IPU vs Bedford Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IPU
Facilitates seamless cross-border financial transactions between Europe and Asia. Offers tools for international money transfers, multi-currency management, and global payment solutions.
- Send and receive money worldwide
- Unique IBAN for direct payments
- Multi-currency management
- Real-time FX rates
- Global payout tools
- Cross-continental commerce support
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We are proud to be the experts in bridging financial flows between Europe and Asia. Our deep regional expertise, trusted banking partners, and tailored solutions make it easy for businesses and entrepreneurs to connect markets, navigate regulations, and grow without borders. With IPU, you're supported by a team that understands the nuances of cross- continental commerce. WITH IPU, YOU CAN: • Send and receive money worldwide • Benefit from your own unique IBAN for faster, direct payments • Manage funds in multiple currencies with real-time FX rates • Access scalable & modern tools for payouts and vendor settlements • Bridge Europe and Asia with expert support and localized financial solutions • Get full control over your global finances anytime, anywhere IPU is more than just a payment platform. It's a global financial hub in your pocket. Download now and experience a smarter way to pay, link, and grow!
Bedford Pay
Manage your money on the go with a modern online payment system. Securely receive EUR and GBP payments with a unique IBAN, and convert funds to various currencies. Supports SEPA, SWIFT, and BACS payment schemes.
- Customizable payment system
- Secure money management
- Receive EUR and GBP payments
- Unique IBAN number
- Currency conversion
- Supports SEPA, SWIFT, BACS
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Customisable, quick, and easy online payment system is designed for you, the way you love. Modern online payment system technology allows you to securely manage your money on the go, smart and easy. Get unique IBAN number to receive online EUR and GBP payments quickly and easy. You can covert at a good rate and send out in many other different currencies. Supported payment schemes: SEPA, SWIFT, BACS
Screenshots
Verdict
The clearest difference is update cadence: IPU at every 3 weeks against Bedford Pay's every 4 months. On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IPU ships an update every 3 weeks, Bedford Pay every 4 months. The most recent releases landed on October 14, 2026 and October 4, 2026 respectively.
| Parameter | IPU | Bedford Pay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 58 MB | 18 MB |
| Age rating | 4+ | 17+ |
| Developer | International Payment Union, UAB | Bedford Pay LTD |
Customer experience
IPU
Bedford Pay
In-app purchases
IPU
No in-app purchases
Bedford Pay
No in-app purchases









