Comparison

Stella Pay vs Biptap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stella Pay

This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.

Highlights
  • Pay with crypto at 40M+ merchants
  • Supports Apple Pay, Google Pay, Alipay, WeChatPay
  • Auto top-up from crypto to card
  • Easy cash-out from card to crypto
  • Instant physical and virtual card transfers
  • Global ATM cash withdrawal
  • Tokenized financial products for investment
Features
Read full description

Crypto Credit cards Use Stella card to pay with crypto anytime, anywhere: - Approved by 40M+ merchants worldwide. - Supports Apple Pay, Google Pay, Alipay, WeChatPay, and more. - Covers all your daily payment needs, including shopping, travel, socializing, digital payments! financial services, and more. Simplify your life with Stella's all-in-one card: - Auto top-up from crypto to card with every payment. - Easy cash-out from card to crypto. - Instant physical and virtual card transfers. - Withdraw cash with global ATM access. Innovative tokenized financial products—invest with USDC internet native yield - Diverse products, flexible short-term investments. - High-quality, low-risk investments. - Innovative and compliant, globally accessible. - Streamlined transactions, enhanced efficiency.

About

Biptap

Manage both crypto and fiat currencies seamlessly in one platform. Transfer, receive, and control assets globally with offshore accounts and virtual/physical cards. Enjoy automatic currency conversions and secure transactions for personal or business needs.

Highlights
  • Unified crypto and fiat management
  • Global asset transfers and management
  • Offshore bank account opening
  • Virtual and physical card generation
  • Automatic currency conversion
  • Integrated blockchain and traditional banking
Features
Read full description

Biptap offers an all-in-one banking solution that combines both crypto and fiat currencies. The platform allows you to easily transfer, receive, and manage assets across the world, whether for personal or business use. You can open offshore bank accounts and generate virtual or physical cards for smooth usage of your funds, accepted for ATM withdrawals, online payments, and purchases worldwide. Biptap also provides automatic currency conversions for effortless transactions. The platform integrates traditional banking systems and blockchain technology, allowing you to manage bank accounts, wallets, cards, and assets all from one place. BipTap is designed to save time and improve efficiency, letting you handle transfers and payments instantly, regardless of whether you use crypto or fiat. For businesses, Biptap offers complete control over assets, with a fully compliant framework. Manage everything in one place, without needing technical, legal, or cryptocurrency expertise. Security and privacy are key aspects of Biptap. The platform uses advanced encryption, offshore account protection, and tokenization to safeguard your data. Your personal and financial details are kept private while you transact globally. Biptap redefines banking by merging blockchain with traditional systems, making financial transactions easier and more secure.

Screenshots

Stella Pay4 screens
Biptap4 screens

Verdict

The call

The clearest difference is rating: Stella Pay at 3.9 against Biptap's 3.0. Stella Pay also leads on update cadence (weekly vs every 2 months) and ratings volume (7 vs 2). Biptap's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Stella Pay holds the better App Store score, 3.9 against 3.0. Both are backed by a comparable volume of ratings — 7 and 2 respectively.

UpkeepUpdate frequency

Stella Pay ships an update weekly, Biptap every 2 months. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Stella Pay versus Biptap: the parameters behind the verdict, then further details
ParameterStella PayBiptap
PriceFreeFree
Rating3.9 (7 ratings) — better3.0 (2 ratings)
Positive reviews50.0% of reviews—
Number of ratings7 — better2
Update frequencyWeekly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.0 — better
Further details — not scored
Size81 MB22 MB
Age rating9+17+
DeveloperFlashwire IncXSWIPE GLOBAL LLC

In-app purchases

None

Stella Pay

No in-app purchases

None

Biptap

No in-app purchases

Questions

Is Stella Pay free?
Stella Pay is free to download, with no in-app purchases.
Is Biptap free?
Biptap is free to download, with no in-app purchases.
Which has better reviews, Stella Pay or Biptap?
Stella Pay is rated higher. Stella Pay averages 3.9 out of 5 from 7 ratings, while Biptap averages 3.0 from 2 ratings.
Do Stella Pay or Biptap have ads?
Neither Stella Pay nor Biptap shows ads.
Which is updated more often, Stella Pay or Biptap?
Stella Pay ships an update weekly, and Biptap every 2 months. Most recently, Stella Pay was updated on October 27, 2026 and Biptap on October 25, 2026.

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