NestEggs 401(k) vs Insperity 401k
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NestEggs 401(k)
Manage your retirement savings on the go. Enroll in your plan, forecast future income, monitor your balance and investments, and adjust contributions. Access a financial learning center and manage account settings securely.
- Retirement account enrollment
- Income forecast
- Balance and investment monitoring
- Contribution adjustments
- Investment selection and rebalancing
- Document upload
- Financial learning resources
- Biometric login
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Keep your retirement account within reach with the mobile benefits app from NestEggs 401(k) FEATURES • Enrollment: Register and enroll in your plan in minutes • Forecast: Get a retirement income forecast • Monitor: Check your balance and investment performance • Save: Change your paycheck contributions • Invest: Choose and rebalance investments • Upload: Snap photos of documents and submit them securely • Learn: Explore and grow with our financial learning center • Plan: Manage beneficiaries and other account settings • Biometrics: Use face or fingerprint for fast, secure login • Espanol: Usa la aplicación en español
Insperity 401k
Access your 401(k) account details and plan information on the go. View balances, contributions, rates of return, and loan information. Stay informed about plan news and alerts with secure access.
- View account balances
- Check current rate of return
- Monitor contribution rates
- Review loan balances
- Access plan news and alerts
- Secure mobile access
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The Insperity Retirement App is a read-only app that lets you view your 401(k) account and current plan information any time from your iPhone®, iPad® or iPod touch®. For online transactions, visit the Retirement Service Center. VIEW YOUR 401(k) ACCOUNT •Account balances and recent contributions •Current rate of return •Contribution rates •Loan balances STAY UP-TO-DATE ON CHANGES •Check plan news and alerts GET SECURE ACCESS Your account’s security is important to us. That’s why we ask that you do two things before using the Insperity Retirement App: 1.Make sure that you have created a unique user ID and password for the Insperity Retirement Service CenterSM before you log in using your mobile device. You can do this by logging in to the Retirement Service Center and changing your user ID and password under the Security tab of the My Information page. 2.The first time you log in using your mobile device, you will be asked to register your device through the Retirement Service Center. Once you have registered your device, you can begin using the app to check your 401(k) account at any time. If you have trouble logging in, contact the Insperity 401(k) Contact Center at 888-401-5273 or click Insperity Retirement Support (link provided) to access the mobile app user`s guide. There is no charge from Insperity Retirement Services to download the Insperity Retirement App. However, rates from your wireless carrier may apply.
Screenshots
Verdict
The clearest difference is rating: NestEggs 401(k) at 4.0 against Insperity 401k's 1.5. NestEggs 401(k) also leads on update cadence (every 2 months vs every 11 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NestEggs 401(k) holds the better App Store score, 4.0 against 1.5. Both are backed by a comparable volume of ratings — 7 and 14 respectively.
NestEggs 401(k) ships an update every 2 months, Insperity 401k every 11 months. The most recent releases landed on September 24, 2026 and September 13, 2026 respectively.
| Parameter | NestEggs 401(k) | Insperity 401k |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (7 ratings) — better | 1.5 (14 ratings) |
| Positive reviews | — | 14.3% of reviews |
| Number of ratings | 7 | 14 — better |
| Update frequency | Every 2 months — better | Every 11 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 37 MB | 28 MB |
| Age rating | 4+ | 17+ |
| Developer | Schwab Retirement Technologies Inc. | Insperity, Inc. |
Customer experience
NestEggs 401(k)
Insperity 401k
In-app purchases
NestEggs 401(k)
No in-app purchases
Insperity 401k
No in-app purchases
Questions
Is NestEggs 401(k) free?
Is Insperity 401k free?
Which has better reviews, NestEggs 401(k) or Insperity 401k?
Do NestEggs 401(k) or Insperity 401k have ads?
Which is updated more often, NestEggs 401(k) or Insperity 401k?
Other comparisons
