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SWACU

SWACU

by Southwest Airlines Federal Credit Union

3.5K ratings
30 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • April 25, 2025
  • July 16, 2026

Features

Developer

Southwest Airlines Federal Credit Union
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🔄6+ apps
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❓5 answered
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About

Manage your finances on the go with this comprehensive banking app. Perform most branch transactions securely from your mobile device, 24/7. Organize transactions, deposit checks remotely, and control your debit cards.

✓Organize transactions with tags, notes, and receipt photos
✓Secure and fast account monitoring
✓Remote check deposit
✓Debit card control (on/off)
✓Schedule and view payments and transfers
✓Apply for new accounts and loans
✓Biometric authentication
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What users say

Summarized from real user reviews of SWACU. Based on 3.5K reviews and a 4.9/5 average, it highlights the 6 positives and 1 negative reviewers mention most about this Finance app.

Positive things

  • 👍Terrific improvements from the previous version
  • 👍New app is awesome!
  • 👍Quicker, easier to use, and feels much more modern
  • 👍Great user interface
  • 👍Easy and quick to use
  • 👍Wonderful app, easy to use

Negative things

  • 🔍Menus take a while to find where you need to go
See all reviews
+1

What's New in SWACU

3.36.0

July 16, 2026

Version 3.36.0 • Bug fixes and performance improvements

User reviews

Most RecentHighest RatedLowest Rated

Long time customer

I can’t believe that when someone deposits money they don’t call to say it has been rejected because of one word. My other bank calls. I had a large amount I needed in there and they didn’t call they emailed me I don’t always get my email there for I am now overdrawn and things are bouncing.
Klh❤️Klh❤️

The best

Having the app makes everything so easy and reachable when making payments and transactions
ocanas/lozano familyocanas/lozano family

App

I like
Moe LosMoe Los

Fast and efficient!

I love using the SWACU website, quick facial ID, swift transfers, and swift payments. It makes my time online very enjoyably fast!
thank you.
patmom11patmom11

login

it says sign in required every time I go to login like I'm not opening the app to sign in.
12yrs of loyalty12yrs of loyalty
See 25 more reviews

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User experience

🐞

Reported Bugs

1 issue

No rewards counter in the new app

Bug
✨

Requested Features

1 request

Provide rewards transactions and tracking

Feature

FAQ

What can I do with the SWACU mobile app?

The app allows you to perform most banking transactions remotely, including organizing transactions with tags and photos, depositing checks, monitoring accounts securely, controlling debit cards, scheduling payments and transfers, applying for new accounts and loans, ordering checks, viewing statements, and finding branches/ATMs.

Is the SWACU mobile app secure?

Yes, the app is designed to be completely secure and is available 24/7. It features biometric authentication options like TouchID® Fingerprint and FaceID®, as well as secure messaging capabilities.

How do I deposit a check using the app?

The app offers a Remote Check Deposit feature. You can typically take photos of the front and back of your endorsed check through the app to initiate the deposit process without visiting a branch.

Can I apply for new accounts or loans through the app?

Yes, you can apply for various new accounts such as checking, term share certificates, credit cards, and loans directly through the mobile app. This streamlines the application process for members.

Is the SWACU mobile app free to use?

Based on the provided information, the app is free to download and use. While the app itself is free, standard carrier and data rates may apply for usage.