Incomes vs Kakeibo Cream
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Incomes
Read full descriptionHide full description
Incomes is a budget planner that helps you look ahead at your balance and decide your budget. Enter your planned income and outgo to see how your balance is expected to change. Plan around monthly payments and larger purchases before they arrive. LOOK AHEAD AT YOUR BALANCE Explore the balance chart based on the income and outgo you enter. Consider your plans for this month and beyond. PLAN RECURRING PAYMENTS Set up recurring income and payments alongside individual items to see what is coming. UNDERSTAND WHAT CHANGES YOUR BALANCE Use monthly and yearly views, categories, and search to find the items behind a change. Update your plan as your schedule changes. ON-DEVICE MONTHLY SUMMARIES Generate a short summary of a monthβs income and outgo, with comparisons to the previous month. Generated text never changes your saved records. Monthly summaries require iOS 26 or later, a compatible device, and Apple Intelligence enabled and ready in a supported language. Check generated text against your records. ORGANIZE SEPARATE PLANS With the Monthly Plan, create multiple ledgers with separate items and balances. Plan different purposes side by side. KEEP YOUR RECORDS PORTABLE Export records to an Incomes file. Before importing, review the changes and choose how to apply them. CHECK YOUR PLANS WHEN YOU NEED THEM Use widgets and Apple Watch to check your balance and upcoming payments. Projections are based on the income and outgo you enter. Keep your plans up to date as new items and changes arise. The Monthly Plan includes multiple ledgers, iCloud sync, and removal of ads. Additional ledgers remain available to view and export after the plan expires; editing them requires an active plan. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Kakeibo Cream
Read full descriptionHide full description
Kakeibo is a Japanese-inspired budgeting app with a warm cream-and-orange aesthetic. No account registration required β all your data stays safely on your device. Start building a daily money-tracking habit today. Quick Expense & Income Entry Add a transaction in seconds β pick a category, enter the amount and a note. Set up recurring rules (daily, weekly, biweekly, monthly, yearly) for things like rent or subscriptions so you never have to type them in twice. Monthly Overview See this month's expenses, income, and balance at a glance on the home screen, with a clear bar chart breakdown. Tap through for category details. Rich Statistics Switch between Expense, Income, and Balance tabs, and choose from four chart styles β donut, bar, stacked bar, or radar. The category ranking list shows exactly where your money goes, and you can expand any category to see every transaction. Flexible Time Ranges Look beyond this month β switch to the Last 6 Months, a full Year, or set a Custom date range to review any period you like. Excluded Categories Don't want certain categories (like credit card payments or internal transfers) counted toward your balance? Exclude a whole category or individual transactions, with a live subtotal that updates instantly. Expense Calendar See your daily spending laid out on a calendar to spot your peak spending days. Helpful Reminders A daily logging reminder so you never forget, and an automatic monthly summary report. Share Category Reports Select multiple categories and generate a shareable text summary in one tap β perfect for sending to family or a partner via Messages or email. Three Languages Available in Traditional Chinese, English, and Japanese β switch anytime in Settings. Warm, Japanese-Inspired Design A soft cream-and-orange palette that makes daily bookkeeping feel a little more soothing. Kakeibo β helping you keep track of every day, clearly.
Screenshots
Verdict
The clearest difference is in-app purchases: Kakeibo Cream at none against Incomes's 1. Kakeibo Cream also leads on ads (none vs shown) and update cadence (daily vs fortnightly). Incomes's advantage is device support (3 vs 1). On price and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Incomes sells 1 in-app purchase, starting at $1.99 per month. Kakeibo Cream asks for nothing beyond the download.
Incomes ships an update fortnightly, Kakeibo Cream daily. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.
| Parameter | Incomes | Kakeibo Cream |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Daily β better |
| Ads | Yes | No β better |
| In-app purchases | Yes | No β better |
| Devices | iPhone, iPad, Apple Watch β better | iPhone |
| Requires iOS | 18.0 | 17.0 β better |
| Further details β not scored | ||
| Size | 27 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Hiromu Nakano | Chen-Nien Chung |
In-app purchases
Incomes
- Monthly Plan$1.991 Month
Kakeibo Cream
No in-app purchases









