Incomes vs Settlify

Incomes is a budget planner that helps you look ahead at your balance and decide your budget. Enter your planned income and outgo to see how your balance is expected to change. Plan around monthly payments and larger purchases before they arrive. LOOK AHEAD AT YOUR BALANCE Explore the balance chart based on the income and outgo you enter. Consider your plans for this month and beyond. PLAN RECURRING PAYMENTS Set up recurring income and payments alongside individual items to see what is coming. UNDERSTAND WHAT CHANGES YOUR BALANCE Use monthly and yearly views, categories, and search to find the items behind a change. Update your plan as your schedule changes. ON-DEVICE MONTHLY SUMMARIES Generate a short summary of a month’s income and outgo, with comparisons to the previous month. Generated text never changes your saved records. Monthly summaries require iOS 26 or later, a compatible device, and Apple Intelligence enabled and ready in a supported language. Check generated text against your records. ORGANIZE SEPARATE PLANS With the Monthly Plan, create multiple ledgers with separate items and balances. Plan different purposes side by side. KEEP YOUR RECORDS PORTABLE Export records to an Incomes file. Before importing, review the changes and choose how to apply them. CHECK YOUR PLANS WHEN YOU NEED THEM Use widgets and Apple Watch to check your balance and upcoming payments. Projections are based on the income and outgo you enter. Keep your plans up to date as new items and changes arise. The Monthly Plan includes multiple ledgers, iCloud sync, and removal of ads. Additional ledgers remain available to view and export after the plan expires; editing them requires an active plan. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Splitting group expenses has never been easier! Settlify is ideal for one-off groups when not everyone wants to install an app or create an account. Settle in one tap, with the payment apps your group already uses. PERFECT FOR One-off events like bachelor parties, weddings, festivals, group dinners. Not everyone is onboard to download a new app or create a new account. And they don't need to with Settlify! International trips Track expenses across currencies. You choose if and when to convert — no hidden conversions that leave you questioning the numbers. HOW IT WORKS • Starting: open in the web or in the app, create the group, share a link. • Participating: everyone joins from the link, no account needed. Log expenses as they happen, in any currency. • Settling: Settlify shows who pays whom with minimum amount of transactions and suggests the payment apps your group shares. One tap and done. FEATURES No app needed for anyone Create a group at settlify.app and share a link. Nobody needs to install anything — not even you. No limits Add as many expenses as you want, supports over 50 participants. No timers, no ads. You control currency conversion Add expenses in any currency. Choose if and when to convert. No automatic conversions, no mysterious discrepancies. Settle with apps you already have Settlify suggests payment apps your group members share — Revolut, Twint, and more — so settling up takes seconds, not days. Fewest payments to settle up Settlify finds the simplest settlement plan, minimising the number of transactions needed. PRICING Start for free. All features included. After that, it costs $1 per group. Settlify adds it as the first expense so the cost is split — a few cents per person, and you're all settled. No subscription. No lock-in. Pay once per group, only when you need it. PRIVACY FIRST Settlify is designed to be simple and respectful of your privacy. • No ads, no tracking. You are not the product. • We only track what you tell us. • We don't offer any banking products or promotions. Independent from all banks. • No money changes hands via Settlify.