Southwest Debit

Southwest Debit

Spend, Earn, Fly!

381 ratings
42 reviews
Free

Details

  • Released
  • Updated
  • October 27, 2025
  • July 29, 2026

Features

Southwest Debit screenshot #1 for iPhone
Southwest Debit screenshot #2 for iPhone
Southwest Debit screenshot #3 for iPhone
Southwest Debit screenshot #4 for iPhone
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About

Manage your debit card for everyday purchases and earn travel points. Securely track spending, receive instant notifications, and manage card settings. Earn points for your next vacation while enjoying peace of mind with fraud monitoring and FDIC insurance.

Earn travel points on purchases
Make secure mobile payments
Receive instant transaction notifications
Manage card settings (freeze/unfreeze)
Track everyday spending
Fraud monitoring and FDIC insurance
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What's New in Southwest Debit

1.32.0

July 29, 2026

We are continuously improving the app with regular updates, performance enhancements, and bug fixes. Enjoy the latest version, and stay tuned for more upgrades as the app continues to evolve.

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User reviews

Horrible product

They only support 4 banks, good luck if you have BOA or chase. If the transfer actually happens (which is hit or miss, some days it works. Most it doesnt), it takes 8 business days to reflect on the account. You can only fund via debit card once. And verifying via small deposits never works. And when you try to close the account, they charge you $20 to your own money. There a bunch of hidden fees. Go elsewhere earning points.
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Response from developer

We understand how important it is for everything to work right when you’re ready to use your card. Please reach out to Southwest Rapid Rewards® Debit Card Services at 1-800-615-8230, and we're happy to help answer any specific concerns you have.

Do Not Use This Card. I may even stop flying Southwest because if it.

UPDATE: Beware, initial authorizations do not drop off this card once the transaction posts. 4 times now with 2 different companies I had to wait 7 business days for holds to drop off my pending transactions even though the transaction had already been showing under “Settled and posted” once posted, the pending amount is supposed to go away immediately. These people are holding hundreds of dollars of my money unnecessarily for 7 business days until it automatically drops due to the hold expiring.


UPDATE:
Filed a complaint with customer service 1 week ago. My card still has a negative balance and the app and website are showing completely different balances from the IVR system. Not a single word from technical support.

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started using this card a few weeks ago and it has been a disaster. Nothing but problems that customer service can’t resolve. Right now the app and the website are showing a completely different balance than what customer service and the phone IVR are showing. It’s off by over 300 dollars. I have 3 pending charges that shouldn’t be there because the transactions have settled. It is a mess! Customer service is outsourced and show a lot of fake empathy, but as usual they don’t get it. There’s certainly a comprehension issue. I spent 2 hours today calling Southwest Debit, Kroger Corporste and Fred Meyer. Each one blamed the other. Bottom line: I am missing 300 dollars and nobody seems to really care or want to help. The way to a resolution is the customer service department at SW Debit. It is a nightmare full of people who lack basic English comprehension skills, which only makes the situation worse.
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Response from developer

We’re sorry to hear about your experience and appreciate you taking the time to share your feedback. We understand your concerns around account balance discrepancies, and customer service support. Your input helps us continue to improve. For assistance with your account, please contact Southwest Rapid Rewards® Debit Card Services at 1-800-615-8230 — our team will be happy to help review and help resolve the issue.

Needs some updates

This is a good way to earn some additional SW RR points but there are some inherent limitations to this card. It often rejects instant transfers from PayPal or Venmo. You cannot instantly make a deposit with cash or a funds transfer. You need to plan very strategically if you plan to use it regularly.
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Response from developer

Thank you for your feedback, we’re glad to hear you’ve been getting good use out of the card, though we understand how frustrating the transfer limitations can be. We appreciate you bringing this to our attention. If you need any further assistance, please contact Southwest Rapid Rewards® Debit Card Services at 1-800-615-8230.

Bops!

Very hard to navigate!

Earning as I spend

I use this card to make a lot of online purchases. I’m starting to track my spending better and will be using this card when I travel for work and personal use more. So far loving this card!

Response from developer

Thank you so much for taking the time to share your experience! We’re thrilled to hear that your process was quick and easy from start to finish, that’s exactly what we aim for. We appreciate you pointing out the WiFi tip. Connectivity can definitely impact performance, and restarting or toggling WiFi is often a helpful first step when troubleshooting. Thanks again for the kind words and support. We’re grateful to have you with us!

Developer apps

FAQ

What does the Southwest Debit app do?

This app allows you to manage your Southwest Rapid Rewards® Debit Card. You can earn travel points on everyday purchases, track your spending, make secure mobile payments, and manage your card settings. It also provides security features like fraud monitoring and FDIC insurance.

How do I earn rewards with this app?

You earn Rapid Rewards® points on everyday purchases made with your Southwest Rapid Rewards® Debit Card. These points can then be redeemed for reward travel. The app helps you track these purchases and your accumulated points.

Is there a cost to use the Southwest Debit app?

The application itself is free to download and use. The benefits of earning rewards and managing your card are tied to having the Southwest Rapid Rewards® Debit Card, which is issued by Sunrise Banks, N.A.

What security features are included?

The app offers built-in fraud monitoring to keep your funds safe. Additionally, your funds are FDIC insured up to $250,000 through Sunrise Banks, N.A., providing peace of mind for your banking activities.

Can I use this app for all my banking needs?

This app is specifically designed for managing your Southwest Rapid Rewards® Debit Card, including earning points and tracking spending. While it offers secure banking services through Sunrise Banks, N.A., it is not a full-service banking application for all financial transactions.