every penny counts and your two cents matter. Finally, a budgeting app that's actually simple. No bank connections. No automatic imports. No complicated spreadsheets. Just you, your partner, and a shared understanding of where your money goes. Share your two cents with each other—literally. Communicate on every transaction, stay aligned on spending, and make every penny count toward your goals. WHY TWO PENNIES? We believe budgeting should be simple, collaborative, and stress-free. Type in a transaction and it's done. Balance your month to see how close you came to your goals. Start fresh next month. That's it. THE SIMPLEST BUDGETING APP • Manual entry only—you're in control • No bank account connections required • No automatic categorization guesswork • Just type it in and it's done • See exactly where every penny goes SHARE YOUR TWO CENTS • Budget with your partner or family (up to 3 users) • Communicate directly on transactions • See each other's spending in real-time • Stay on the same page financially • One subscription covers everyone FRESH START EVERY MONTH • Balance your budget when the month ends • See how close you came to your goals • Roll over balances or start fresh • Learn and improve month by month • No carrying baggage from past months BUILT FOR COLLABORATION • Instant sync across all devices • Comment on transactions to discuss spending • Share context about purchases • Make financial decisions together • No surprises, total transparency SIMPLE CATEGORY SYSTEM • Income tracking • Bills (rent, utilities, subscriptions) • Savings goals • Spending categories • Pause categories when not needed • Unlimited categories—organize your way WORKS OFFLINE • Add transactions anywhere, anytime • No internet? No problem • Syncs automatically when back online • Your budget travels with you SECURE & PRIVATE • Your data is encrypted • Face ID / Touch ID support • No ads, ever • We don't sell your data • Bank-level security PERFECT FOR • Couples managing money together • Families tracking household spending • Anyone tired of complicated budget apps • People who want control without complexity • Partners who value transparency HOW IT WORKS 1. Create your budget—name your categories 2. Invite your partner with a simple share code 3. Type in transactions as you spend (takes 5 seconds) 4. Communicate about purchases right in the app 5. Balance your month to see how you did 6. Fresh start next month WHAT MAKES US DIFFERENT Most budget apps try to do everything automatically. They connect to your bank, categorize transactions for you, and overwhelm you with charts and data. We believe budgeting works better when you're engaged. When you manually enter each transaction, you're more aware of your spending. When you can comment on purchases, you and your partner stay aligned. When each month is a fresh start, you don't feel defeated by past mistakes. Two Pennies is intentionally simple. Because budgeting shouldn't be complicated. SUBSCRIPTION Two Pennies requires a subscription after a 14-day free trial: • Monthly subscription available • One subscription covers up to 3 users • Cancel anytime in App Store settings YOUR DATA, YOUR WAY • Export transaction data anytime • Delete your account whenever you want • Full control over your financial data Download Two Pennies and start budgeting together today. Questions? Contact us at https://runpunchman.com/contact Privacy Policy: https://drive.google.com/file/d/1PPL3GlbhvGHv647tYCjUSWfOLKHTQmcH/view?usp=drive_link Terms of Service: https://drive.google.com/file/d/1CvOpAcDyNibL08wTomCHSQKLaDmzlSg8/view?usp=sharing

Screenshots

Subscriptions4 screens
Two Pennies4 screens

Verdict

The call

The clearest difference is ratings volume: Subscriptions at 172 against Two Pennies's 1. Two Pennies's advantage is rating (5.0 vs 4.7) and update cadence (weekly vs every 4 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscriptions sells 4 in-app purchases, starting at $2.99 per year and Two Pennies sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Two Pennies holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Subscriptions has 172 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Subscriptions ships an update every 4 weeks, Two Pennies weekly. The most recent releases landed on October 25, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
Subscriptions versus Two Pennies: the parameters behind the verdict, then further details
ParameterSubscriptionsTwo Pennies
PriceFreeFree
Rating4.7 (172 ratings)5.0 (1 ratings) — better
Positive reviews86.2% of reviews—
Number of ratings172 — better1
Update frequencyEvery 4 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, MaciPhone, iPad, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size27 MB71 MB
Age rating4+4+
DeveloperTouchbits Inc.Joseph Meeko

Customer experience

Subscriptions

All ratings169 ratings
Positive94.1%
Neutral1.8%
Negative4.1%
Written reviews196 reviews
Positive86.2%
Neutral7.1%
Negative6.6%

Two Pennies

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Subscriptions

Reported bugs

3 issues
  • App crashes and freezes on some devices
  • Syncing issues between iOS and macOS
  • Unexpected data loss/reset

Requested features

5 requests
  • Calendar integration
  • Ability to pause subscriptions
  • Custom notification settings
  • Multi-user/family sharing
  • More language support (e.g., Portuguese, Arabic)

Two Pennies

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Subscriptions

Subscriptions1
  • Yearly$2.991 Year
One-time3
  • Lifetime$8.99
  • Lifetime - Family Sharing$12.99
  • Lifetime - Family Sharing$19.99
1 purchases

Two Pennies

Subscriptions1
  • Penny Premium14 Days trial$2.991 Month

Questions

Is Subscriptions free?
Subscriptions is free to download, with in-app purchases available.
Is Two Pennies free?
Two Pennies is free to download, with in-app purchases available.
Which has better reviews, Subscriptions or Two Pennies?
Two Pennies is rated higher. Subscriptions averages 4.7 out of 5 from 172 ratings, while Two Pennies averages 5.0 from 1 ratings.
Do Subscriptions or Two Pennies have ads?
Neither Subscriptions nor Two Pennies shows ads.
Which is updated more often, Subscriptions or Two Pennies?
Subscriptions ships an update every 4 weeks, and Two Pennies weekly. Most recently, Subscriptions was updated on October 25, 2026 and Two Pennies on October 15, 2026.

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