Cashews vs MoneyWellth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cashews
Effortlessly track your spending without traditional budgeting. Connect your bank accounts and credit cards to see a clear overview of your expenses, identify recurring charges, and categorize transactions with a simple swipe.
- Track spending across all accounts
- Detect recurring charges
- Simple transaction categorization
- Household sharing for family finances
- Recurring charge detection with reminders
- Smart notifications for activity and bills
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Cashews finds every recurring charge across your accounts. Most people find more in forgotten charges than Cashews costs. What did you spend this month? Cashews answers that in 10 seconds. Connect your bank accounts and credit cards, and Cashews shows you one number: Spent So Far. It's the simplest way to stay on top of your money, whether you budget or not. WHAT MAKES CASHEWS DIFFERENT Most finance apps make tracking your spending feel like homework. Cashews takes a different approach. Connect your accounts, see what you've spent, categorize with a swipe. Need, Want, or Other. Done. You get the clarity of knowing where your money goes without the effort of maintaining a traditional budget. And if you want more detail, custom categories let you go deeper. IT PAYS FOR ITSELF Cashews automatically detects every recurring charge across all your accounts. Subscriptions you forgot about, bills you didn't realize were still running, annual renewals you missed. Most people find more in forgotten charges than Cashews costs. HOW IT WORKS 1. Connect your banks and credit cards (12,500+ US institutions supported). 2. See your Spent So Far number, updated daily across all accounts, and what's left for the month after your bills. 3. Swipe to categorize your transactions in seconds. 4. See your recurring charges, top spending, and credit card balances in Insights. HOUSEHOLD SHARING (NEW) Your partner's credit cards, your checking account, that joint savings. Now everyone sees the same number. Invite your financial plus one and get a complete picture of your household's spending. One price covers everyone. KEY FEATURES - Spent So Far: one number, all accounts, updated daily - What's left for the month: predicted income, minus bills, minus what you've spent - Household Sharing: invite your partner or family - Simple categorization: Need, Want, Other (or custom categories) - Recurring charge detection with payment reminders - Top spending by merchant and transaction - Credit card utilization tracking - Smart notifications: unusual activity, upcoming bills, missed payments - 12,500+ US banks and credit cards supported - Bank-level encryption via Plaid. Read-only access. We never see your login. PRICING $3.99/month or $39.99/year for your whole family. Most people find more than that in forgotten charges. No ads, no hidden fees, no selling your data. Cancel anytime. Cashews uses Plaid (https://plaid.com) to securely connect to your financial institutions. We have read-only access to your accounts. Check if your bank is supported at https://plaid.com/institutions. Currently supports US banks and credit cards only. SUPPORT Questions or feedback? Reach us anytime at support@cashews.finance. Learn more: https://cashews.finance Terms of Service: https://cashews.finance/terms-and-conditions Privacy Policy: https://cashews.finance/privacy-policy
MoneyWellth
Manage your money like a pro with this AI-powered budgeting app. It helps you create customizable budgets, track expenses, monitor subscriptions, and consolidate all your financial accounts. Access educational resources to improve your financial literacy and make smarter decisions.
- AI-powered budgeting
- Subscription management
- Expense tracking
- Net worth overview
- Personal finance education
- Bank-level encryption
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MoneyWellth is a FREE personal finance and budgeting app designed to help you understand your money, manage your spending, and make smarter financial decisions. Bring your financial life together in one place with powerful tools for budgeting, spending insights, subscription tracking, credit utilization, net worth, account management, financial education, and more. Budgeting Made Easy Create a personalized monthly budget based on your finances and goals. Track spending by category, set limits, monitor your progress, and make adjustments along the way to stay in control of your money. Track & Understand Your Spending See where your money is going with automatically categorized transactions and easy-to-understand spending insights. Identify your top spending categories, uncover spending patterns, and find opportunities to cut back and save more. Credit Utilization & Optimization Understand how you're using your available credit across connected credit cards. Track credit utilization by card and across your accounts, identify high utilization, and get insights that can help you make more informed decisions about your credit score. Because credit utilization is one of the most important factor in your credit score, MoneyWellth helps you understand where you stand and identify opportunities to optimize your credit usage over time. Manage Subscriptions & Recurring Expenses Keep track of recurring expenses and subscriptions in one place. Quickly identify services you may no longer use, understand how recurring charges affect your budget, and find opportunities to reduce unnecessary spending. All Your Financial Accounts in One Place Connect and track checking, savings, credit cards, loans, investments, and more. Get a clearer view of your balances, debt, spending, savings, and net worth—all from one app. Financial Insights That Help You Take Action MoneyWellth turns your financial information into useful insights. From spending and budgeting to credit utilization and recurring expenses, quickly see where you may have opportunities to improve your financial picture. Personal Finance Education Build your financial knowledge with videos, articles, calculators, and educational resources covering topics that matter to your financial life. Learn at your own pace and gain the knowledge to make more informed financial decisions. Why MoneyWellth? All-in-one budgeting and personal finance app Customizable monthly budgets Automatic transaction categorization Spending and cash flow insights Credit utilization tracking and optimization insights Subscription and recurring expense tracking Net worth and account tracking Personal finance education and tools Easy-to-use experience for every financial background Secure technology designed to help protect your financial information Your money. Your goals. Your complete financial picture—all in one place. Download MoneyWellth and start building a clearer, more confident financial future.
Screenshots
Verdict
The clearest difference is review sentiment: MoneyWellth at 100% against Cashews's 50%. MoneyWellth also leads on rating (5.0 vs 4.5) and monetization model (free with in-app purchases vs subscription). Cashews's advantage is update cadence (every 3 days vs fortnightly) and ratings volume (70 vs 4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cashews sells 8 in-app purchases, starting at $3.99 per month and MoneyWellth sells 2 in-app purchases, starting at $8.99 per month. Whichever you choose, the download price is not the number that matters.
MoneyWellth holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Cashews has 70 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 50% of Cashews's written reviews are positive against 100% of MoneyWellth's.
Cashews ships an update every 3 days, MoneyWellth fortnightly. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.
| Parameter | Cashews | MoneyWellth |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (70 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 70 — better | 4 |
| Update frequency | Every 3 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Free with in-app purchases — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 73 MB | 99 MB |
| Age rating | 4+ | 4+ |
| Developer | Cashews Finance LLC | MoneyWellth LLC |
Customer experience
Cashews
MoneyWellth
In-app purchases
Cashews
- Cashews Finance Monthly14 Days trial$3.991 Month
- Monthly3 Days trial$5.991 Month
- Monthly7 Days trial$8.991 Month
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- Quarterly14 Days trial$19.993 Months
- Cashews Finance Annual1 Month trial$39.991 Year
- Yearly3 Days trial$59.991 Year
- Yearly14 Days trial$59.991 Year
- Yearly1 Year trial3 variants$69.991 Year
MoneyWellth
- MONEYWELLTH MONTHLY7 Days trial$8.991 Month
- MONEYWELLTH ANNUAL7 Days trial$84.991 Year









