Comparison

IPU vs Bedford Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IPU

Facilitates seamless cross-border financial transactions between Europe and Asia. Offers tools for international money transfers, multi-currency management, and global payment solutions.

Highlights
  • Send and receive money worldwide
  • Unique IBAN for direct payments
  • Multi-currency management
  • Real-time FX rates
  • Global payout tools
  • Cross-continental commerce support
Read full description

We are proud to be the experts in bridging financial flows between Europe and Asia. Our deep regional expertise, trusted banking partners, and tailored solutions make it easy for businesses and entrepreneurs to connect markets, navigate regulations, and grow without borders. With IPU, you're supported by a team that understands the nuances of cross- continental commerce. WITH IPU, YOU CAN: • Send and receive money worldwide • Benefit from your own unique IBAN for faster, direct payments • Manage funds in multiple currencies with real-time FX rates • Access scalable & modern tools for payouts and vendor settlements • Bridge Europe and Asia with expert support and localized financial solutions • Get full control over your global finances anytime, anywhere IPU is more than just a payment platform. It's a global financial hub in your pocket. Download now and experience a smarter way to pay, link, and grow!

About

Bedford Pay

Manage your money on the go with a modern online payment system. Securely receive EUR and GBP payments with a unique IBAN, and convert funds to various currencies. Supports SEPA, SWIFT, and BACS payment schemes.

Highlights
  • Customizable payment system
  • Secure money management
  • Receive EUR and GBP payments
  • Unique IBAN number
  • Currency conversion
  • Supports SEPA, SWIFT, BACS
Features
Read full description

Customisable, quick, and easy online payment system is designed for you, the way you love. Modern online payment system technology allows you to securely manage your money on the go, smart and easy. Get unique IBAN number to receive online EUR and GBP payments quickly and easy. You can covert at a good rate and send out in many other different currencies. Supported payment schemes: SEPA, SWIFT, BACS

Screenshots

IPU4 screens
Bedford Pay4 screens

Verdict

The call

The clearest difference is update cadence: IPU at every 3 weeks against Bedford Pay's every 4 months. On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IPU ships an update every 3 weeks, Bedford Pay every 4 months. The most recent releases landed on October 14, 2026 and October 4, 2026 respectively.

Scorecard1 real difference · 9 level
IPU versus Bedford Pay: the parameters behind the verdict, then further details
ParameterIPUBedford Pay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings—1 — better
Update frequencyEvery 3 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size58 MB18 MB
Age rating4+17+
DeveloperInternational Payment Union, UABBedford Pay LTD

Customer experience

IPU

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bedford Pay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

IPU

No in-app purchases

None

Bedford Pay

No in-app purchases

Questions

Is IPU free?
IPU is free to download, with no in-app purchases.
Is Bedford Pay free?
Bedford Pay is free to download, with no in-app purchases.
Do IPU or Bedford Pay have ads?
Neither IPU nor Bedford Pay shows ads.
Which is updated more often, IPU or Bedford Pay?
IPU ships an update every 3 weeks, and Bedford Pay every 4 months. Most recently, IPU was updated on October 14, 2026 and Bedford Pay on October 4, 2026.

Other comparisons