Comparison

Stella Pay vs QuattroHub

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stella Pay

This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.

Highlights
  • Pay with crypto at 40M+ merchants
  • Supports Apple Pay, Google Pay, Alipay, WeChatPay
  • Auto top-up from crypto to card
  • Easy cash-out from card to crypto
  • Instant physical and virtual card transfers
  • Global ATM cash withdrawal
  • Tokenized financial products for investment
Features
Read full description

Crypto Credit cards Use Stella card to pay with crypto anytime, anywhere: - Approved by 40M+ merchants worldwide. - Supports Apple Pay, Google Pay, Alipay, WeChatPay, and more. - Covers all your daily payment needs, including shopping, travel, socializing, digital payments! financial services, and more. Simplify your life with Stella's all-in-one card: - Auto top-up from crypto to card with every payment. - Easy cash-out from card to crypto. - Instant physical and virtual card transfers. - Withdraw cash with global ATM access. Innovative tokenized financial products—invest with USDC internet native yield - Diverse products, flexible short-term investments. - High-quality, low-risk investments. - Innovative and compliant, globally accessible. - Streamlined transactions, enhanced efficiency.

About

QuattroHub

Manage your cards and digital wallet with features for adding funds, sending and requesting money, and accessing program benefits. Supports multiple currencies and provides transaction monitoring.

Highlights
  • Add and manage physical/virtual cards
  • Digital wallet with multi-currency support
  • Send and request funds
  • Access program benefits
  • Transaction monitoring
  • Monthly statement generation
Features
Read full description

Providing cardholders with an industry leading experience. App includes onboarding, adding and managing cards, wallet management, sending and requesting funds to anyone in the program, accessing benefits, and stay on-top of notifications. Includes multi-language support. Specific Features: Cards – Get new physical or virtual cards, add cards to a digital wallet, load cards with funds from the wallet, view card details, freeze cards, see transactions, and more. Wallet – Single and multi-currency support with currency exchange and pockets for each currency, load cards, transaction monitoring, and monthly statement generation. Transfer – Move funds between wallet and cards, send and request money from anyone in the program. Optional IBAN or bank account direct deposits and transfers. Benefits – View and add program benefits and access them directly in the app.

Screenshots

Stella Pay4 screens
QuattroHub4 screens

Verdict

The call

The clearest difference is rating: QuattroHub at 5.0 against Stella Pay's 3.9. QuattroHub also leads on iOS requirement (12.0 vs 15.0). Stella Pay's advantage is update cadence (weekly vs fortnightly) and ratings volume (7 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

QuattroHub holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Stella Pay has 7 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Stella Pay ships an update weekly, QuattroHub fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
Stella Pay versus QuattroHub: the parameters behind the verdict, then further details
ParameterStella PayQuattroHub
PriceFreeFree
Rating3.9 (7 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings7 — better1
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size81 MB41 MB
Age rating9+17+
DeveloperFlashwire IncVia Carte Inc

Customer experience

Stella Pay

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

QuattroHub

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Stella Pay

No in-app purchases

None

QuattroHub

No in-app purchases

Questions

Is Stella Pay free?
Stella Pay is free to download, with no in-app purchases.
Is QuattroHub free?
QuattroHub is free to download, with no in-app purchases.
Which has better reviews, Stella Pay or QuattroHub?
QuattroHub is rated higher. Stella Pay averages 3.9 out of 5 from 7 ratings, while QuattroHub averages 5.0 from 1 ratings.
Do Stella Pay or QuattroHub have ads?
Neither Stella Pay nor QuattroHub shows ads.
Which is updated more often, Stella Pay or QuattroHub?
Stella Pay ships an update weekly, and QuattroHub fortnightly. Most recently, Stella Pay was updated on November 3, 2026 and QuattroHub on November 4, 2026.

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