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SWACU

SWACU

by Southwest Airlines Federal Credit Union

4.1K ratings
33 reviews
💰 Finance
Free

Details

Released
April 25, 2025
Updated
October 15, 2026

Features

Background Location Access

Developer

Southwest Airlines Federal Credit Union
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Reviews summary↘︎
⭐33
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🔄6+ apps
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❓5 answered
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About

Manage your finances on the go with this comprehensive banking app. Perform most branch transactions securely from your mobile device, 24/7. Organize transactions, deposit checks remotely, and control your debit cards.

✓Organize transactions with tags, notes, and receipt photos
✓Secure and fast account monitoring
✓Remote check deposit
✓Debit card control (on/off)
✓Schedule and view payments and transfers
✓Apply for new accounts and loans
✓Biometric authentication
Show original description

What users say about SWACU

Reviews of SWACU are mostly positive: the Finance app is rated 4.9/5 from 4.1K App Store ratings. What users like most: terrific improvements from the previous version, new app is awesome. Top complaints: menus take a while to find where you need to go. Summarized from real user reviews.

Positive things

  • 👍Terrific improvements from the previous version
  • 👍New app is awesome!
  • 👍Quicker, easier to use, and feels much more modern
  • 👍Great user interface
  • 👍Easy and quick to use
  • 👍Wonderful app, easy to use

Negative things

  • 🔍Menus take a while to find where you need to go
See all reviews

What's New in SWACU

3.39.0

October 15, 2026

Version 3.39.0 • Bug fixes and performance improvements

User reviews

Most RecentHighest RatedLowest Rated

Rewards Progress - Gone!

New format doesn’t show at a glance progress toward the dividend reward. At least I can’t find it.
XXtalon02

Mobile Deposit

Very easy and convenient
Ggbe4445

Checking

Was easy to use
Llcmcmsj

Long time customer

I can’t believe that when someone deposits money they don’t call to say it has been rejected because of one word. My other bank calls. I had a large amount I needed in there and they didn’t call they emailed me I don’t always get my email there for I am now overdrawn and things are bouncing.
KKlh❤️

The best

Having the app makes everything so easy and reachable when making payments and transactions
OFocanas/lozano family
See 28 more reviews

Developer apps

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SWACU Mobile Banno
SWACU Mobile Banno

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(1)

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See developer apps

User experience

🐞

Reported Bugs

1 issue

No rewards counter in the new app

Bug
✨

Requested Features

1 request

Provide rewards transactions and tracking

Feature

FAQ

What can I do with the SWACU mobile app?

The app allows you to perform most banking transactions remotely, including organizing transactions with tags and photos, depositing checks, monitoring accounts securely, controlling debit cards, scheduling payments and transfers, applying for new accounts and loans, ordering checks, viewing statements, and finding branches/ATMs.

Is the SWACU mobile app secure?

Yes, the app is designed to be completely secure and is available 24/7. It features biometric authentication options like TouchID® Fingerprint and FaceID®, as well as secure messaging capabilities.

How do I deposit a check using the app?

The app offers a Remote Check Deposit feature. You can typically take photos of the front and back of your endorsed check through the app to initiate the deposit process without visiting a branch.

Can I apply for new accounts or loans through the app?

Yes, you can apply for various new accounts such as checking, term share certificates, credit cards, and loans directly through the mobile app. This streamlines the application process for members.

Is the SWACU mobile app free to use?

Based on the provided information, the app is free to download and use. While the app itself is free, standard carrier and data rates may apply for usage.