Comparison

Incomes vs Settlify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Incomes

Features
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Incomes is a simple Cupertino style budget manager that allows you to effortlessly manage your finances and keep track of your income and outgo. Plan for the future with scheduled transactions and easily categorize your entries. With its simple and user-friendly interface, Incomes makes budgeting easy. Features • Save and organize your transactions • Track the date and time of each transaction • Categorize your entries • Visualize your income and outgo with graphs • Use smarter search to filter by keyword, amount, or category • See an overview of your finances on the new Home screen • Add Month Balance and Upcoming widgets to stay up to date • Access upcoming payments and key settings with the Apple Watch app • Quickly access features with Shortcuts • Sync with iCloud and remove ads with our Monthly Plan Enhance your budgeting experience with Incomes, making it easy to manage your finances and stay on top of your budget. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Settlify

Features
Read full description

Splitting group expenses has never been easier! Settlify is ideal for one-off groups when not everyone wants to install an app or create an account. Settle in one tap, with the payment apps your group already uses. PERFECT FOR One-off events like bachelor parties, weddings, festivals, group dinners. Not everyone is onboard to download a new app or create a new account. And they don't need to with Settlify! International trips Track expenses across currencies. You choose if and when to convert — no hidden conversions that leave you questioning the numbers. HOW IT WORKS • Starting: open in the web or in the app, create the group, share a link. • Participating: everyone joins from the link, no account needed. Log expenses as they happen, in any currency. • Settling: Settlify shows who pays whom with minimum amount of transactions and suggests the payment apps your group shares. One tap and done. FEATURES No app needed for anyone Create a group at settlify.app and share a link. Nobody needs to install anything — not even you. No limits Add as many expenses as you want, supports over 50 participants. No timers, no ads. You control currency conversion Add expenses in any currency. Choose if and when to convert. No automatic conversions, no mysterious discrepancies. Settle with apps you already have Settlify suggests payment apps your group members share — Revolut, Twint, and more — so settling up takes seconds, not days. Fewest payments to settle up Settlify finds the simplest settlement plan, minimising the number of transactions needed. PRICING Start for free. All features included. After that, it costs $1 per group. Settlify adds it as the first expense so the cost is split — a few cents per person, and you're all settled. No subscription. No lock-in. Pay once per group, only when you need it. PRIVACY FIRST Settlify is designed to be simple and respectful of your privacy. • No ads, no tracking. You are not the product. • We only track what you tell us. • We don't offer any banking products or promotions. Independent from all banks. • No money changes hands via Settlify.

Screenshots

Incomes3 screens
Settlify4 screens

Verdict

The call

The clearest difference is in-app purchases: Settlify at none against Incomes's 1. Settlify also leads on ads (none vs shown) and iOS requirement (13.0 vs 18.0). On price, update cadence and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Incomes sells 1 in-app purchase, starting at $1.99 per month. Settlify asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 14, 2026 and September 10, 2026 respectively.

Scorecard3 real differences Ā· 3 level
Incomes versus Settlify: the parameters behind the verdict, then further details
ParameterIncomesSettlify
PriceFreeFree
Update frequencyEvery 2 weeksEvery 2 weeks
AdsYesNo — better
In-app purchasesYesNo — better
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS18.013.0 — better
Further details — not scored
Size18 MB25 MB
Age rating4+4+
DeveloperHiromu NakanoSPYRIDON GIANNAKAKIS

In-app purchases

1 purchases

Incomes

Subscriptions1
  • Monthly Plan$1.991 Month
None

Settlify

No in-app purchases

Questions

Is Incomes free?
Incomes is free to download, with in-app purchases available.
Is Settlify free?
Settlify is free to download, with no in-app purchases.
Do Incomes or Settlify have ads?
Incomes shows ads; Settlify does not.
Which is updated more often, Incomes or Settlify?
Incomes ships an update every 2 weeks, and Settlify every 2 weeks. Most recently, Incomes was updated on September 14, 2026 and Settlify on September 10, 2026.

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