Comparison

Cashews vs Transactions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cashews

This app analyzes your income and expenses to tell you how much you can safely spend. It offers a unique approach to budgeting by focusing on your current financial health rather than rigid categories. Make informed decisions with a 'Can I afford it?' widget and achieve your financial goals.

Highlights
  • Connect to bank accounts
  • Analyze income and expenses
  • Predictive cash flow algorithm
  • Spendable money calculation
  • Financial goal setting
  • 'Can I afford it?' widget
  • Automated account syncing
Features
Read full description

What did you spend this month? Cashews answers that in 10 seconds. Connect your bank accounts and credit cards, and Cashews shows you one number: Spent So Far. It's the simplest way to stay on top of your money, whether you budget or not. WHAT MAKES CASHEWS DIFFERENT Most finance apps make tracking your spending feel like homework. Cashews takes a different approach. Connect your accounts, see what you've spent, categorize with a swipe. Need, Want, or Other. Done. You get the clarity of knowing where your money goes without the effort of maintaining a traditional budget. And if you want more detail, custom categories let you go deeper. IT PAYS FOR ITSELF Cashews automatically detects every recurring charge across all your accounts. Subscriptions you forgot about, bills you didn't realize were still running, annual renewals you missed. Most people find more in forgotten charges than Cashews costs. HOW IT WORKS 1. Connect your banks and credit cards (12,500+ US institutions supported). 2. See your Spent So Far number, updated daily across all accounts. 3. Swipe to categorize your transactions in seconds. 4. See every recurring charge, cashflow trend, and credit card balance in Insights. HOUSEHOLD SHARING (NEW) Your partner's credit cards, your checking account, that joint savings. Now everyone sees the same number. Invite your financial plus one and get a complete picture of your household's spending. One price covers everyone. KEY FEATURES - Spent So Far: one number, all accounts, updated daily - Household Sharing: invite your partner or family - Simple categorization: Need, Want, Other (or custom categories) - Recurring charge detection with payment reminders - "Can I Afford It?" spending confidence check - Credit card utilization tracking - Cashflow trends: month over month, year over year - Smart notifications: unusual activity, upcoming bills, missed payments - 12,500+ US banks and credit cards supported - Bank-level encryption via Plaid. Read-only access. We never see your login. PRICING $3.99/month or $39.99/year for your whole family. Most people find more than that in forgotten charges. No ads, no hidden fees, no selling your data. Cancel anytime. Cashews uses Plaid (https://plaid.com) to securely connect to your financial institutions. We have read-only access to your accounts. Check if your bank is supported at https://plaid.com/institutions. Currently supports US banks and credit cards only. SUPPORT Questions or feedback? Reach us anytime at support@cashews.finance. Learn more: https://cashews.finance Terms of Service: https://cashews.finance/terms-and-conditions Privacy Policy: https://cashews.finance/privacy-policy

About

Transactions

Review all your card charges in one place with a unified inbox. Tag, save, and annotate transactions, detect billing errors, and see your spending on a map. You can even Venmo directly from the app and export your data to CSV.

Highlights
  • Unified transactions inbox
  • Tag, save, and annotate transactions
  • Direct Venmo integration
  • Spending map with location matching
  • Billing error detection
  • CSV export
Features
Read full description

Transactions is a simple personal finance app for reviewing charges on all of your cards in a familiar format. Get unread alerts in the unified inbox every time you're charged. Tag, save, and add notes to transactions for context or later review, then Venmo people directly from the app. Easily catch billing errors with the timeline of amount changes, and see where you've spent money on the map with automatic location matching. You can even export all of your transactions to CSV with one tap. Become an expert on your spending with the ultimate personal finance tool. Transactions is part of the Finance Kit suite of personal finance apps, which also includes Budget Burndown. • A UNIFIED TRANSACTIONS INBOX Get unread alerts when any of your cards are charged or an amount is updated. Review your entire spending history across multiple accounts in a single place. • TAG, SAVE, AND ANNOTATE Create lists with custom tags, quickly save, and add notes to transactions when you want to remember to split a bill or expense a purchase later. • VENMO FROM THE APP Quickly split charges and Venmo people directly from the transaction detail page. • TRANSACTIONS MAP Transactions are automatically matched with locations so you can see your spending history on the map. • BILLING ERROR DETECTION WITH THE TIMELINE Transactions with an abnormally high change between their pending and posted amount are visually highlighted. • SPENDING ALERTS Get push notifications when you have new unread transactions on any card. • SEARCH PAST TRANSACTIONS Find anything in your spending history with unified search across all of your cards. • CSV EXPORT Generate a CSV file with your entire spending history if you want to do manual analysis on your transactions in Excel. • SECURE AND PRIVATE Your information is completely safe. You'll use Plaid to link your cards. Your credentials are end-to-end encrypted and completely inaccessible to the app. On the last day of each period, we'll renew your subscription for your Apple ID unless you cancel at least 24 hours before the period ends. You can cancel by going to your account settings on the App Store. Terms of Service: http://www.ghking.co/modules/Terms-Of-Service Privacy Policy: http://www.ghking.co/modules/Privacy-Policy

Screenshots

Cashews4 screens
Transactions4 screens

Verdict

The call

The clearest difference is monetization model: Transactions at freemium against Cashews's subscription. Transactions also leads on review sentiment (62% vs 50%). Cashews's advantage is update cadence (every 3 days vs every 8 days) and ratings volume (70 vs 17). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cashews sells 9 in-app purchases, starting at $3.99 per month and Transactions sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for Cashews against 4.4 for Transactions. Both are backed by a comparable volume of ratings — 70 and 17 respectively. Written reviews are what separate them: 50% of Cashews's written reviews are positive against 62% of Transactions's.

UpkeepUpdate frequency

Cashews ships an update every 3 days, Transactions every 8 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Cashews versus Transactions: the parameters behind the verdict, then further details
ParameterCashewsTransactions
PriceFreeFree
Rating4.5 (70 ratings) — better4.4 (17 ratings)
Positive reviews50.0% of reviews61.5% of reviews — better
Number of ratings70 — better17
Update frequencyEvery 3 days — betterEvery 8 days
AdsNoNo
In-app purchasesYesYes
MonetizationSubscriptionFreemium — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size74 MB39 MB
Age rating4+4+
DeveloperCashews Finance LLCBit Flip LLC

Customer experience

Cashews

All ratings70 ratings
Positive87.1%
Neutral5.7%
Negative7.1%
Written reviews10 reviews
Positive50.0%
Neutral10.0%
Negative40.0%

Transactions

All ratings17 ratings
Positive82.4%
Neutral5.9%
Negative11.8%
Written reviews13 reviews
Positive61.5%
Neutral7.7%
Negative30.8%

In-app purchases

9 purchases

Cashews

Subscriptions9
  • Cashews Finance Monthly14 Days trial$3.991 Month
  • Monthly3 Days trial$5.991 Month
  • Monthly7 Days trial$8.991 Month
Show 6 more
  • Quarterly$13.493 Months
  • Quarterly14 Days trial$19.993 Months
  • Cashews Finance Annual14 Days trial$39.991 Year
  • Yearly3 Days trial$59.991 Year
  • Yearly14 Days trial$59.991 Year
  • Yearly1 Year trial4 variants$69.991 Year
2 purchases

Transactions

Subscriptions2
  • Finance Kit Pro Monthly$2.991 Month
  • Finance Kit Pro Yearly7 Days trial$29.991 Year

Questions

Is Cashews free?
Cashews is free to download, with in-app purchases available.
Is Transactions free?
Transactions is free to download, with in-app purchases available.
Which has better reviews, Cashews or Transactions?
Cashews is rated higher. Cashews averages 4.5 out of 5 from 70 ratings, while Transactions averages 4.4 from 17 ratings.
Do Cashews or Transactions have ads?
Neither Cashews nor Transactions shows ads.
Which is updated more often, Cashews or Transactions?
Cashews ships an update every 3 days, and Transactions every 8 days. Most recently, Cashews was updated on October 25, 2026 and Transactions on October 24, 2026.

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