Comparison

Insperity 401k vs Insperity Perks+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Insperity 401k

Access your 401(k) account details and plan information on the go. View balances, contributions, rates of return, and loan information. Stay informed about plan news and alerts with secure access.

Highlights
  • View account balances
  • Check current rate of return
  • Monitor contribution rates
  • Review loan balances
  • Access plan news and alerts
  • Secure mobile access
Features
Read full description

The Insperity Retirement App is a read-only app that lets you view your 401(k) account and current plan information any time from your iPhone®, iPad® or iPod touch®. For online transactions, visit the Retirement Service Center. VIEW YOUR 401(k) ACCOUNT •Account balances and recent contributions •Current rate of return •Contribution rates •Loan balances STAY UP-TO-DATE ON CHANGES •Check plan news and alerts GET SECURE ACCESS Your account’s security is important to us. That’s why we ask that you do two things before using the Insperity Retirement App: 1.Make sure that you have created a unique user ID and password for the Insperity Retirement Service CenterSM before you log in using your mobile device. You can do this by logging in to the Retirement Service Center and changing your user ID and password under the Security tab of the My Information page. 2.The first time you log in using your mobile device, you will be asked to register your device through the Retirement Service Center. Once you have registered your device, you can begin using the app to check your 401(k) account at any time. If you have trouble logging in, contact the Insperity 401(k) Contact Center at 888-401-5273 or click Insperity Retirement Support (link provided) to access the mobile app user`s guide. There is no charge from Insperity Retirement Services to download the Insperity Retirement App. However, rates from your wireless carrier may apply.

About

Insperity Perks+

This app offers financial solutions and a promotions network to help employees manage their money. Access daily earned wages, banking services, and exclusive deals with cashback and savings.

Highlights
  • Access daily earned wages
  • Banking services
  • Promotions network
  • Cashback offers
  • Savings opportunities
  • Enhanced financial flexibility
Features
Read full description

Insperity Perks+ is an innovative and comprehensive solution oriented to recognize, retain, engage and reward what companies value the most: the financial well-being of their people. Within our platform you’ll be able to access financial solutions and the most trusted promotions network in America. We provide access to daily earned wages, banking services, and our users obtain the best deals, cash back and saving opportunities. In simple, easy steps with an amazing user experience our service enhances employees' financial flexibility, fostering greater engagement and productivity in the workplace" .

Screenshots

Insperity 401k3 screens
Insperity Perks+4 screens

Verdict

The call

The clearest difference is rating: Insperity Perks+ at 3.0 against Insperity 401k's 1.5. Insperity Perks+ also leads on update cadence (every 3 weeks vs every 11 months). Insperity 401k's advantage is review sentiment (14% vs 0%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Insperity Perks+ holds the better App Store score, 3.0 against 1.5. Both are backed by a comparable volume of ratings — 14 and 9 respectively. Written reviews complicate that: 14% of Insperity 401k's written reviews are positive against 0% of Insperity Perks+'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Insperity 401k ships an update every 11 months, Insperity Perks+ every 3 weeks. The most recent releases landed on September 13, 2026 and September 15, 2026 respectively.

Scorecard3 real differences · 7 level
Insperity 401k versus Insperity Perks+: the parameters behind the verdict, then further details
ParameterInsperity 401kInsperity Perks+
PriceFreeFree
Rating1.5 (14 ratings)3.0 (9 ratings) — better
Positive reviews14.3% of reviews — better0.0% of reviews
Number of ratings14 — better9
Update frequencyEvery 11 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.616.6
Further details — not scored
Size28 MB61 MB
Age rating17+17+
DeveloperInsperity, Inc.Multikrd

Customer experience

Insperity 401k

All ratings13 ratings
Positive15.4%
Neutral0.0%
Negative84.6%
Written reviews7 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

Insperity Perks+

All ratings9 ratings
Positive44.4%
Neutral0.0%
Negative55.6%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Insperity 401k

No in-app purchases

None

Insperity Perks+

No in-app purchases

Questions

Is Insperity 401k free?
Insperity 401k is free to download, with no in-app purchases.
Is Insperity Perks+ free?
Insperity Perks+ is free to download, with no in-app purchases.
Which has better reviews, Insperity 401k or Insperity Perks+?
Insperity Perks+ is rated higher. Insperity 401k averages 1.5 out of 5 from 14 ratings, while Insperity Perks+ averages 3.0 from 9 ratings.
Do Insperity 401k or Insperity Perks+ have ads?
Neither Insperity 401k nor Insperity Perks+ shows ads.
Which is updated more often, Insperity 401k or Insperity Perks+?
Insperity 401k ships an update every 11 months, and Insperity Perks+ every 3 weeks. Most recently, Insperity 401k was updated on September 13, 2026 and Insperity Perks+ on September 15, 2026.

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