Narfar Pay vs PayByPocket
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Narfar Pay
Instantly pay merchants by scanning their QR code with your saved credit or debit cards. Enjoy secure, fast transactions without carrying physical cards. Earn cashback on every purchase to use on future payments or redeem in the Rewards Shop.
- Scan QR codes to pay
- Instant credit/debit card payments
- Bank-level encryption security
- Earn cashback rewards
- Redeem rewards in shop
- Fast transaction notifications
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Narfar Pay is the easiest way to pay. Just scan a merchant's QR code and pay instantly with any credit or debit card you have saved. There's no need to bring all your cards everywhere you go. Safe. Narfar uses bank level encryption to ensure all your payments data is securely stored and processed. Fast. Pay in seconds from the ease of your phone. The merchant receives the payment immediately and will be notified in seconds. Free. Narfar Pay is completely free to use. There are no hidden fees, monthly fees, or contracts. Earn. Each time you pay with Narfar Pay, you earn cashback which can be used towards future purchases or redeemed for an item in the Rewards Shop. How it works. Open the app, tap the "Scan" button and scan a QR Code. You'll be directed to the merchant's payment page where you can enter the amount you want to pay. Your payment is sent instantly and the merchant receives a notification in seconds.
PayByPocket
Load funds via credit or debit card and make payments at participating locations or anywhere Discover is accepted. Use QR codes in-store or add your account to digital wallets for online and in-store purchases.
- Load funds with credit/debit cards
- Pay at participating Pocket locations
- Use wherever Discover is accepted
- In-store QR code payments
- Add to Apple Wallet/Google Pay
- Online and in-store purchases
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Simply enroll (for free), fill your pocket (load funds) by credit card or debit card, and pay. Use at any participating Pocket location or wherever Discover™ is accepted. Payment at participating Pocket locations is done in-store via QR code. Payment at Discover™ locations is done by adding your Pocket account to your Apple Wallet or Google Pay account, and making purchases in-store or online.
Screenshots
Verdict
The clearest difference is update cadence: Narfar Pay at every 2 days against PayByPocket's every 5 weeks. Narfar Pay also leads on iOS requirement (11.0 vs 15.1). PayByPocket's advantage is ratings volume (33 vs 4). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Narfar Pay against 4.9 for PayByPocket. That said, the two scores are not equally well evidenced: PayByPocket has 33 ratings behind it against 4, so its average is the more settled of the two.
Narfar Pay ships an update every 2 days, PayByPocket every 5 weeks. The most recent releases landed on October 17, 2026 and October 4, 2026 respectively.
| Parameter | Narfar Pay | PayByPocket |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | 4.9 (33 ratings) |
| Positive reviews | — | 75.0% of reviews |
| Number of ratings | 4 | 33 — better |
| Update frequency | Every 2 days — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 26 MB | 50 MB |
| Age rating | 4+ | 17+ |
| Developer | Narfar Inc. | Finaccept LLC |
Customer experience
Narfar Pay
PayByPocket
In-app purchases
Narfar Pay
No in-app purchases
PayByPocket
No in-app purchases
Questions
Is Narfar Pay free?
Is PayByPocket free?
Which has better reviews, Narfar Pay or PayByPocket?
Do Narfar Pay or PayByPocket have ads?
Which is updated more often, Narfar Pay or PayByPocket?
Other comparisons
