Comparison

BOCHK Brunei vs Payback+

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

BOCHK Brunei

Features
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New BOCHK Brunei Mobile Banking BOCHK Brunei Mobile Banking provides you innovative interface, fantastic financial functions and products, the best user experience and secure system. New design - A new design. A fresh new feeling. Account Space - ""Manage"" have related shortcuts to make managing your finances easier. My Accounts - Just swipe up from the bottom to view your account information in a flash. Transfer - Transfer money with ease, notify your payee instantly. Easy FX - a one stop FX service at your fingertips. Provides streaming FX rates, banknotes reservation and FX calculator. Mobile Token - Authorize Mobile Banking & Internet Banking transactions. You can use username and password of your Internet Banking to log in Mobile Banking. If you have not registered for our Internet Banking Services, you could visit our branch or call (673) 2459 858 for more information. To protect your online transactions, please read the Bank Security Notices on the Bank's website at www.bankofchina.com.bn > ""Security Notices"". The above products and services are subject to the relevant terms. For details, please contact the staff of Bank of China (Hong Kong) Limited Brunei Branch (""the Bank"").

About

Payback+

Features
Read full description

Payback+ keeps payments, updates, and shared spending on track β€” privately and friction-free. Chasing friends for money is rarely the hard part because of the amount. It is hard because you are too busy to chase, forgot to chase, or it is simply too awkward to chase. Payback+ is built to solve exactly that. Instead of jumping between chats, payment apps, and mental notes, Payback+ keeps shared spending, payment updates, and settlement records in one place β€” so you can stay on track without constantly following up. When friends pay, you can see that they have paid and how they paid. When you need to pay someone, you can go straight to their preferred payment method. No more asking, β€œPayMe or FPS?” No more digging through old messages. No more higher chance of sending money to the wrong person. And because privacy comes first, only approved friends can see the payment details needed to pay you. With Payback+, you can: β€’ Track money in and money out in one app β€’ See who has paid, who has not, and what still needs action β€’ Get notified when friends say they have paid β€’ Pay friends the way they prefer β€’ Reduce the chance of paying the wrong person β€’ Keep clearer shared records without extra effort β€’ Avoid awkward reminders and messy back-and-forth β€’ Use it for free, with no usage caps or group limits Payback+ helps handle the follow-up, so you do not have to. Less chasing. Less friction. Less awkwardness. Just clearer payments, smoother coordination, and better friendships.

Screenshots

BOCHK Brunei4 screens
Payback+4 screens

Verdict

The call

The clearest difference is update cadence: Payback+ at every 2 days against BOCHK Brunei's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BOCHK Brunei ships an update every 2 months, Payback+ every 2 days. Both last shipped on October 12, 2026.

Scorecard1 real difference Β· 5 level
BOCHK Brunei versus Payback+: the parameters behind the verdict, then further details
ParameterBOCHK BruneiPayback+
PriceFreeFree
Update frequencyEvery 2 monthsEvery 2 days β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS14.0 β€” better15.0
Further details β€” not scored
Size59 MB74 MB
Age rating4+4+
DeveloperBank of China (Hong Kong) LimitedPayback Tech Limited

In-app purchases

None

BOCHK Brunei

No in-app purchases

None

Payback+

No in-app purchases

Questions

Is BOCHK Brunei free?
BOCHK Brunei is free to download, with no in-app purchases.
Is Payback+ free?
Payback+ is free to download, with no in-app purchases.
Do BOCHK Brunei or Payback+ have ads?
Neither BOCHK Brunei nor Payback+ shows ads.
Which is updated more often, BOCHK Brunei or Payback+?
BOCHK Brunei ships an update every 2 months, and Payback+ every 2 days. Most recently, BOCHK Brunei was updated on October 12, 2026 and Payback+ on October 12, 2026.

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