IPU vs Banpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IPU
Facilitates seamless cross-border financial transactions between Europe and Asia. Offers tools for international money transfers, multi-currency management, and global payment solutions.
- Send and receive money worldwide
- Unique IBAN for direct payments
- Multi-currency management
- Real-time FX rates
- Global payout tools
- Cross-continental commerce support
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We are proud to be the experts in bridging financial flows between Europe and Asia. Our deep regional expertise, trusted banking partners, and tailored solutions make it easy for businesses and entrepreneurs to connect markets, navigate regulations, and grow without borders. With IPU, you're supported by a team that understands the nuances of cross- continental commerce. WITH IPU, YOU CAN: • Send and receive money worldwide • Benefit from your own unique IBAN for faster, direct payments • Manage funds in multiple currencies with real-time FX rates • Access scalable & modern tools for payouts and vendor settlements • Bridge Europe and Asia with expert support and localized financial solutions • Get full control over your global finances anytime, anywhere IPU is more than just a payment platform. It's a global financial hub in your pocket. Download now and experience a smarter way to pay, link, and grow!
Banpay
Manage corporate or individual multi-currency accounts with ease. Track balances, download statements, and execute secure payments. Features include debit requests, PAD agreements, and mobile token transaction security.
- Multi-currency account access
- Real-time balance tracking
- Statement download
- Debit requests
- PAD Agreement signing
- Mobile token security
- Cross-currency payments
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Welcome to Banpay. Your tailored financial companion. Access your corporate or individual account effortlessly. Track real-time balances and download statements on demand. Take control with Debit Requests and PAD Agreement signing. Streamline document management and enhance transaction security with mobile tokens. Seamlessly execute payments in multiple currencies, experiencing the power of Banpay at your fingertips!
Screenshots
Verdict
IPU and Banpay are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IPU ships an update every 3 weeks, Banpay fortnightly. The most recent releases landed on September 10, 2026 and September 12, 2026 respectively.
| Parameter | IPU | Banpay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 58 MB | 78 MB |
| Age rating | 4+ | 4+ |
| Developer | International Payment Union, UAB | BanPAY(CA) Ltd |
In-app purchases
IPU
No in-app purchases
Banpay
No in-app purchases
