Comparison

100 Envelope Challenge vs Savings Challenge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

100 Envelope Challenge

This app gamifies saving money by letting you track progress on various savings challenges, like the 100 Envelope Challenge. It offers visual feedback and customizable options to keep you motivated. Unlock all features with a one-time purchase.

Highlights
  • Gamified savings progress visualization
  • Customizable challenge rules
  • Multiple savings challenge types
  • Streak tracking and motivation tools
  • Home Screen widget for goal visibility
  • Optional daily reminders
Features
Read full description

Save $5,050 in 100 days — and actually enjoy doing it. The 100 Envelope Challenge is the savings method taking over TikTok, now a beautiful app for your iPhone. Number your envelopes 1 to 100, draw one each day, and stuff in that amount of cash. Fill all 100 and you've saved $5,050 — one small, satisfying step at a time. No bank linking. No account. Just you, your envelopes, and a wall that turns green as your savings grow. 【Saving that feels like a game】 Draw an envelope, flip it open, and watch the confetti fly. Every envelope you stuff turns green on your wall, your progress ring climbs, and your total ticks up — a little hit of motivation every single day. 【Play at your own pace】 Draw a random envelope or pick any one yourself. Save one a day, several at once, or catch up after a busy week. Stuffed a little more or less than the envelope said? Adjust the amount. It's your challenge, your rules. 【Stay motivated to the finish】 Track your current and longest streaks, see your savings curve climb over time, and get a projected finish date based on your real pace. An optional daily reminder keeps your streak alive, and a Home Screen widget keeps your goal in sight. 【More than one way to save】 Beyond the classic 100 Envelope Challenge, take on the 52-Week Challenge, the Penny Challenge, a Double It run, or build a fully custom challenge with your own amounts and length. 【Pay once. No subscription.】 Envelope100 is free to start. Unlock every challenge, remove ads, and run multiple challenges at once with a single one-time purchase — no subscriptions, no recurring charges, ever. Start your first envelope today and watch $5,050 add up faster than you'd think. 【Terms of Use (EULA)】 https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Savings Challenge

Features
Read full description

The 52-week savings challenge you can watch grow. Set a savings goal, pick a challenge and feed your piggy bank every week. Every deposit drops a little coin into your ceramic piggy — and keeps a streak that takes care of itself. CHALLENGES THAT STICK - 52-week challenge: deposits grow a little every week - Envelope challenge (cash stuffing): 52 shuffled envelopes, the next amount is a surprise - The doubling $1: starts tiny, doubles every week - Fixed amount or rainy days: your plan, your pace - PRO: 100 envelopes, 100 days, or your own amount and target date split into equal weeks WATCH IT GROW Your piggy gets visibly fatter as you get closer to your goal — a trip, an emergency fund, a sinking fund, anything. NEVER MISS A WEEK A weekly reminder with the exact amount for that week. Tap it and the deposit is one touch away. Home Screen and Lock Screen widgets keep your goal in sight, and you can log a deposit from Shortcuts without opening the app. YOUR SAVINGS WRAPPED How much you saved this year, your best streak and your top deposit — on a beautiful card ready to share. EVERYTHING LIVES ON YOUR PHONE No accounts. No ads. No bank connections. Snoot never holds or moves real money: it is the visual tracker for YOUR challenge — you move your money wherever you keep it. SNOOT PREMIUM Optional subscription: PRO challenges (100 envelopes, 100 days, and your own amount with a target date), 4 premium ceramic skins, unlimited piggies (one per goal) and everything we ship next. Weekly, monthly or annual, with a 14-day free trial on the annual plan. Prices are shown in the app in your local currency; renews automatically, cancel anytime. Auto-renewing subscription: payment is charged to your Apple ID account at confirmation of purchase, and the subscription renews unless canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. Any unused portion of a free trial is forfeited when you purchase a subscription. You can manage or cancel it in your App Store account settings. Terms of Use: https://snoot-two.vercel.app/terms Privacy Policy: https://snoot-two.vercel.app/privacy

Screenshots

100 Envelope Challenge4 screens
Savings Challenge4 screens

Verdict

The call

The clearest difference is ads: Savings Challenge at none against 100 Envelope Challenge's shown. Savings Challenge also leads on update cadence (every 5 days vs every 3 months) and iOS requirement (15.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 100 Envelope Challenge sells 1 one-off in-app purchase and Savings Challenge sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

100 Envelope Challenge ships an update every 3 months, Savings Challenge every 5 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 6 level
100 Envelope Challenge versus Savings Challenge: the parameters behind the verdict, then further details
Parameter100 Envelope ChallengeSavings Challenge
PriceFreeFree
Rating5.0 (4 ratings) — better—
Number of ratings4 — better—
Update frequencyEvery 3 monthsEvery 5 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size11 MB42 MB
Age rating4+4+
DeveloperIkuhei KureBenjamin Gonzalez

In-app purchases

1 purchases

100 Envelope Challenge

One-time1
  • Premium$4.99
3 purchases

Savings Challenge

Subscriptions3
  • Premium Weekly$1.997 Days
  • Premium Monthly$2.991 Month
  • Premium Annual14 Days trial$19.991 Year

Questions

Is 100 Envelope Challenge free?
100 Envelope Challenge is free to download, with in-app purchases available.
Is Savings Challenge free?
Savings Challenge is free to download, with in-app purchases available.
Do 100 Envelope Challenge or Savings Challenge have ads?
100 Envelope Challenge shows ads; Savings Challenge does not.
Which is updated more often, 100 Envelope Challenge or Savings Challenge?
100 Envelope Challenge ships an update every 3 months, and Savings Challenge every 5 days. Most recently, 100 Envelope Challenge was updated on October 25, 2026 and Savings Challenge on October 24, 2026.

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