CredCustomer vs Vaults Secure

Cred Customer is an internal application designed to support credit operations and loan management. It includes the following features: * Home: Provides an overview of key financial metrics including PAR, Loan Outstanding, Disbursements, Minor/Major classifications, Collections, and Loan Quality — filterable by Branch and Credit Officer (CO). * View Repayment: Displays repayment history and payment records for individual customers. * View Collateral: Shows collateral information associated with customer loans. * View Arrears: Lists customers with overdue or late payments for follow-up and monitoring. * Loan Assessment: Enables Credit Officers to initiate and process loan renewals or recreations for existing customers. * Write-Off (WO): Displays loans that have been written off due to non-repayment. * Drop Pin: Shows the geographic locations of customers on a map for field visit planning. * Payment Calculator: A read-only tool for calculating estimated payment schedules and amounts for clients. * Event: Records and displays reasons behind arrears for reporting and analysis purposes. * Disburse: Tracks and displays disbursement records broken down by Credit Officer and Branch. Powered by Cred Finance Plc. © 2026 , made with heart by CRED ITD Team.

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