Comparison

Narfar Pay vs Merchant.app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Narfar Pay

Instantly pay merchants by scanning their QR code with your saved credit or debit cards. Enjoy secure, fast transactions without carrying physical cards. Earn cashback on every purchase to use on future payments or redeem in the Rewards Shop.

Highlights
  • Scan QR codes to pay
  • Instant credit/debit card payments
  • Bank-level encryption security
  • Earn cashback rewards
  • Redeem rewards in shop
  • Fast transaction notifications
Features
Read full description

Narfar Pay is the easiest way to pay. Just scan a merchant's QR code and pay instantly with any credit or debit card you have saved. There's no need to bring all your cards everywhere you go. Safe. Narfar uses bank level encryption to ensure all your payments data is securely stored and processed. Fast. Pay in seconds from the ease of your phone. The merchant receives the payment immediately and will be notified in seconds. Free. Narfar Pay is completely free to use. There are no hidden fees, monthly fees, or contracts. Earn. Each time you pay with Narfar Pay, you earn cashback which can be used towards future purchases or redeemed for an item in the Rewards Shop. How it works. Open the app, tap the "Scan" button and scan a QR Code. You'll be directed to the merchant's payment page where you can enter the amount you want to pay. Your payment is sent instantly and the merchant receives a notification in seconds.

About

Merchant.app

This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.

Highlights
  • Process payments via terminal, text, or email
  • Lightning-fast transactions
  • Customer payments via phone or email
  • Real-time transaction dashboard
  • Refund tracking
  • Industry-leading data security
Features
Read full description

An ideal system for businesses, Merchant Platforms will help you process your payments and impress your customers through terminal, text or email payment prompts and lightning-fast transactions. Customers can make payments instantly through their phone or email without the hassle of credit card authorization forms. A dashboard with real-time updates helps you keep track of all the transactions and refunds within your business. Merchants and customers can rest assured that each payment is kept safe and secure through industry-leading data security standards.

Screenshots

Narfar Pay4 screens
Merchant.app4 screens

Verdict

The call

The clearest difference is update cadence: Narfar Pay at every 2 days against Merchant.app's every 2 weeks. Narfar Pay also leads on iOS requirement (11.0 vs 13.4). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Narfar Pay against 5.0 for Merchant.app. Both are backed by a comparable volume of ratings — 4 and 6 respectively.

UpkeepUpdate frequency

Narfar Pay ships an update every 2 days, Merchant.app every 2 weeks. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.

Scorecard2 real differences · 8 level
Narfar Pay versus Merchant.app: the parameters behind the verdict, then further details
ParameterNarfar PayMerchant.app
PriceFreeFree
Rating5.0 (4 ratings)5.0 (6 ratings)
Positive reviews—50.0% of reviews
Number of ratings46 — better
Update frequencyEvery 2 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better13.4
Further details — not scored
Size26 MB84 MB
Age rating4+4+
DeveloperNarfar Inc.Merchant Platforms, Inc.

Customer experience

Narfar Pay

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Merchant.app

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Narfar Pay

No in-app purchases

None

Merchant.app

No in-app purchases

Questions

Is Narfar Pay free?
Narfar Pay is free to download, with no in-app purchases.
Is Merchant.app free?
Merchant.app is free to download, with no in-app purchases.
Which has better reviews, Narfar Pay or Merchant.app?
Narfar Pay and Merchant.app are both rated 5.0 out of 5 on the App Store, from 4 and 6 ratings respectively.
Do Narfar Pay or Merchant.app have ads?
Neither Narfar Pay nor Merchant.app shows ads.
Which is updated more often, Narfar Pay or Merchant.app?
Narfar Pay ships an update every 2 days, and Merchant.app every 2 weeks. Most recently, Narfar Pay was updated on October 17, 2026 and Merchant.app on October 13, 2026.

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