Daffy vs Basic Capital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Daffy
This app simplifies charitable giving by allowing users to set aside funds, invest them tax-free for growth, and donate to any U.S. charity. It consolidates donation receipts for easy tax tracking and supports various asset types for contributions.
- Set aside funds for charity
- Invest funds tax-free
- Donate to any U.S. charity
- Track donation receipts
- Contribute with cash, stock, crypto
- Recurring contributions
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Make giving a habit with Daffy, the Donor-Advised Fund for You™. Set money aside for the causes you care about and give to more than 1.7 million U.S. charities—all in one modern app. Think of a donor-advised fund like a 401(k) or IRA—but for charitable giving. You contribute today, receive an immediate tax deduction, your balance can grow tax-free, and you decide when and where to give. - Fund your giving. Contribute cash, publicly traded stock, ETFs, crypto, or other appreciated assets. - Get your tax deduction. Receive an immediate charitable tax deduction in the year you contribute—even before you've chosen a charity. - Grow your impact. Invest your balance in expert-built portfolios—including Conservative, Standard, ESG, and Crypto—or build your own from more than 680 ETFs and 2,200 individual stocks. - Give anytime. Recommend one-time or recurring donations to nearly any IRS-qualified charity, whenever you're ready. - Stay organized. Keep all your charitable donation receipts in one place, making tax season simple. More than $1 billion has already been set aside for charity through Daffy. We're one of the nation's largest donor-advised funds by account count, and Fast Company named Daffy one of the Most Innovative Companies of 2024. "Daffy provides access to the lowest-cost, and lowest-friction, way to set up and use a DAF, a kind of 401(k) for charitable giving." — TechCrunch "Daffy has helped us be so much more intentional with our giving." — Chris Hutchins, All the Hacks Download Daffy for free today and make giving a habit. Sources: (1) https://tinyurl.com/yfd2ydf5 (2) https://www.allthehacks.com/giving-adam-nash/
Basic Capital
This app provides tools to increase your investment capital for retirement planning. It allows for IRA contributions with financing options, investment in diversified ETFs, and recurring contributions. Connect directly from your paycheck for seamless investing.
- Backdoor Roth IRA conversion
- 5x investing power with financing
- Invest in diversified ETFs
- Recurring contributions
- Direct paycheck contributions
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Basic Capital gives you the tools, flexibility, and service to get the most out of your retirement benefit. With Basic Capital, you can: • Enroll in a 401(k) through your employer and contribute directly from your paycheck • Access investment options ranging from Target Date Funds to ETFs, Single Name Stock, and more • Manage Traditional and Roth strategies separately, with streamlined contribution elections and conversions in a few clicks • Set up Mega Backdoor Roth to convert after-tax contributions into Roth dollars • Get real-time portfolio insight from a mobile-first platform built for everyday use • Reach a plan specialist in under 15 minutes, no hold music, no runaround - No communication by Basic Capital Group Inc. ("BCG"), or any of its affiliates (collectively, "Basic Capital"), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice. The accounts, strategies and/or investments discussed in this material may not be suitable for all investors. The appropriateness of a particular account or investment strategy will depend on an investor's individual circumstances and objectives. Investors should carefully consider their investment objectives and risks, as well as charges and expenses of Basic Capital before investing. Basic Capital investments should only be part of your overall investment portfolio.
Screenshots
Verdict
The clearest difference is monetization model: Basic Capital at free against Daffy's free with in-app purchases. Basic Capital also leads on review sentiment (100% vs 91%). Daffy's advantage is ratings volume (546 vs 14). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Daffy against 5.0 for Basic Capital. That said, the two scores are not equally well evidenced: Daffy has 546 ratings behind it against 14, so its average is the more settled of the two. Written reviews are what separate them: 91% of Daffy's written reviews are positive against 100% of Basic Capital's.
Daffy ships an update every 6 days, Basic Capital weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Daffy | Basic Capital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (546 ratings) | 5.0 (14 ratings) — better |
| Positive reviews | 90.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 546 — better | 14 |
| Update frequency | Every 6 days — better | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.6 | 16.4 — better |
| Further details — not scored | ||
| Size | 94 MB | 96 MB |
| Age rating | 17+ | 4+ |
| Developer | Daffy Charitable Fund | Basic Capital Group, Inc |
Customer experience
Daffy
Basic Capital
Bugs and requests
Daffy
Requested features
4 requests- View into overall performance of personal portfolio
- Option to add money, let it grow, then donate for better tax offset
- Ability to transfer stock directly within Daffy from robo-advisor
- Allow use in the UK for UK charities
Basic Capital
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Daffy
No in-app purchases
Basic Capital
No in-app purchases








