Save Money Challenge vs 100 Envelope Challenge
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Save Money Challenge
This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.
- Envelope savings challenge tracker
- Customizable savings goals
- Daily money saving
- Track progress towards goals
- Surprise savings amounts
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Meet envelope savings tracker! Achieve your goals with the Envelope Challenge. Would you like to have extra $5,050? We dare you to take the Envelopes Challenge! Rules: 1. You have 100 envelopes with surprise number from $1 to $100. 2. Open one envelope per day and save this money. 3. After the 100th envelope you’ll achieve $5050! Is this surprise challenge not for you? Create a goal you want to achieve. Set up the savings sum and the amount of envelopes, that suites you. Add surprise challenge to your savings routine! EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
100 Envelope Challenge
This app gamifies saving money by letting you track progress on various savings challenges, like the 100 Envelope Challenge. It offers visual feedback and customizable options to keep you motivated. Unlock all features with a one-time purchase.
- Gamified savings progress visualization
- Customizable challenge rules
- Multiple savings challenge types
- Streak tracking and motivation tools
- Home Screen widget for goal visibility
- Optional daily reminders
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Save $5,050 in 100 days — and actually enjoy doing it. The 100 Envelope Challenge is the savings method taking over TikTok, now a beautiful app for your iPhone. Number your envelopes 1 to 100, draw one each day, and stuff in that amount of cash. Fill all 100 and you've saved $5,050 — one small, satisfying step at a time. No bank linking. No account. Just you, your envelopes, and a wall that turns green as your savings grow. 【Saving that feels like a game】 Draw an envelope, flip it open, and watch the confetti fly. Every envelope you stuff turns green on your wall, your progress ring climbs, and your total ticks up — a little hit of motivation every single day. 【Play at your own pace】 Draw a random envelope or pick any one yourself. Save one a day, several at once, or catch up after a busy week. Stuffed a little more or less than the envelope said? Adjust the amount. It's your challenge, your rules. 【Stay motivated to the finish】 Track your current and longest streaks, see your savings curve climb over time, and get a projected finish date based on your real pace. An optional daily reminder keeps your streak alive, and a Home Screen widget keeps your goal in sight. 【More than one way to save】 Beyond the classic 100 Envelope Challenge, take on the 52-Week Challenge, the Penny Challenge, a Double It run, or build a fully custom challenge with your own amounts and length. 【Pay once. No subscription.】 Envelope100 is free to start. Unlock every challenge, remove ads, and run multiple challenges at once with a single one-time purchase — no subscriptions, no recurring charges, ever. Start your first envelope today and watch $5,050 add up faster than you'd think. 【Terms of Use (EULA)】 https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Save Money Challenge at none against 100 Envelope Challenge's shown. Save Money Challenge also leads on ratings volume (445 vs 4) and update cadence (every 3 weeks vs every 3 months). 100 Envelope Challenge's advantage is rating (5.0 vs 4.8). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Save Money Challenge sells 14 in-app purchases, starting at $1.99 per month and 100 Envelope Challenge sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
100 Envelope Challenge holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Save Money Challenge has 445 ratings behind it against 4, so its average is the more settled of the two.
Save Money Challenge ships an update every 3 weeks, 100 Envelope Challenge every 3 months. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.
| Parameter | Save Money Challenge | 100 Envelope Challenge |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (445 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 52.9% of reviews | — |
| Number of ratings | 445 — better | 4 |
| Update frequency | Every 3 weeks — better | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 49 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Mihail Kuznecovs | Ikuhei Kure |
Customer experience
Save Money Challenge
100 Envelope Challenge
Bugs and requests
Save Money Challenge
Reported bugs
6 issues- App glitches quite a bit
- Hold down the amount to get it to register is dumb (new update issue)
- Cannot create own challenge, it doesn't save
- App is buggy, cannot press back arrow on most screens
- Total saved amount keeps changing and is inaccurate
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- Cannot access settings, they won't open
Requested features
14 requests- Allow skipping and filling other envelopes before completing smaller amounts
- Allow setting multiple active challenges
- Ability to edit challenges without deleting
- Ability to pick a random envelope to use
- Ability to create own challenges that save
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- Option to skip an envelope or unclick it to move on
- Option to 'catch up' on opening envelopes if behind
- Option to pay out on payday
- Include an optional random number generator
- Create $5s and $10s challenges
- Make challenges scratches, revealing saved amount and waiting until tomorrow to scratch again
- Bring back the old design/font
- Allow users to change currency (e.g., to £)
- Allow users to access settings to change challenge amounts
100 Envelope Challenge
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Save Money Challenge
- Monthly subscription3 Days trial$1.991 Month
- Weekly subscription3 Days trial$2.997 Days
- Monthly subscription2 variants$4.991 Month
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- Yearly subscription7 Days trial$5.991 Year
- Yearly subscription3 Days trial$11.991 Year
- Yearly subscription7 Days trial$11.991 Year
- Yearly subscription$11.991 Year
- Small Tip$0.99
- Design Bundle$3.99
- Analytics Bundle$3.99
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- Medium Tip$4.99
- Large Tip$9.99
- Lifetime purchase$9.99
- Lifetime purchase$19.99
100 Envelope Challenge
- Premium$4.99
Questions
Is Save Money Challenge free?
Is 100 Envelope Challenge free?
Which has better reviews, Save Money Challenge or 100 Envelope Challenge?
Do Save Money Challenge or 100 Envelope Challenge have ads?
Which is updated more often, Save Money Challenge or 100 Envelope Challenge?
Other comparisons
