Bifrost Wallet vs Owesum
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bifrost Wallet
A self-custodial crypto wallet supporting multiple blockchains including Flare, XRP Ledger, and Ethereum. It offers features like XRP staking, FLR rewards maximization, and secure dApp access. Manage all your digital assets in one place with advanced security and instant cross-chain swaps.
- Self-custodial crypto management
- XRP staking and FXRP minting
- Native FLR staking and auto-claiming
- Multi-chain support (Flare, XRP, ETH, etc.)
- Instant cross-chain swaps and bridges
- In-app dApp browser with security checks
- Buy and sell crypto with cards
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Secure self-custodial Flare & XRPL power wallet with multi-chain support. Bifrost Wallet is a security-first, self-custodial crypto wallet that lets you manage and use your assets across Flare, XRP Ledger, Ethereum and other leading EVM & UTXO chains within one app. THE GATEWAY TO XRPFI: XRP STAKING Bifrost Wallet is the only wallet seamlessly bridging the XRP Ledger and Flare Network. Turn your XRP into active yield: - Stake XRP: Convert XRP to FXRP and stake on Firelight directly in the wallet. - Market Leader: We handle over 80% of all FXRP mints on Flare. OPTIMIZED FOR FLARE Maximize your FLR rewards with the most advanced Flare integration available: - Native Staking: Delegate Wrapped FLR (WFLR) with a few taps. - Auto-Claiming: Never miss a reward. Autoclaim FTSO rewards. - FAssets Manager: Securely manage your FXRP. - dApp Access: Instant connectivity to major dApps in the Flare ecosystem. HIGH-END SECURITY Your safety comes first, today and every day. - Top-Tier Audits: Independently audited by security firms Cure53 and FYEO with zero major issues found. - Proactive Protection: Our system detects and blocks malicious dApps via Blockaid and phishing sites before they even load. - Transparent Signing: See full transaction details. No blind signing. - Self-Custodial: Your keys, your crypto. No one can access your funds but you. - Zero Tracking: No ads. No trackers. MULTI-CHAIN SUPPORT Manage all your crypto in one secure wallet. Supported networks are Flare, XRP Ledger, Songbird, Ethereum, Bitcoin, Hyperliquid, Base, Polygon, Arbitrum, Optimism, BNB Smart Chain, XDC, Litecoin, Dogecoin, with many more chains to come. INSTANT CROSS-CHAIN SWAP & BRIDGE Swap crypto instantly with just a few taps. No need to connect to external dApps or bridge websites. Bridge your crypto across supported chains quickly and securely right within Bifrost Wallet. IN-APP BROWSER Explore dApps across supported networks directly within Bifrost Wallet, with the same security checks guarding your browsing experience. BUY & SELL CRYPTO WITH EASE - Buy crypto with supported credit and debit cards. - Sell crypto for fiat and withdraw to your bank account. NEED HELP? - Support: support.bifrostwallet.com - Twitter (X): @bifrostwallet - Youtube: @bifrostwallet-com
Owesum
Easily calculate tips and split bills with friends. Scan receipts or enter details manually to see service fees and gratuity upfront. Split the total evenly, with each person's share rounded to the cent.
- Tip on pre-tax subtotal
- Detect service fees and gratuity
- Split bills evenly
- Scan receipts with on-device OCR
- Manual bill entry
- Offline functionality
- Bill history
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Owesum is a tip calculator and bill splitter for dining out. Scan the receipt or type it in, see any service fee or included gratuity up front, tip on the pre-tax subtotal whenever the bill shows one, and split the total evenly across your party. No accounts. No sign-ups. Your receipt images aren't uploaded, and your bill data stays on your device — you decide if and when to share a summary. WHAT OWESUM DOES • Tip on the subtotal — when the bill provides a pre-tax subtotal, Owesum keeps tax out of the percentage base. If a scan finds only a charged amount, you confirm how to treat it before continuing. A heads-up flags a tip that looks unusually high. • Catch service fees and included tips — a bill that already carries a service fee or auto-gratuity starts at 0% extra tip, so you can see what's already included before deciding whether to add more. • Split the bill — divide the total evenly across your party, with each person's share rounded to the cent so the numbers always add up. • Scan the receipt — on-device scanning looks for the subtotal, tax, fees, and total and fills them in for your review. You confirm every number before anything is split. • Enter it your way — typing in the bill is fast and always works. • Keep a history — recent bills are saved on your device so you can look back anytime. • Share the breakdown — send a clean summary of who owes what through your phone's share sheet. WORKS WITHOUT INTERNET Poor reception at the table? Scan your receipt, review the numbers, calculate your tip, and split the bill offline. Receipt recognition and calculations run on your phone, with no internet connection required. BUILT FOR PRIVACY Receipt scanning uses on-device text recognition, so your images are never uploaded, and your bills, splits, and history are kept in local storage on your phone. There's no account to create and no name or email to provide. (Owesum is free, supported by ads, and uses limited analytics and crash reporting to improve — see our privacy policy for details.) Whether it's dinner for two or a group tab with a service fee on it, Owesum takes the math off your plate.
Screenshots
Verdict
The clearest difference is rating: Owesum at 5.0 against Bifrost Wallet's 4.5. Owesum also leads on review sentiment (100% vs 72%). Bifrost Wallet's advantage is ads (none vs shown) and ratings volume (212 vs 9). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Owesum holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Bifrost Wallet has 212 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 72% of Bifrost Wallet's written reviews are positive against 100% of Owesum's.
Bifrost Wallet ships an update every 2 weeks, Owesum every 11 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Bifrost Wallet | Owesum |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (212 ratings) | 5.0 (9 ratings) — better |
| Positive reviews | 72.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 212 — better | 9 |
| Update frequency | Every 2 weeks | Every 11 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 | 16.4 |
| Further details — not scored | ||
| Size | 72 MB | 71 MB |
| Age rating | 17+ | 4+ |
| Developer | Bifrost Software Ltd | Soo Hyung Lee |
Customer experience
Bifrost Wallet
Owesum
Bugs and requests
Bifrost Wallet
Reported bugs
8 issues- Delegation rewards not claiming properly
- Transactions stuck in 'pending' status
- Swap button disappeared in recent updates
- Recovery phrase not restoring all tokens
- Web3 wallet detection errors
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- Inconsistent delegation feature functionality
- Transaction formatting issues (spacing)
- Mac Silicon version removed from App Store
Requested features
12 requests- Japanese language support
- Turkish language support
- Desktop/Mac application version
- Dark mode option
- Multi-signature wallet support for teams
Show 7 moreShow fewer
- Automatic gas fee reservation feature
- Multiple wallet management without logout
- iPad landscape mode support
- Additional currency display options (GBP, etc)
- Custom network addition capability
- RLUSD and XAH token support
- Better exchange rates
Owesum
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Bifrost Wallet
No in-app purchases
Owesum
No in-app purchases









