Comparison

BLOM vs Valu Jo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BLOM

Features
Read full description

An online banking app that deals with p2p

About

Valu Jo

This app provides a Buy Now, Pay Later service, allowing users to shop from a network of merchants and split purchases into flexible payment plans. It offers a fully digital experience for managing payments and accessing funds for everyday essentials and larger purchases.

Highlights
  • Buy Now, Pay Later (BNPL)
  • Flexible payment plans
  • Shop across a wide merchant network
  • Fully digital experience
  • Manage payments in one place
  • Access funds for purchases
Features
Read full description

Valu is The Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. At its core, Valu offers a Buy Now, Pay Later (BNPL) and a lifestyle-enabling solution that gives you seamless access to what you need, when you need it. Shop across a wide network of merchants and enjoy flexible payment plans tailored to your lifestyle. With a fully digital experience, Valu allows you to split your purchases, manage your payments, and stay in control, all in one place. Whether it’s everyday essentials or bigger purchases, Valu makes it easier to access more with flexibility and convenience.

Screenshots

BLOM4 screens
Valu Jo4 screens

Verdict

The call

The clearest difference is update cadence: Valu Jo at fortnightly against BLOM's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BLOM ships an update every 8 months, Valu Jo fortnightly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
BLOM versus Valu Jo: the parameters behind the verdict, then further details
ParameterBLOMValu Jo
PriceFreeFree
Rating—4.3 (4 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—4 — better
Update frequencyEvery 8 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.6
Further details — not scored
Size32 MB138 MB
Age rating4+4+
DeveloperBLOM BANKValu for Payments and Technical Solutions S.A.E.

In-app purchases

None

BLOM

No in-app purchases

None

Valu Jo

No in-app purchases

Questions

Is BLOM free?
BLOM is free to download, with no in-app purchases.
Is Valu Jo free?
Valu Jo is free to download, with no in-app purchases.
Do BLOM or Valu Jo have ads?
Neither BLOM nor Valu Jo shows ads.
Which is updated more often, BLOM or Valu Jo?
BLOM ships an update every 8 months, and Valu Jo fortnightly. Most recently, BLOM was updated on November 3, 2026 and Valu Jo on October 31, 2026.

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