Comparison

3S Money vs Banpay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

3S Money

Manage international business finances with a global account. Send and receive payments in over 190 countries, hold multiple currencies, and protect against foreign exchange risk. Offers dedicated support and robust security.

Highlights
  • International business accounts
  • Global payment processing
  • Multi-currency holding and exchange
  • FX risk protection
  • Dedicated Relationship Manager
  • 2-factor authentication
  • Real-time notifications
Features
Read full description

Pay and get paid faster in 190+ countries with an International Business account. 3S Money is an all-in-one online business account and payment platform designed to help businesses expand their payment capabilities globally. With our local IBANs and local payment solutions, you confidently send & receive high-value payments, hold and exchange up to 65 currencies* and work with a dedicated Relationship Manager who intimately knows your business. _____________________________________________________ Fast, flexible global payment solutions - Enjoy rapid processing times and full payment support from a dedicated Relationship Manager. - Send and receive large international payments in 190+ countries via SWIFT and SEPA powered by local IBANs. Protect against FX risk - Accept customer payments and pay salaries, suppliers, and overheads in local currencies with fair and competitive FX fees. - Make one-time payments in local currencies with fair FX rates and instant settlement. - Open local currency accounts to accept payments with no hidden FX fees. Take control of your cash flow - Real-time payment notifications and multi-currency balance updates. - Instantly approve outgoing payments from any account user. - Deposit incoming payments into your preferred account with one click. Your money is always safe - We’re regulated and licenced in the UK (FCA), EU (CSSF) and Dubai (DFSA DIFC) - Our corresponding banking partners safeguard your funds and retain 100% liquidity. - We use 2-factor authentication and industry-standard encryption and work with top-tier banking partners to make sure you pay and get paid on time, every time. Premium client support - Work with a dedicated Relationship Manager to help navigate new payment routes and maximise your margins on every transfer. - We speak 35 languages and provide human client support across seven international offices. *Head to https://3s.money/ for more information on your accounts, services and currency coverage.

About

Banpay

Manage corporate or individual accounts with real-time balance tracking and statement downloads. Execute multi-currency payments, manage documents, and enhance transaction security with mobile tokens.

Highlights
  • Multi-currency account access
  • Real-time balance tracking
  • Statement download
  • Debit Requests
  • PAD Agreement signing
  • Mobile token security
  • Seamless multi-currency payments
Read full description

Welcome to Banpay. Your tailored financial companion. Access your corporate or individual account effortlessly. Track real-time balances and download statements on demand. Take control with Debit Requests and PAD Agreement signing. Streamline document management and enhance transaction security with mobile tokens. Seamlessly execute payments in multiple currencies, experiencing the power of Banpay at your fingertips!

Screenshots

3S Money4 screens
Banpay4 screens

Verdict

The call

3S Money and Banpay are too close to call on the numbers: across 7 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

ScorecardNo meaningful differences
3S Money versus Banpay: the parameters behind the verdict, then further details
Parameter3S MoneyBanpay
PriceFreeFree
Positive reviews50.0% of reviewsβ€”
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 β€” better16.6
Further details β€” not scored
Size148 MB70 MB
Age rating17+4+
Developer3S MoneyBanPAY(CA) Ltd

In-app purchases

None

3S Money

No in-app purchases

None

Banpay

No in-app purchases

Questions

Is 3S Money free?
3S Money is free to download, with no in-app purchases.
Is Banpay free?
Banpay is free to download, with no in-app purchases.
Do 3S Money or Banpay have ads?
Neither 3S Money nor Banpay shows ads.
Which is updated more often, 3S Money or Banpay?
3S Money ships an update every 2 weeks, and Banpay every 2 weeks. Most recently, 3S Money was updated on November 3, 2026 and Banpay on October 30, 2026.

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