SWLACU vs SWACU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SWLACU
Manage your credit union accounts conveniently on the go. Check balances, transfer funds, pay bills, and locate ATMs and branches directly from your mobile device. Enjoy secure access to your finances anytime, anywhere.
- Check account balances
- Transfer funds between accounts
- Pay bills
- Find ATMs and branches
- Mobile deposit
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With Southwest Louisiana Credit Union’s free mobile banking service - SWLACU - you can quickly access your credit union accounts anytime from anywhere. It’s like carrying a SWLACU branch in your pocket. You can check balances, make transfers, pay bills, find ATMs, and more – you can safely access all your important tasks even if you’ve gone fishing! Just use your current login information to starting banking today. Features: •Check Account Balances* •Transfer funds between accounts* •Pay Bills** •Find our ATMs and Banking Centers using the GPS system provided by your iPhone.*** •Mobile Deposit *Must be an Online Banking Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our banking centers and ATMs. Please refer to your carrier for any fees that may apply.
SWACU
Manage your finances on the go with this comprehensive banking app. Perform most branch transactions securely from your mobile device, 24/7. Organize transactions, deposit checks remotely, and control your debit cards.
- Organize transactions with tags, notes, and receipt photos
- Secure and fast account monitoring
- Remote check deposit
- Debit card control (on/off)
- Schedule and view payments and transfers
- Apply for new accounts and loans
- Biometric authentication
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Upgrade with the all new SWACU mobile app. It’s not just an update, but it’s a complete overhaul designed to put you in control. Do just about everything you can do at a branch on your mobile device. It’s completely secure and at your fingertips 24/7. Welcome to a seamless new world of mobile possibilities. Features: · Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. · Secure and fast account monitoring · Remote Check Deposit · Turn on/off SWACU Debit Cards · Schedule and view bill payments, transactions, transfers, and pending deposits · Make or schedule loan payments · Apply for new accounts such as: checking, term share certificates, credit cards, and loans. · Order checks, view statements and send secure messages. · Find the nearest SWACU branch and ATMs. · TouchID® Fingerprint, FaceID® and other Biometric Authentication. · Set up alerts so you know when your balance drops below a certain amount
Screenshots
Verdict
SWLACU and SWACU both sit at 4.8 stars, but that hides the real split: 76% of SWACU's written reviews are positive against 38% of SWLACU's. SWACU also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). SWLACU's advantage is iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for SWLACU against 4.9 for SWACU. Both are backed by a comparable volume of ratings — 1.5K and 4.2K respectively. Written reviews are what separate them: 38% of SWLACU's written reviews are positive against 76% of SWACU's.
SWLACU ships an update every 4 months, SWACU every 4 weeks. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.
| Parameter | SWLACU | SWACU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.5K ratings) | 4.9 (4.2K ratings) — better |
| Positive reviews | 37.5% of reviews | 75.8% of reviews — better |
| Number of ratings | 1.5K | 4.2K — better |
| Update frequency | Every 4 months | Every 4 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 108 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | Southwest Louisiana Credit Union | Southwest Airlines Federal Credit Union |
Customer experience
SWLACU
SWACU
Bugs and requests
SWLACU
Not enough reviews yet to summarise bugs or requests.
SWACU
Reported bugs
1 issue- No rewards counter in the new app
Requested features
1 request- Provide rewards transactions and tracking
In-app purchases
SWLACU
No in-app purchases
SWACU
No in-app purchases
