Comparison

Incomes vs Kakeibo Cream

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Incomes

Features
Read full description

Incomes is a budget planner that helps you look ahead at your balance and decide your budget. Enter your planned income and outgo to see how your balance is expected to change. Plan around monthly payments and larger purchases before they arrive. LOOK AHEAD AT YOUR BALANCE Explore the balance chart based on the income and outgo you enter. Consider your plans for this month and beyond. PLAN RECURRING PAYMENTS Set up recurring income and payments alongside individual items to see what is coming. UNDERSTAND WHAT CHANGES YOUR BALANCE Use monthly and yearly views, categories, and search to find the items behind a change. Update your plan as your schedule changes. ON-DEVICE MONTHLY SUMMARIES Generate a short summary of a month’s income and outgo, with comparisons to the previous month. Generated text never changes your saved records. Monthly summaries require iOS 26 or later, a compatible device, and Apple Intelligence enabled and ready in a supported language. Check generated text against your records. ORGANIZE SEPARATE PLANS With the Monthly Plan, create multiple ledgers with separate items and balances. Plan different purposes side by side. KEEP YOUR RECORDS PORTABLE Export records to an Incomes file. Before importing, review the changes and choose how to apply them. CHECK YOUR PLANS WHEN YOU NEED THEM Use widgets and Apple Watch to check your balance and upcoming payments. Projections are based on the income and outgo you enter. Keep your plans up to date as new items and changes arise. The Monthly Plan includes multiple ledgers, iCloud sync, and removal of ads. Additional ledgers remain available to view and export after the plan expires; editing them requires an active plan. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Kakeibo Cream

Features
Read full description

Kakeibo is a Japanese-inspired budgeting app with a warm cream-and-orange aesthetic. No account registration required β€” all your data stays safely on your device. Start building a daily money-tracking habit today. Quick Expense & Income Entry Add a transaction in seconds β€” pick a category, enter the amount and a note. Set up recurring rules (daily, weekly, biweekly, monthly, yearly) for things like rent or subscriptions so you never have to type them in twice. Monthly Overview See this month's expenses, income, and balance at a glance on the home screen, with a clear bar chart breakdown. Tap through for category details. Rich Statistics Switch between Expense, Income, and Balance tabs, and choose from four chart styles β€” donut, bar, stacked bar, or radar. The category ranking list shows exactly where your money goes, and you can expand any category to see every transaction. Flexible Time Ranges Look beyond this month β€” switch to the Last 6 Months, a full Year, or set a Custom date range to review any period you like. Excluded Categories Don't want certain categories (like credit card payments or internal transfers) counted toward your balance? Exclude a whole category or individual transactions, with a live subtotal that updates instantly. Expense Calendar See your daily spending laid out on a calendar to spot your peak spending days. Helpful Reminders A daily logging reminder so you never forget, and an automatic monthly summary report. Share Category Reports Select multiple categories and generate a shareable text summary in one tap β€” perfect for sending to family or a partner via Messages or email. Three Languages Available in Traditional Chinese, English, and Japanese β€” switch anytime in Settings. Warm, Japanese-Inspired Design A soft cream-and-orange palette that makes daily bookkeeping feel a little more soothing. Kakeibo β€” helping you keep track of every day, clearly.

Screenshots

Incomes3 screens
Kakeibo Cream4 screens

Verdict

The call

The clearest difference is in-app purchases: Kakeibo Cream at none against Incomes's 1. Kakeibo Cream also leads on ads (none vs shown) and update cadence (daily vs fortnightly). Incomes's advantage is device support (3 vs 1). On price and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Incomes sells 1 in-app purchase, starting at $1.99 per month. Kakeibo Cream asks for nothing beyond the download.

UpkeepUpdate frequency

Incomes ships an update fortnightly, Kakeibo Cream daily. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.

Scorecard4 real differences Β· 2 level
Incomes versus Kakeibo Cream: the parameters behind the verdict, then further details
ParameterIncomesKakeibo Cream
PriceFreeFree
Update frequencyFortnightlyDaily β€” better
AdsYesNo β€” better
In-app purchasesYesNo β€” better
DevicesiPhone, iPad, Apple Watch β€” betteriPhone
Requires iOS18.017.0 β€” better
Further details β€” not scored
Size27 MB5 MB
Age rating4+4+
DeveloperHiromu NakanoChen-Nien Chung

In-app purchases

1 purchases

Incomes

Subscriptions1
  • Monthly Plan$1.991 Month
None

Kakeibo Cream

No in-app purchases

Questions

Is Incomes free?
Incomes is free to download, with in-app purchases available.
Is Kakeibo Cream free?
Kakeibo Cream is free to download, with no in-app purchases.
Do Incomes or Kakeibo Cream have ads?
Incomes shows ads; Kakeibo Cream does not.
Which is updated more often, Incomes or Kakeibo Cream?
Incomes ships an update fortnightly, and Kakeibo Cream daily. Most recently, Incomes was updated on October 27, 2026 and Kakeibo Cream on October 31, 2026.

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