Subscriptions vs Two Pennies
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subscriptions
Manage all your recurring payments in one place. Easily add, organize, and track subscriptions with customizable features and helpful reminders. Get insights into your spending with comprehensive analytics and sync data across all your Apple devices.
- Effortless subscription adding
- Organize by category, due date, tags
- Supports over 160 currencies
- Comprehensive analytics and charts
- Payment and expiration reminders
- iCloud sync across devices
- Ad-free experience
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Subscriptions is a native SwiftUI app that works seamlessly on iPhone, iPad, and macOS. It features a beautifully designed interface, adhering to Apple's design principles and offering rich customizable features. You can easily keep track of and manage your subscriptions with ease. Features: - Effortlessly adding subscriptions from a vast selection - Organize subscriptions using categories, due dates, tags, and payment accounts - Supports over 160 currencies with daily updated exchange rates - Comprehensive analytics with summarizing charts. - Stay informed with payment and expiration reminders notifications - Widget support for reminders of upcoming payments. - Dark mode for eye comfort - Real-time sync across devices with iCloud - Ad-free experience Pro version: - Multiple tags per subscription - Tracking spending by payment accounts - Face ID, Touch ID & passcode to unlock the app - Data backup & restore - Export to CSV - Easy to import app data via app link - Search app store apps from templates - Price history feature for managing free trials, interruptions, and price changes - Daily exchange rate updates - Long-term support - Help me to keep developing this project Free version: - Unlimited subscriptions - Unlimited categories - Free iCloud sync - Full analytics set - Etc Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Two Pennies
A simple, collaborative budgeting app for couples and families. Manually track expenses, communicate on transactions, and start fresh each month. Designed for transparency and stress-free financial management without bank connections.
- Manual transaction entry
- Shared budgeting for up to 3 users
- In-app transaction communication
- Monthly budget reset
- Offline functionality
- Customizable categories
- Secure and private data
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Two Pennies: Where every penny counts and your two cents matter. Finally, a budgeting app that's actually simple. No bank connections. No automatic imports. No complicated spreadsheets. Just you, your partner, and a shared understanding of where your money goes. Share your two cents with each other—literally. Communicate on every transaction, stay aligned on spending, and make every penny count toward your goals. WHY TWO PENNIES? We believe budgeting should be simple, collaborative, and stress-free. Type in a transaction and it's done. Balance your month to see how close you came to your goals. Start fresh next month. That's it. THE SIMPLEST BUDGETING APP • Manual entry only—you're in control • No bank account connections required • No automatic categorization guesswork • Just type it in and it's done • See exactly where every penny goes SHARE YOUR TWO CENTS • Budget with your partner or family (up to 3 users) • Communicate directly on transactions • See each other's spending in real-time • Stay on the same page financially • One subscription covers everyone FRESH START EVERY MONTH • Balance your budget when the month ends • See how close you came to your goals • Roll over balances or start fresh • Learn and improve month by month • No carrying baggage from past months BUILT FOR COLLABORATION • Instant sync across all devices • Comment on transactions to discuss spending • Share context about purchases • Make financial decisions together • No surprises, total transparency SIMPLE CATEGORY SYSTEM • Income tracking • Bills (rent, utilities, subscriptions) • Savings goals • Spending categories • Pause categories when not needed • Unlimited categories—organize your way WORKS OFFLINE • Add transactions anywhere, anytime • No internet? No problem • Syncs automatically when back online • Your budget travels with you SECURE & PRIVATE • Your data is encrypted • Face ID / Touch ID support • No ads, ever • We don't sell your data • Bank-level security PERFECT FOR • Couples managing money together • Families tracking household spending • Anyone tired of complicated budget apps • People who want control without complexity • Partners who value transparency HOW IT WORKS 1. Create your budget—name your categories 2. Invite your partner with a simple share code 3. Type in transactions as you spend (takes 5 seconds) 4. Communicate about purchases right in the app 5. Balance your month to see how you did 6. Fresh start next month WHAT MAKES US DIFFERENT Most budget apps try to do everything automatically. They connect to your bank, categorize transactions for you, and overwhelm you with charts and data. We believe budgeting works better when you're engaged. When you manually enter each transaction, you're more aware of your spending. When you can comment on purchases, you and your partner stay aligned. When each month is a fresh start, you don't feel defeated by past mistakes. Two Pennies is intentionally simple. Because budgeting shouldn't be complicated. SUBSCRIPTION Two Pennies requires a subscription after a 14-day free trial: • Monthly subscription available • One subscription covers up to 3 users • Cancel anytime in App Store settings YOUR DATA, YOUR WAY • Export transaction data anytime • Delete your account whenever you want • Full control over your financial data Download Two Pennies and start budgeting together today. Questions? Contact us at https://runpunchman.com/contact Privacy Policy: https://drive.google.com/file/d/1PPL3GlbhvGHv647tYCjUSWfOLKHTQmcH/view?usp=drive_link Terms of Service: https://drive.google.com/file/d/1CvOpAcDyNibL08wTomCHSQKLaDmzlSg8/view?usp=sharing
Screenshots
Verdict
The clearest difference is ratings volume: Subscriptions at 172 against Two Pennies's 1. Two Pennies's advantage is rating (5.0 vs 4.7) and update cadence (weekly vs every 4 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subscriptions sells 4 in-app purchases, starting at $2.99 per year and Two Pennies sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Two Pennies holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Subscriptions has 172 ratings behind it against 1, so its average is the more settled of the two.
Subscriptions ships an update every 4 weeks, Two Pennies weekly. The most recent releases landed on October 25, 2026 and October 15, 2026 respectively.
| Parameter | Subscriptions | Two Pennies |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (172 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 86.2% of reviews | — |
| Number of ratings | 172 — better | 1 |
| Update frequency | Every 4 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 27 MB | 71 MB |
| Age rating | 4+ | 4+ |
| Developer | Touchbits Inc. | Joseph Meeko |
Customer experience
Subscriptions
Two Pennies
Bugs and requests
Subscriptions
Reported bugs
3 issues- App crashes and freezes on some devices
- Syncing issues between iOS and macOS
- Unexpected data loss/reset
Requested features
5 requests- Calendar integration
- Ability to pause subscriptions
- Custom notification settings
- Multi-user/family sharing
- More language support (e.g., Portuguese, Arabic)
Two Pennies
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Subscriptions
- Yearly$2.991 Year
- Lifetime$8.99
- Lifetime - Family Sharing$12.99
- Lifetime - Family Sharing$19.99
Two Pennies
- Penny Premium14 Days trial$2.991 Month









