Comparison

BEKB TWINT vs BKB Digital Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BEKB TWINT

Transform your smartphone into a digital wallet for seamless cashless payments and instant money transfers between users. Track your spending with a clear overview and access exclusive shopping deals. No transaction fees apply.

Highlights
  • Cashless payments in-store and online
  • Smartphone-to-smartphone money transfers
  • Split amounts between people
  • Spending overview
  • Exclusive shopping deals
  • No transaction fees
Features
Read full description

Turn your smartphone into a wallet by downloading the BEKB TWINT app to your mobile device. You can then make cashless payments or transfer money from smartphone to smartphone. How you benefit • Make cashless payments with your smartphone in store or online • Transfer money from smartphone to smartphone and split amounts between several people (for a joint gift, for example) • Keep full control of your spending thanks to the overview function • Benefit from attractive and unique special shopping deals • There are no transaction fees for using BEKB TWINT. To start using the BEKB TWINT app you need • A BEKB payment account • Your smartphone • A valid BEKB e-Banking agreement (in the TWINT user's name) • The BEKB TWINT app • The BEKB app • A Swiss mobile phone number If you have all these, it only takes a few steps to set up the BEKB TWINT app and you're ready to go. You can find instructions and further information at: https://www.bekb.ch/services/mobile-services/twint

About

BKB Digital Banking

Manage your finances on the go with this banking app. Access account overviews, make payments, analyze spending, and trade stocks. Securely log in and customize your home screen for quick access to essential features.

Highlights
  • Quick login (Touch ID/Face ID)
  • Financial overview
  • QR-bill scanning
  • Stock exchange transactions
  • Customizable home screen
  • Finance assistant for expenditure analysis
  • Document management (statements, notifications)
Features
Read full description

The "BKB Digital Banking" app gives you an overview of your finances directly on your smartphone at any time and from anywhere. The benefits for you: - Quick login using Touch ID or Face ID - Overview of your finances - Simply scan QR-bills - Call up current market data and carry out stock exchange transactions at any time Home screen Compile your own home screen to give you quick and easy access to the functions you use most. Accounts View your accounts and account transactions. Payments Enter new payments or standing orders and simply scan in QR-bills. This is where you also see pending or completed payments and their details. Stock exchange trading Carry out stock exchange transactions and view the details of completed orders at any time. Documents Get your account statements, interest notifications and other documents directly in Digital Banking. Messages and contact Here, you can make direct contact with BKB's E-Service Center or set up notifications on certain topics as required. Legal information We would like to point out that downloading, installation and/or use of this app may allow third parties (e.g. Apple, network operators, device manufacturers) to draw conclusions about a customer relationship to BKB. This means that bank-client confidentiality can no longer be guaranteed. The downloading or use of this application may incur network operator fees.

Screenshots

BEKB TWINT4 screens
BKB Digital Banking4 screens

Verdict

The call

The clearest difference is ads: BKB Digital Banking at none against BEKB TWINT's shown. BKB Digital Banking also leads on update cadence (every 5 weeks vs every 3 months) and monetization model (free vs ad-supported). BEKB TWINT's advantage is rating (4.8 vs 4.6). On price, ratings volume, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BEKB TWINT holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 32 and 15 respectively.

UpkeepUpdate frequency

BEKB TWINT ships an update every 3 months, BKB Digital Banking every 5 weeks. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
BEKB TWINT versus BKB Digital Banking: the parameters behind the verdict, then further details
ParameterBEKB TWINTBKB Digital Banking
PriceFreeFree
Rating4.8 (32 ratings) — better4.6 (15 ratings)
Positive reviews—6.9% of reviews
Number of ratings32 — better15
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhoneiPhone
Requires iOS16.016.0
Further details — not scored
Size59 MB42 MB
Age rating4+12+
DeveloperBEKB BCBEBasler Kantonalbank

Customer experience

BEKB TWINT

All ratings32 ratings
Positive96.9%
Neutral0.0%
Negative3.1%

BKB Digital Banking

All ratings15 ratings
Positive93.3%
Neutral0.0%
Negative6.7%
Written reviews29 reviews
Positive6.9%
Neutral3.4%
Negative89.7%

In-app purchases

None

BEKB TWINT

No in-app purchases

None

BKB Digital Banking

No in-app purchases

Questions

Is BEKB TWINT free?
BEKB TWINT is free to download, with no in-app purchases.
Is BKB Digital Banking free?
BKB Digital Banking is free to download, with no in-app purchases.
Which has better reviews, BEKB TWINT or BKB Digital Banking?
BEKB TWINT is rated higher. BEKB TWINT averages 4.8 out of 5 from 32 ratings, while BKB Digital Banking averages 4.6 from 15 ratings.
Do BEKB TWINT or BKB Digital Banking have ads?
BEKB TWINT shows ads; BKB Digital Banking does not.
Which is updated more often, BEKB TWINT or BKB Digital Banking?
BEKB TWINT ships an update every 3 months, and BKB Digital Banking every 5 weeks. Most recently, BEKB TWINT was updated on October 30, 2026 and BKB Digital Banking on October 24, 2026.

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