Comparison

Budget Planner & Tracker vs Xpense Diary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Planner & Tracker

This personal finance app helps you track daily income and expenses to manage your budget effectively. Gain control over your spending, plan for the future, and save money with intuitive reports and custom reminders.

Highlights
  • Intuitive user interface
  • Flexible time periods (weekly, monthly, yearly)
  • Summary view with time travel
  • Log expense and income
  • Editable categories with icons
  • Interactive reports and charts
Features
Read full description

Budget Planner is the easiest and most user friendly Personal Finance App.!! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. Become your own finance manager with Daily Expense Tracker— a spending tracker and personal finance planner that helps you save money and plan your budgets. Daily Expense Tracker is not just an expense tracker or budgeting app. It’s about getting things under control now so that you can make wiser decisions and plan for the future⁠— whether that’s a month, a year, or a decade down the line. Closely manage your expenses with ease & take advantage of custom reminders so that you will never be late with your monthly bills. The idea is simple, keep a track of what bills you already payed and what bill you have to pay every month. You don't need to register anything or input your bank info, and you don't need an Internet connection to use the app. All the information is stored on your iPhone and you can manually back up/restore the data at any time. WHY YOU SHOULD USE "BUDGET PLANNER" Toss your notebooks and spreadsheets, and budget for clear, tangible goals that are easy to track in real-time. Tracking your expenses just got easier. Keep full control with beautifully designed reports on your accounts. You can easily control your spending and save more using the Daily Expense Tracker. There are many people who spend more than they earn. They have problems with debt and not enough saving. They don’t track spending and they don’t plan their monthly budget better. There are a lot of transactions they forget because they don’t use expense tracker. They don’t know how to live off their income in responsible way. It is a path to a financial disaster that will land them in trouble in the future. *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - export transactions √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - see the history of your spending Share with your friends or family member if you like the app and give us suggestion so we can improve it.

About

Xpense Diary

Features
Read full description

Xpense Diary is a powerful expense tracker and budget planner that helps you record spending, manage income, and take full control of your personal finances — all in one simple app. Whether you want to stay on budget, build better spending habits, or save for future goals, this daily expense manager has everything you need. TRACK EXPENSES & INCOME EASILY Record expenses in seconds, log income entries, and organize every transaction your way. Use custom categories and flexible payment types including: • Cash • Card • Bank Transfer • Digital Wallet • Custom payment types Every transaction tracked. Every amount accounted for. REPORTS & SMART INSIGHTS Stay on top of your finances with a powerful Reports screen that gives you complete visibility into where your money goes. View category breakdowns, spending summaries, and monthly trends through clean charts and easy-to-read reports. The Smart Insights screen goes deeper — helping you discover spending patterns, track financial progress, and make smarter money decisions. Compare custom date ranges, spot habits that cost you money, and find simple ways to save more every month. Need your data elsewhere? Export reports anytime for personal records or financial planning. BUDGETS & SAVINGS GOALS Create monthly budgets for categories like food, transport, shopping, or entertainment. Set spending limits, monitor progress in real time, and avoid overspending before it happens. Plan ahead with savings goals. Whether you're building an emergency fund, saving for travel, or paying off debt — Xpense Diary keeps you focused and on track every step of the way. PRIVACY & SECURITY Your financial data stays yours. Protect the app with PIN lock or biometric authentication for fast, secure access. You're always in control — delete your account anytime directly from settings. KEY FEATURES • Quick expense and income tracking • Monthly budgets with category spending limits • Savings goals with progress tracking • Custom categories for personalized tracking • Multiple payment type support • Smart Insights with trend analysis • Custom date range comparison reports • Dedicated Reports screen with charts • Export reports for records and planning • Daily, weekly, and monthly summaries • PIN lock and biometric protection • Dark Mode — easy on the eyes, day or night • Reminders to stay consistent with logging • Delete account anytime from settings • Personalized settings and preferences • Clean, fast, and beginner-friendly design WHY CHOOSE XPENSE DIARY? Most finance apps are complicated. Xpense Diary is built for real people who want clear results without a learning curve. It combines expense tracking, budget planning, and personal finance management in one clean, fast app — whether you pay with cash, card, bank transfer, or digital wallet. No clutter. No confusion. Just a smarter way to manage your money every day. PERFECT FOR • Personal budgeting and daily expense tracking • Household and family expense management • Students managing allowances and spending • Freelancers tracking income and project expenses • Families planning monthly budgets • Anyone who wants to save more and spend smarter START TODAY Good financial habits begin with awareness. Know where your money goes, take control of your spending, and build a stronger financial future with Xpense Diary — your personal finance app, expense diary, and budget tracker in one. Download now and make every expense count. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vcs.com.pk/XpenseDiary/privacy-policy.html

Screenshots

Budget Planner & Tracker4 screens
Xpense Diary4 screens

Verdict

The call

The clearest difference is in-app purchases: Budget Planner & Tracker at none against Xpense Diary's 3. Budget Planner & Tracker also leads on iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Xpense Diary sells 3 in-app purchases, starting at $1.99 per month. Budget Planner & Tracker asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Budget Planner & Tracker versus Xpense Diary: the parameters behind the verdict, then further details
ParameterBudget Planner & TrackerXpense Diary
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 months—
AdsYesYes
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size6 MB44 MB
Age rating4+12+
DeveloperAxita GhevariyaVISIONARY COMPUTER SOLUTIONS (PVT) LTD

In-app purchases

None

Budget Planner & Tracker

No in-app purchases

3 purchases

Xpense Diary

Subscriptions2
  • Pro Monthly$1.991 Month
  • Pro Yearly$9.991 Year
One-time1
  • Pro Life-Time$24.99

Questions

Is Budget Planner & Tracker free?
Budget Planner & Tracker is free to download, with no in-app purchases.
Is Xpense Diary free?
Xpense Diary is free to download, with in-app purchases available.
Do Budget Planner & Tracker or Xpense Diary have ads?
Both Budget Planner & Tracker and Xpense Diary show ads.

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