Narfar Pay vs Merchant.app
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Narfar Pay
Instantly pay merchants by scanning their QR code with your saved credit or debit cards. Enjoy secure, fast transactions without carrying physical cards. Earn cashback on every purchase to use on future payments or redeem in the Rewards Shop.
- Scan QR codes to pay
- Instant credit/debit card payments
- Bank-level encryption security
- Earn cashback rewards
- Redeem rewards in shop
- Fast transaction notifications
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Narfar Pay is the easiest way to pay. Just scan a merchant's QR code and pay instantly with any credit or debit card you have saved. There's no need to bring all your cards everywhere you go. Safe. Narfar uses bank level encryption to ensure all your payments data is securely stored and processed. Fast. Pay in seconds from the ease of your phone. The merchant receives the payment immediately and will be notified in seconds. Free. Narfar Pay is completely free to use. There are no hidden fees, monthly fees, or contracts. Earn. Each time you pay with Narfar Pay, you earn cashback which can be used towards future purchases or redeemed for an item in the Rewards Shop. How it works. Open the app, tap the "Scan" button and scan a QR Code. You'll be directed to the merchant's payment page where you can enter the amount you want to pay. Your payment is sent instantly and the merchant receives a notification in seconds.
Merchant.app
This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.
- Process payments via terminal, text, or email
- Lightning-fast transactions
- Customer payments via phone or email
- Real-time transaction dashboard
- Refund tracking
- Industry-leading data security
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An ideal system for businesses, Merchant Platforms will help you process your payments and impress your customers through terminal, text or email payment prompts and lightning-fast transactions. Customers can make payments instantly through their phone or email without the hassle of credit card authorization forms. A dashboard with real-time updates helps you keep track of all the transactions and refunds within your business. Merchants and customers can rest assured that each payment is kept safe and secure through industry-leading data security standards.
Screenshots
Verdict
The clearest difference is update cadence: Narfar Pay at every 2 days against Merchant.app's every 2 weeks. Narfar Pay also leads on iOS requirement (11.0 vs 13.4). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Narfar Pay against 5.0 for Merchant.app. Both are backed by a comparable volume of ratings — 4 and 6 respectively.
Narfar Pay ships an update every 2 days, Merchant.app every 2 weeks. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.
| Parameter | Narfar Pay | Merchant.app |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) | 5.0 (6 ratings) |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | 4 | 6 — better |
| Update frequency | Every 2 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 26 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | Narfar Inc. | Merchant Platforms, Inc. |
Customer experience
Narfar Pay
Merchant.app
In-app purchases
Narfar Pay
No in-app purchases
Merchant.app
No in-app purchases
Questions
Is Narfar Pay free?
Is Merchant.app free?
Which has better reviews, Narfar Pay or Merchant.app?
Do Narfar Pay or Merchant.app have ads?
Which is updated more often, Narfar Pay or Merchant.app?
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