Go & Grow vs SpendLit

Grow money your way – earn up to 6%* p.a. with daily returns and have the flexibility to withdraw your money whenever you need it*. Trusted by over 500,000 customers across Europe, with more than €2B invested since 2008. Go & Grow is a simple, automated way to start growing your money. —Simple, effortless wealth building— - Start with just €1 and put your money to work consistently, regardless of your budget. - Earn up to 6%* p.a. with returns added to your balance daily. - Diversify across a portfolio of over 650,000 loan fractions, designed to support consistent performance. - Fully automated and easy to use. A simple way to work toward your financial goals on your terms. —Manage your money with Goals— - Create goals to stay organized, whether you’re saving for a trip, building an emergency fund, or planning what matters most. - Stay flexible with everything in one place. Move and split your funds between goals with ease. - Keep earning up to 6%* p.a. on your total balance, no matter how you divide your goals or how many you create. - Track your progress and see how your balance is growing based on the goals you set. —18+ years of proven experience— - A proven track record of more than €2B invested and over €179M in returns paid out since 2008. - Trusted by over 500,000 customers across Europe as a simple alternative for growing your money. - Positively rated across more than 7,000 Trustpilot reviews, showing the trust of our community. —In the app you can— - Manage your Go & Grow balance 24/7 with a clear and transparent overview that puts you in charge of your financial journey. - Watch your daily returns roll in, and see exactly how your money is working for you. - Move or split your funds between goals anytime to match your priorities. - Access your money whenever you need it, and withdraw at any time* for a flat €1 fee. —Earn rewards together— - Invite a friend to Go & Grow and you both receive a reward to help grow toward your financial goals. Capital at Risk. Go & Grow, provided by Go&Grow OÜ. Potential yields up to 6% p.a. Risks are associated with the service, including potential loss of capital. Past performance does not guarantee future outcomes. Liquidity limits or partial payouts may apply. Review terms at Goandgrow.eu and consult a financial advisor if necessary.

SpendLit helps you understand where your money goes, plan how you want to spend it, and make progress toward what matters to you. See your spending, budgets, savings goals and recent activity in one clear overview — without turning managing your money into another job. UNDERSTAND YOUR SPENDING • See where your money actually goes • Explore spending by category and product • Compare weeks and months to uncover trends • Keep your transactions organized and easy to understand PLAN YOUR MONEY • Create budgets for the things you spend on • See how much you've spent and what's still available • Build savings goals and track your progress over time • Organize everything with custom categories, colors and icons TRACK EXPENSES WITHOUT THE BUSYWORK Snap a photo of a receipt and SpendLit can read the details, identify individual items and organize the expense for you. Prefer doing it yourself? Add or edit expenses manually in seconds. You can review scanned receipts before they're added, or enable auto-approval when you'd rather keep things moving. STAY IN THE LOOP • Get an optional weekly recap of your spending • Receive gentle reminders when it's time to catch up • Track money in the currency that works for you YOUR MONEY. YOUR DATA. Your financial data belongs to you. Manage or delete your account at any time from Settings.