Comparison

100 Envelope Challenge vs Stash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

100 Envelope Challenge

This app gamifies saving money by letting you track progress on various savings challenges, like the 100 Envelope Challenge. It offers visual feedback and customizable options to keep you motivated. Unlock all features with a one-time purchase.

Highlights
  • Gamified savings progress visualization
  • Customizable challenge rules
  • Multiple savings challenge types
  • Streak tracking and motivation tools
  • Home Screen widget for goal visibility
  • Optional daily reminders
Features
Read full description

Save $5,050 in 100 days — and actually enjoy doing it. The 100 Envelope Challenge is the savings method taking over TikTok, now a beautiful app for your iPhone. Number your envelopes 1 to 100, draw one each day, and stuff in that amount of cash. Fill all 100 and you've saved $5,050 — one small, satisfying step at a time. No bank linking. No account. Just you, your envelopes, and a wall that turns green as your savings grow. 【Saving that feels like a game】 Draw an envelope, flip it open, and watch the confetti fly. Every envelope you stuff turns green on your wall, your progress ring climbs, and your total ticks up — a little hit of motivation every single day. 【Play at your own pace】 Draw a random envelope or pick any one yourself. Save one a day, several at once, or catch up after a busy week. Stuffed a little more or less than the envelope said? Adjust the amount. It's your challenge, your rules. 【Stay motivated to the finish】 Track your current and longest streaks, see your savings curve climb over time, and get a projected finish date based on your real pace. An optional daily reminder keeps your streak alive, and a Home Screen widget keeps your goal in sight. 【More than one way to save】 Beyond the classic 100 Envelope Challenge, take on the 52-Week Challenge, the Penny Challenge, a Double It run, or build a fully custom challenge with your own amounts and length. 【Pay once. No subscription.】 Envelope100 is free to start. Unlock every challenge, remove ads, and run multiple challenges at once with a single one-time purchase — no subscriptions, no recurring charges, ever. Start your first envelope today and watch $5,050 add up faster than you'd think. 【Terms of Use (EULA)】 https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Stash

This app gamifies saving money with engaging challenges like the 100-envelope or 52-week methods. Track your progress visually, share achievements, and enjoy an ad-free, private experience without needing an account.

Highlights
  • 100-envelope challenge
  • 52-week challenge
  • Custom savings goals
  • Visual progress tracking
  • Streak and milestone tracking
  • Shareable progress cards
  • 24 currency support
Features
Read full description

Stash makes saving money genuinely fun, with zero ads and no account. THE CHALLENGE THAT ACTUALLY STICKS Draw a random envelope, stash whatever number it shows, and watch your total climb. It is the viral 100-envelope challenge, the classic 52-week challenge, or a custom goal you build yourself, in any currency. OPEN IT LIKE A GIFT Every envelope tears open with a little burst of coins. Hit 25, 50 and 75 percent and the app celebrates with you. WATCH IT FILL UP A satisfying board fills in as you go, with a running total, a streak, and milestones to keep you going. Save a little at a time and actually see the progress. SHARE YOUR WINS Share the envelope you just opened as a story-sized card. Not your bank balance, just the fun part. PRIVATE AND AD-FREE, ALWAYS No ads, no account, no sign-up, no tracking, no cloud. An app about saving money should not sell your attention. Everything stays on your device. 24 CURRENCIES From USD, EUR, and GBP to PLN, JPY, and more, pick the currency that fits you. Stash works the same everywhere. STASH PLUS The 100-envelope and 52-week challenges are free. Stash Plus adds custom challenges, several challenges at once, and the progress card. Choose a yearly plan, which renews automatically until you cancel it in your Apple ID settings, or a single forever payment. Stash is a savings tracker, not financial advice. You move your own money to your own savings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://envelopes-psi.vercel.app/privacy

Screenshots

100 Envelope Challenge4 screens
Stash4 screens

Verdict

The call

The clearest difference is ads: Stash at none against 100 Envelope Challenge's shown. Stash also leads on update cadence (every 2 days vs every 3 months) and iOS requirement (15.0 vs 17.0). 100 Envelope Challenge's advantage is ratings volume (4 vs 1). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 100 Envelope Challenge sells 1 one-off in-app purchase and Stash sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for 100 Envelope Challenge against 5.0 for Stash. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

100 Envelope Challenge ships an update every 3 months, Stash every 2 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 5 level
100 Envelope Challenge versus Stash: the parameters behind the verdict, then further details
Parameter100 Envelope ChallengeStash
PriceFreeFree
Rating5.0 (4 ratings)5.0 (1 ratings)
Number of ratings4 — better1
Update frequencyEvery 3 monthsEvery 2 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size11 MB9 MB
Age rating4+4+
DeveloperIkuhei KurePeter Hallander

Customer experience

100 Envelope Challenge

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Stash

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

100 Envelope Challenge

One-time1
  • Premium$4.99
2 purchases

Stash

Subscriptions1
  • Stash Plus Yearly$9.991 Year
One-time1
  • Full Access$19.99

Questions

Is 100 Envelope Challenge free?
100 Envelope Challenge is free to download, with in-app purchases available.
Is Stash free?
Stash is free to download, with in-app purchases available.
Which has better reviews, 100 Envelope Challenge or Stash?
100 Envelope Challenge and Stash are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.
Do 100 Envelope Challenge or Stash have ads?
100 Envelope Challenge shows ads; Stash does not.
Which is updated more often, 100 Envelope Challenge or Stash?
100 Envelope Challenge ships an update every 3 months, and Stash every 2 days. Most recently, 100 Envelope Challenge was updated on October 25, 2026 and Stash on October 24, 2026.

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