Insperity 401k vs Insperity Perks+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Insperity 401k
Access your 401(k) account details and plan information on the go. View balances, contributions, rates of return, and loan information. Stay informed about plan news and alerts with secure access.
- View account balances
- Check current rate of return
- Monitor contribution rates
- Review loan balances
- Access plan news and alerts
- Secure mobile access
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The Insperity Retirement App is a read-only app that lets you view your 401(k) account and current plan information any time from your iPhone®, iPad® or iPod touch®. For online transactions, visit the Retirement Service Center. VIEW YOUR 401(k) ACCOUNT •Account balances and recent contributions •Current rate of return •Contribution rates •Loan balances STAY UP-TO-DATE ON CHANGES •Check plan news and alerts GET SECURE ACCESS Your account’s security is important to us. That’s why we ask that you do two things before using the Insperity Retirement App: 1.Make sure that you have created a unique user ID and password for the Insperity Retirement Service CenterSM before you log in using your mobile device. You can do this by logging in to the Retirement Service Center and changing your user ID and password under the Security tab of the My Information page. 2.The first time you log in using your mobile device, you will be asked to register your device through the Retirement Service Center. Once you have registered your device, you can begin using the app to check your 401(k) account at any time. If you have trouble logging in, contact the Insperity 401(k) Contact Center at 888-401-5273 or click Insperity Retirement Support (link provided) to access the mobile app user`s guide. There is no charge from Insperity Retirement Services to download the Insperity Retirement App. However, rates from your wireless carrier may apply.
Insperity Perks+
This app offers financial solutions and a promotions network to help employees manage their money. Access daily earned wages, banking services, and exclusive deals with cashback and savings.
- Access daily earned wages
- Banking services
- Promotions network
- Cashback offers
- Savings opportunities
- Enhanced financial flexibility
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Insperity Perks+ is an innovative and comprehensive solution oriented to recognize, retain, engage and reward what companies value the most: the financial well-being of their people. Within our platform you’ll be able to access financial solutions and the most trusted promotions network in America. We provide access to daily earned wages, banking services, and our users obtain the best deals, cash back and saving opportunities. In simple, easy steps with an amazing user experience our service enhances employees' financial flexibility, fostering greater engagement and productivity in the workplace" .
Screenshots
Verdict
The clearest difference is rating: Insperity Perks+ at 3.0 against Insperity 401k's 1.5. Insperity Perks+ also leads on update cadence (every 3 weeks vs every 11 months). Insperity 401k's advantage is review sentiment (14% vs 0%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Insperity Perks+ holds the better App Store score, 3.0 against 1.5. Both are backed by a comparable volume of ratings — 14 and 9 respectively. Written reviews complicate that: 14% of Insperity 401k's written reviews are positive against 0% of Insperity Perks+'s, so the app with the better star average is not the one people write more warmly about.
Insperity 401k ships an update every 11 months, Insperity Perks+ every 3 weeks. The most recent releases landed on September 13, 2026 and September 15, 2026 respectively.
| Parameter | Insperity 401k | Insperity Perks+ |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (14 ratings) | 3.0 (9 ratings) — better |
| Positive reviews | 14.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 14 — better | 9 |
| Update frequency | Every 11 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.6 | 16.6 |
| Further details — not scored | ||
| Size | 28 MB | 61 MB |
| Age rating | 17+ | 17+ |
| Developer | Insperity, Inc. | Multikrd |
Customer experience
Insperity 401k
Insperity Perks+
In-app purchases
Insperity 401k
No in-app purchases
Insperity Perks+
No in-app purchases
Questions
Is Insperity 401k free?
Is Insperity Perks+ free?
Which has better reviews, Insperity 401k or Insperity Perks+?
Do Insperity 401k or Insperity Perks+ have ads?
Which is updated more often, Insperity 401k or Insperity Perks+?
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