IPU vs Dauphin Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IPU
Facilitates seamless cross-border financial transactions between Europe and Asia. Offers tools for international money transfers, multi-currency management, and global payment solutions.
- Send and receive money worldwide
- Unique IBAN for direct payments
- Multi-currency management
- Real-time FX rates
- Global payout tools
- Cross-continental commerce support
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We are proud to be the experts in bridging financial flows between Europe and Asia. Our deep regional expertise, trusted banking partners, and tailored solutions make it easy for businesses and entrepreneurs to connect markets, navigate regulations, and grow without borders. With IPU, you're supported by a team that understands the nuances of cross- continental commerce. WITH IPU, YOU CAN: • Send and receive money worldwide • Benefit from your own unique IBAN for faster, direct payments • Manage funds in multiple currencies with real-time FX rates • Access scalable & modern tools for payouts and vendor settlements • Bridge Europe and Asia with expert support and localized financial solutions • Get full control over your global finances anytime, anywhere IPU is more than just a payment platform. It's a global financial hub in your pocket. Download now and experience a smarter way to pay, link, and grow!
Dauphin Pay
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Join DAUPHIN PAY as we venture into the next generation of banking. The concept of national borders is becoming obsolete, so why should your banking options be confined to just your local institutions? For your loved ones: Effortlessly send money to family and friends, no matter where they are in the world, with simplicity and cost efficiency. Receive money transfers, salaries, stipends, or pensions from any location directly into your account with a unique IBAN. Obtain a Mastercard® for your everyday transactions, whether you're shopping online, booking hotels, purchasing airline tickets, or buying souvenirs while traveling. Experience the convenience of having just one card to meet all your needs. For your business: Access multiple IBANs across various EU countries, execute international SWIFT and SEPA transfers, and utilize a Mastercard® for business expenses and payroll management. Benefit from multi-currency exchange and electronic invoicing. It’s time to globalize your business operations, making them more adaptable for your customers and suppliers. Open an account remotely more easily and quickly than at traditional banks. Forget the long waits to schedule a bank visit or the endless hours on the phone for simple queries. Embrace modern financial solutions, maintaining full control over your finances at all times through the DAUPHIN PAY mobile app. Here's what we bring to you: • Open and manage an account with a unique IBAN; • Hold and manage your money in various currencies; • Convert different currencies at competitive rates; • Send and receive international bank wire transfers; • Use your prepaid DAUPHIN PAY Card for global spending; • Execute mass payments to bank accounts. Our mobile app features: • 24/7 access to your account from your device; • Instant updates on account activity and balance; • Detailed transaction history for tracking your expenses; • A new feature for setting up recurring transactions; • Worldwide money transfers; • Easy card top-ups of your accounts; • A simplified sign-in process with password and biometric authentication. Experience the ease of transnational financial operations with the reliability of DAUPHIN PAY, backed by secure financial services provided by a regulated electronic money institution. For more information, please visit: dauphinpay.com. Terms applicable to the financial service user can be found on https://dauphinpay.com/terms-and-conditions.
Screenshots
Verdict
The clearest difference is ads: IPU at none against Dauphin Pay's shown. IPU also leads on update cadence (every 3 weeks vs every 2 months). Dauphin Pay's advantage is iOS requirement (11.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IPU ships an update every 3 weeks, Dauphin Pay every 2 months. The most recent releases landed on September 10, 2026 and September 16, 2026 respectively.
| Parameter | IPU | Dauphin Pay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 58 MB | 103 MB |
| Age rating | 4+ | 4+ |
| Developer | International Payment Union, UAB | MIBEXTECHNOLOGIES OU |
In-app purchases
IPU
No in-app purchases
Dauphin Pay
No in-app purchases








