Stella Pay vs Mipay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Stella Pay
This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.
- Pay with crypto at 40M+ merchants
- Supports Apple Pay, Google Pay, Alipay, WeChatPay
- Auto top-up from crypto to card
- Easy cash-out from card to crypto
- Instant physical and virtual card transfers
- Global ATM cash withdrawal
- Tokenized financial products for investment
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Crypto Credit cards Use Stella card to pay with crypto anytime, anywhere: - Approved by 40M+ merchants worldwide. - Supports Apple Pay, Google Pay, Alipay, WeChatPay, and more. - Covers all your daily payment needs, including shopping, travel, socializing, digital payments! financial services, and more. Simplify your life with Stella's all-in-one card: - Auto top-up from crypto to card with every payment. - Easy cash-out from card to crypto. - Instant physical and virtual card transfers. - Withdraw cash with global ATM access. Innovative tokenized financial products—invest with USDC internet native yield - Diverse products, flexible short-term investments. - High-quality, low-risk investments. - Innovative and compliant, globally accessible. - Streamlined transactions, enhanced efficiency.
Mipay
This app facilitates international money transfers and Mastercard top-ups for millions of users worldwide. It offers multi-currency accounts for easy management and secure cross-border transactions.
- International money transfers
- Mastercard top-ups
- Multi-currency accounts
- Cross-border transactions
- Secure and convenient
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你的财富小帮手，一款专注于会员权益、优惠福利及生活服务的综合助手平台，为用户提供便捷、高效的权益领取与使用体验。
Screenshots
Verdict
The clearest difference is review sentiment: Stella Pay at 50% against Mipay's 0%. Stella Pay also leads on rating (3.9 vs 2.7) and update cadence (every 8 days vs every 5 months). Mipay's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Stella Pay holds the better App Store score, 3.9 against 2.7. Both are backed by a comparable volume of ratings — 7 and 11 respectively. Written reviews point the same way: 50% of Stella Pay's written reviews are positive against 0% of Mipay's.
Stella Pay ships an update every 8 days, Mipay every 5 months. The most recent releases landed on October 6, 2026 and October 2, 2026 respectively.
| Parameter | Stella Pay | Mipay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (7 ratings) — better | 2.7 (11 ratings) |
| Positive reviews | 50.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 7 | 11 — better |
| Update frequency | Every 8 days — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 81 MB | 37 MB |
| Age rating | 9+ | 4+ |
| Developer | Flashwire Inc | MI FU APP SG PTE. LTD. |
Customer experience
Stella Pay
Mipay
In-app purchases
Stella Pay
No in-app purchases
Mipay
No in-app purchases
