Free

Details

  • Released
  • Updated
  • April 25, 2025
  • August 21, 2026

Features

SWACU screenshot #1 for iPhone
SWACU screenshot #2 for iPhone
SWACU screenshot #3 for iPhone
SWACU screenshot #4 for iPhone
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About

Manage your finances on the go with this comprehensive banking app. Perform most branch transactions securely from your mobile device, 24/7. Organize transactions, deposit checks remotely, and control your debit cards.

Organize transactions with tags, notes, and receipt photos
Secure and fast account monitoring
Remote check deposit
Debit card control (on/off)
Schedule and view payments and transfers
Apply for new accounts and loans
Biometric authentication
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What users say

See all reviews

What's New in SWACU

3.37.0

August 21, 2026

Version 3.37.0 • Bug fixes and performance improvements

User reviews

Checking

Was easy to use

Response from developer

Hi Icmcmsj, Thank you for the 5- star revew! We're pleased to know our checking features were easy to use, and appreciate your membership and feedback!

Long time customer

I can’t believe that when someone deposits money they don’t call to say it has been rejected because of one word. My other bank calls. I had a large amount I needed in there and they didn’t call they emailed me I don’t always get my email there for I am now overdrawn and things are bouncing.

Response from developer

Hi Klh❤️, We understand you would have preferred a phone call, however at SWACU, members are notified by email when a mobile deposit needs attention. We have found email to be the most reliable way to communicate important account updates, since phone calls can be missed or go to voicemail. The email also allows us the time and space to explain in detail why the deposit was rejected, so the issue can be corrected, and the deposit resubmitted as quickly as possible. The endorsement requirements for mobile deposits are an important part of protecting our members and the credit union from fraud. Requiring the exact endorsement helps confirm that a check is intended only for mobile deposit at SWACU. We take every precaution to safeguard and protect our members’ accounts. If ever you want to guarantee your check deposit goes directly into your account, in real time with no chance of delay, please try using one of our Shared Branches (follow or copy and paste the link below). https://www.swacu.org/manage/account-services/shared-branching.html We hope this helps to streamline future deposits and explain our procedures. Thank you for being a member of SWACU!

The best

Having the app makes everything so easy and reachable when making payments and transactions

Response from developer

Hi Ocanas/Lozano family, Thank you so much for the 5-star review! We’re really happy to hear that the SWACU app is making things easier for you when making payments and transactions, that’s exactly what we strive for! We appreciate you taking the time to share your experience and are so glad to have you as part of the SWACU family!

App

I like

Fast and efficient!

I love using the SWACU website, quick facial ID, swift transfers, and swift payments. It makes my time online very enjoyably fast!
thank you.

Response from developer

Hi Patmom11, Thank you so much for the 5-Star review! We’re thrilled to hear that you’re enjoying the speed and convenience of our online banking experience—from quick facial ID access to fast, seamless transfers and payments. Making your banking experience easy, secure, and efficient is always our goal, so it’s great to know we’re delivering for you. We truly appreciate you taking the time to share your experience with us! Thanks again for being a valued member of SWACU.

Developer apps

User experience

🐞

Reported Bugs

1 issue

No rewards counter in the new app

Bug

Requested Features

1 request

Provide rewards transactions and tracking

Feature

FAQ

What can I do with the SWACU mobile app?

The app allows you to perform most banking transactions remotely, including organizing transactions with tags and photos, depositing checks, monitoring accounts securely, controlling debit cards, scheduling payments and transfers, applying for new accounts and loans, ordering checks, viewing statements, and finding branches/ATMs.

Is the SWACU mobile app secure?

Yes, the app is designed to be completely secure and is available 24/7. It features biometric authentication options like TouchID® Fingerprint and FaceID®, as well as secure messaging capabilities.

How do I deposit a check using the app?

The app offers a Remote Check Deposit feature. You can typically take photos of the front and back of your endorsed check through the app to initiate the deposit process without visiting a branch.

Can I apply for new accounts or loans through the app?

Yes, you can apply for various new accounts such as checking, term share certificates, credit cards, and loans directly through the mobile app. This streamlines the application process for members.

Is the SWACU mobile app free to use?

Based on the provided information, the app is free to download and use. While the app itself is free, standard carrier and data rates may apply for usage.