Comparison

Consult Insure vs HSOPS

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Consult Insure

Features
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Simplify your daily life and use a single app to make the most of your short-term insurance journey. Avoid the hassle of going from company to company comparing different quotes, or dealing with tedious claims processes.By using consult. Insure you can: β€’Do everything in a single app. No more call centres or heaps of paperwork. Everything is done in a central place, from getting and accepting quotes, to amending cover. β€’Compare and choose. We’ve partnered with the most trusted names in the insurance industry, so that you can have your pick from the cream of the crop. β€’Get sound advice. Our policy comparison tool makes choosing the right cover easy. We make recommendations based on your profile. β€’Stay in touch. Connect directly with your financial adviser when it suits you best, from queries and quotes to questions and claims. Core features include: 1. Request a quoteEverything is done within the app and you only have to enter your details once to get quotes from different insurers. 2. Compare quotesSelect the cover that suits you best. The policy comparison tool, backed by our recommendation, makes choosing the right cover easy, clear and simple. 3. Claim directly through the appSubmitting a claim or getting assistance is an easy, straightforward process, all done through the app. 4. Communicate on your termsChat with your insurance adviser using mobile messaging. Whenever and wherever it suits you. 5. Completely safeOur servers are located in ultra-secure data centers which means your data is completely safe and all transmissions are securely encrypted.Momentum Consult (Pty) Ltd (Reg. No. 1969/009289/07), is an authorised financial services provider (FSP5503), a subsidiary of Momentum Metropolitan Strategic Investments (Pty) Ltd and rated B-BBEE level 1.

About

HSOPS

Features
Read full description

The main objective of the Scheme is to provide employees with a means of income replacement on retirement and also guarantee their dependents income support in the event of death while in service. The Scheme is a defined contribution (DC) pension scheme, that is, a pension scheme in which the retirement benefit paid to each member depends on the amount of total contributions and the investment returns earned on those contributions.

Screenshots

Consult Insure4 screens
HSOPS4 screens

Verdict

The call

The clearest difference is ads: HSOPS at none against Consult Insure's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Consult Insure ships an update every 3 months, HSOPS every 6 weeks. The most recent releases landed on September 16, 2026 and September 19, 2026 respectively.

Scorecard1 real difference Β· 5 level
Consult Insure versus HSOPS: the parameters behind the verdict, then further details
ParameterConsult InsureHSOPS
PriceFreeFree
Update frequencyEvery 3 monthsEvery 6 weeks β€” better
AdsYesNo β€” better
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS13.012.0 β€” better
Further details β€” not scored
Size3 MB41 MB
Age rating4+4+
DeveloperMomentum Metropolitan Life Ltd.COLDSiS Ghana

In-app purchases

None

Consult Insure

No in-app purchases

None

HSOPS

No in-app purchases

Questions

Is Consult Insure free?
Consult Insure is free to download, with no in-app purchases.
Is HSOPS free?
HSOPS is free to download, with no in-app purchases.
Do Consult Insure or HSOPS have ads?
Consult Insure shows ads; HSOPS does not.
Which is updated more often, Consult Insure or HSOPS?
Consult Insure ships an update every 3 months, and HSOPS every 6 weeks. Most recently, Consult Insure was updated on September 16, 2026 and HSOPS on September 19, 2026.

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