Comparison

Portfolio vs SpendMaster

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Portfolio

Read full description

A simple free portfolio tracker combined with a compound interest calculator. See where your portfolio is now and discover where it might go in the future. The compound interest calculator starts with your own portfolio as the initial investment. Then you may change three parameters: * The number of years of continued investing * The expected annual return * The additional investment per month Playing with these parameters, you immediately see where your wealth might end up. Note that this app is at an early stage. It does not yet automatically update asset prices or currency exchange rates. The currency exchange rates used for handling assets in different currencies will update with updates of the app.

About

SpendMaster

Effortlessly manage your finances by importing expenses from CSVs or images, adding new transactions manually, and tracking investments. Gain financial insights with filtering, bar charts, and comparisons to previous months.

Highlights
  • Import expenses from CSV
  • Add expenses from images
  • Manual expense entry
  • Stocks and investment tracking
  • Expense filtering and bar chart view
  • Search, update, and delete expenses
Read full description

Welcome to the SpendMaster App, your all-in-one solution for effortless expense management. With a comprehensive range of features, our app helps you stay organized, gain financial insights, and take control of your spending habits. Key Features: Import Expenses from CSV: Seamlessly import your expenses from CSV files, making it effortless to migrate your data with our CSV file support. Our app takes care of validating and processing the data, ensuring accuracy and integrity throughout the import process. Experience the convenience and efficiency of migrating your expense data effortlessly with our CSV import feature. Say goodbye to manual data entry and embrace the power of streamlined migration, saving you time and effort while ensuring the seamless continuity of your financial records. Begin your journey towards effortless expense management today. Add Expenses from Images: Streamline your expense entry process by adding expenses directly from images. Simply select the photo button, select image having transactions details like date, remark & amount, and our app will process the image to extract relevant details. Verify and modify the information before adding it to your expense records. Ensure each expense has the correct type and subcategory for accurate categorization. It's a time-saving feature that simplifies the expense entry process. Add New Expenses: Creating expense records is a breeze with our intuitive interface. Tap the plus button on the home screen to enter the amount, select a subcategory, and choose the date. Specify income or expense types, enabling detailed financial tracking. Save the entry, and you're done! Start your experience today and unlock the power of seamless expense recording, ensuring accurate and comprehensive financial management. Stocks & Investment Tracking: Easily add and manage your investments along with daily expenses. View category-wise breakdowns and charts to understand how your money grows. Expense Filtering and Bar Chart View: Effortlessly filter your expenses based on type and date range. Apply your chosen filters to view a refined expense list. Additionally, our interactive bar chart provides visual summaries of monthly expenses by subcategory. Scroll horizontally to navigate through the chart and tap any subcategory for a detailed breakdown of transactions. Gain valuable insights into your spending patterns and make informed financial decisions. Furthermore, our app offers a valuable feature within the bar chart view that compares your current expenses with the previous month. Search, Update, and Delete Expenses: Find specific expenses with ease using our search feature. Search by remarks, date, or subcategory to quickly locate transactions. Deleting or updating expenses is straightforward, with dedicated buttons for each action. Update expenses one by one, ensuring accuracy and control over your financial records. Our app provides a seamless experience, allowing you to focus on what matters most - your financial goals. AI-Powered Finance Chat: Get instant answers about your finances using smart AI assistance. Ask questions about your spending, budgets, or trends and receive personalized insights in seconds. You stay in control — connect your preferred AI provider and use the feature on your terms. Spending Insights: Spending Insights gives you a clear view of your finances with category pie charts, spending trends over time, and smart forecasts—helping you understand patterns, plan ahead, and stay in control of your money. Privacy & Security: We prioritize the privacy and security of your personal information. We want to assure you that we do not collect or share any of your data. Your financial information is kept strictly confidential and remains solely within your device. Your privacy and trust are of utmost importance to us, and we are dedicated to providing you with a secure and trustworthy experience. Note: SpendMaster requires iOS 15 or later.

Screenshots

Portfolio4 screens
SpendMaster4 screens

Verdict

The call

The clearest difference is update cadence: Portfolio at every 3 days against SpendMaster's monthly. SpendMaster's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Portfolio ships an update every 3 days, SpendMaster monthly. The most recent releases landed on May 13, 2026 and June 1, 2026 respectively.

Scorecard3 real differences · 7 level
Portfolio versus SpendMaster: the parameters behind the verdict, then further details
ParameterPortfolioSpendMaster
PriceFreeFree
Rating—4.9 (17 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—17 — better
Update frequencyEvery 3 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size1 MB16 MB
Age rating4+4+
DeveloperSebastian FichtnerShaishav Patel

In-app purchases

None

Portfolio

No in-app purchases

None

SpendMaster

No in-app purchases

Questions

Is Portfolio free?
Portfolio is free to download, with no in-app purchases.
Is SpendMaster free?
SpendMaster is free to download, with no in-app purchases.
Do Portfolio or SpendMaster have ads?
Neither Portfolio nor SpendMaster shows ads.
Which is updated more often, Portfolio or SpendMaster?
Portfolio ships an update every 3 days, and SpendMaster monthly. Most recently, Portfolio was updated on May 13, 2026 and SpendMaster on June 1, 2026.

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