Comparison

Budget App vs Settlify

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Budget App

Features
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Manage your money like a PRO! Budget Pro is a personal finance tracker app for budget planning, spending tracking and money saving. Key Features: - Expense Tracking : Record your income and expenses effortlessly. View your daily, weekly, and monthly spending summaries. - Category Insights : Organize expenses into categories like food, transport, and entertainment for better budget understanding. - Customizable Budget Planning : Set monthly spending goals and track how much you can spend while staying within your budget. - Detailed Reports : Visualize your spending habits with charts. Easily track income vs. expenses - Reminders : Never miss a bill payment again! Get timely reminders for due dates. - Secure Data Backup : Automatically back up your data to the cloud so you never lose important information. - Multi-Currency Support : Perfect for travelers! Manage expenses in different currencies with ease. - Dark & Light Mode : Choose between light or dark themes to suit your preference. - User-Friendly Interface : Simple and intuitive design. Add your expenses in seconds. - Daily Tips & Saving Suggestions : Get practical finance tips to save more and spend smarter. This app helps users keep their finances organized and make better financial decisions effortlessly.

About

Settlify

Features
Read full description

Splitting group expenses has never been easier! Settlify is ideal for one-off groups when not everyone wants to install an app or create an account. Settle in one tap, with the payment apps your group already uses. PERFECT FOR One-off events like bachelor parties, weddings, festivals, group dinners. Not everyone is onboard to download a new app or create a new account. And they don't need to with Settlify! International trips Track expenses across currencies. You choose if and when to convert โ€” no hidden conversions that leave you questioning the numbers. HOW IT WORKS โ€ข Starting: open in the web or in the app, create the group, share a link. โ€ข Participating: everyone joins from the link, no account needed. Log expenses as they happen, in any currency. โ€ข Settling: Settlify shows who pays whom with minimum amount of transactions and suggests the payment apps your group shares. One tap and done. FEATURES No app needed for anyone Create a group at settlify.app and share a link. Nobody needs to install anything โ€” not even you. No limits Add as many expenses as you want, supports over 50 participants. No timers, no ads. You control currency conversion Add expenses in any currency. Choose if and when to convert. No automatic conversions, no mysterious discrepancies. Settle with apps you already have Settlify suggests payment apps your group members share โ€” Revolut, Twint, and more โ€” so settling up takes seconds, not days. Fewest payments to settle up Settlify finds the simplest settlement plan, minimising the number of transactions needed. PRICING Start for free. All features included. After that, it costs $1 per group. Settlify adds it as the first expense so the cost is split โ€” a few cents per person, and you're all settled. No subscription. No lock-in. Pay once per group, only when you need it. PRIVACY FIRST Settlify is designed to be simple and respectful of your privacy. โ€ข No ads, no tracking. You are not the product. โ€ข We only track what you tell us. โ€ข We don't offer any banking products or promotions. Independent from all banks. โ€ข No money changes hands via Settlify.

Screenshots

Budget App4 screens
Settlify4 screens

Verdict

The call

The clearest difference is in-app purchases: Settlify at none against Budget App's 3. Settlify also leads on iOS requirement (13.0 vs 17.5). Budget App's advantage is update cadence (every 2 days vs every 2 weeks). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Budget App sells 3 in-app purchases, starting at $0.99 per month. Settlify asks for nothing beyond the download.

UpkeepUpdate frequency

Budget App ships an update every 2 days, Settlify every 2 weeks. The most recent releases landed on November 8, 2026 and November 9, 2026 respectively.

Scorecard3 real differences ยท 3 level
Budget App versus Settlify: the parameters behind the verdict, then further details
ParameterBudget AppSettlify
PriceFreeFree
Update frequencyEvery 2 days โ€” betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS17.513.0 โ€” better
Further details โ€” not scored
Size11 MB25 MB
Age rating4+4+
DeveloperMuhammed Faruk SogutSPYRIDON GIANNAKAKIS

In-app purchases

3 purchases

Budget App

Subscriptions2
  • Premium Access (Monthly)$0.991 Month
  • Premium Access (Yearly)$8.991 Year
One-time1
  • Premium Access (Lifetime)$19.99
None

Settlify

No in-app purchases

Questions

Is Budget App free?
Budget App is free to download, with in-app purchases available.
Is Settlify free?
Settlify is free to download, with no in-app purchases.
Do Budget App or Settlify have ads?
Neither Budget App nor Settlify shows ads.
Which is updated more often, Budget App or Settlify?
Budget App ships an update every 2 days, and Settlify every 2 weeks. Most recently, Budget App was updated on November 8, 2026 and Settlify on November 9, 2026.

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