太平洋Pay vs Mipay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
太平洋Pay
Send money globally and apply for a Mastercard with this secure and convenient financial service. Enjoy fast transfers, competitive exchange rates, and a wide range of payment options for online and offline purchases.
- Global money transfers
- Mastercard application
- Fast transfer speeds
- Competitive exchange rates
- Multi-currency accounts
- Online and offline payments
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全球数百万用户的选择，汇款、申请万事达卡就用太平洋PAY，安全、快捷、便利！ 全新升级后的太平洋PAY，提供更多安全、合规、便捷的支付方式和增值服务！ 【合规安全】 太平洋PAY是加拿大金融服务牌照（MSB）持有方GLOBAL REMIT PTY LTD旗下金融服务产品，确保所提供的跨境汇款、支付等各项金融服务合规、安全。 【急速汇款】 太平洋PAY通过与全球知名金融机构合作，提供多种合规安全的线上汇款方式，跨境汇款最快2分钟内便可急速到账。 【最优汇率】 太平洋PAY急速汇款服务提供同业最优汇率和最低手续费，并提供实时汇率查询等便捷功能。 【太平洋PAY万事达卡】 太平洋PAY通过与万事达授权发卡机构合作，提供万事达卡产品。 太平洋PAY万事达卡具备广泛的消费场景。 线上商户消费，全球范围内各大线上电商平台，线上旅游平台，各类日常生活类app等。 通过绑定ApplePay或GPay，在全球范围内进行线下商户消费，广泛用于公共交通、日常购物、餐饮消费等。 通过绑定各市场主流电子钱包，譬如GrabPay、Alipay、ShopBack、Kris+等进行线下商户消费。 【增值服务】 太平洋PAY同时提供多项便捷增值服务。 充值渠道：太平洋PAY提供各主要金融市场的合规充值渠道。 多币种账户：太平洋PAY提供多币种账户，方便用户查询管理，并使用多币种账户资金进行跨境汇款或万事达卡充值等服务。
Mipay
This app facilitates international money transfers and Mastercard top-ups for millions of users worldwide. It offers multi-currency accounts for easy management and secure cross-border transactions.
- International money transfers
- Mastercard top-ups
- Multi-currency accounts
- Cross-border transactions
- Secure and convenient
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你的财富小帮手，一款专注于会员权益、优惠福利及生活服务的综合助手平台，为用户提供便捷、高效的权益领取与使用体验。
Screenshots
Verdict
The clearest difference is review sentiment: 太平洋Pay at 100% against Mipay's 0%. 太平洋Pay also leads on rating (5.0 vs 2.7) and update cadence (every 9 days vs every 5 months). Mipay's advantage is ratings volume (11 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
太平洋Pay holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: Mipay has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of 太平洋Pay's written reviews are positive against 0% of Mipay's.
太平洋Pay ships an update every 9 days, Mipay every 5 months. The most recent releases landed on September 11, 2026 and June 8, 2026 respectively.
| Parameter | 太平洋Pay | Mipay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 2.7 (11 ratings) |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 2 | 11 — better |
| Update frequency | Every 9 days — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 43 MB | 37 MB |
| Age rating | 17+ | 4+ |
| Developer | SINGAPORE PACIFIC REAL-TIME PE CO., LTD. | MI FU APP SG PTE. LTD. |
Customer experience
太平洋Pay
Mipay
In-app purchases
太平洋Pay
No in-app purchases
Mipay
No in-app purchases
