Comparison

Banconus vs Value Research Advisor

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banconus

Manage your complete financial portfolio, including mutual funds, equity shares, bonds, and fixed deposits. Track historical performance, download transaction statements, and invest online. Includes tools like retirement and SIP calculators.

Highlights
  • Complete portfolio reporting
  • Historical performance tracking
  • Transaction statement download
  • Online investment in mutual funds
  • SIP and STP tracking
  • Retirement and SIP calculators
Features
Read full description

Banconus is one-stop shopping for all your investment needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

About

Value Research Advisor

This app provides SEBI-registered mutual fund advice for goal-based investing and direct plans. It offers expert recommendations, portfolio tracking, analysis tools, and commission-free investing. Manage your family's entire portfolio and research funds effortlessly.

Highlights
  • Fix your portfolio: buy, sell, hold recommendations
  • Goal-based, risk-aligned portfolios
  • Expert-picked funds with proven performance
  • Invest with zero commission in direct plans
  • Instant alerts for poor-performing funds
  • Portfolio performance and asset allocation tracking
  • Family portfolio management
  • Mutual fund screener and research tools
Features
Read full description

Buy right. Fix the rest. Unclutter your portfolio and own only what works—with personalised, SEBI-registered guidance from India’s most trusted independent investment research institution. Most investors don’t start with an empty portfolio. They start with too many funds, the wrong funds, and no clear structure. The Value Research Advisor app fixes that. We tell you what to keep, what to remove, and what to add—based on three decades of independent research, with zero commission and no conflicts of interest. WHAT SUBSCRIBERS GET Fix Your Portfolio Know exactly what to buy, sell, or hold from the funds you already own. We tell you when to act—and when the most valuable advice is to do nothing. Advice That Adapts to You Goal-based, risk-aligned portfolios built for your situation—not a generic model. Funds That Pass Our Toughest Tests We reject what’s wrong before we recommend what’s right. Every fund is vetted on performance, risk, and cost. We recommend what the evidence supports, not what’s popular. Zero Commissions. Always. Buy, sell, and SIP in direct plans with ₹0 commission. We earn nothing from the funds we recommend. This is not a promotional offer. It is how we are built. Continuous Monitoring Alerts before you buy a poor-performing fund. When the evidence says sell, we say so. When it says hold, we say that too. Your Family’s Portfolio, Together Up to 6 family members on one subscription. One dashboard for every holding across all accounts and asset types. STOCK ADVISOR We tell you what to buy. And when to sell. Three curated portfolios of fundamentals-first stocks. Continuously monitored. Most services stop at the buy. We don’t. THE PRINCIPLES BEHIND THE ADVICE - Long-term equity ownership is the only reliable path to real wealth. - Inactivity is a skill. Our recommendations are designed to be held, not traded. - Costs are the only reliable predictor. Direct plans and low-cost funds are principles, not preferences. - We reject what’s wrong before deciding what to recommend. - Our ratings are algorithmic—no opinion, no bias, no influence. 33 YEARS OF TRUST India’s first independent fund rating was created in 1993. No AMFI ARN. No distribution commission. Ever. SEBI Registration No. INA100008443. PRICING - Fund Advisor (Mutual Fund Advisory): ₹490/month — for the entire family (up to 6 members) - Stock Advisor (Stock Advisory): ₹9,990 + GST/year Subscription required. For free research and tools, use Value Research Online—India’s trusted investment guide since 1992. Independent Advisors Private Limited. SEBI Reg. INA100008443. Principal Officer: Ashutosh Gupta. Compliance Officer: Rahul Rastogi. Grievance Officer: Deepa Mandhani.

Screenshots

Banconus4 screens
Value Research Advisor4 screens

Verdict

The call

The clearest difference is monetization model: Banconus at free against Value Research Advisor's subscription. Value Research Advisor's advantage is rating (5.0 vs 4.6) and update cadence (every 2 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Value Research Advisor holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 5 and 7 respectively.

UpkeepUpdate frequency

Banconus ships an update every 2 months, Value Research Advisor every 2 weeks. The most recent releases landed on October 4, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
Banconus versus Value Research Advisor: the parameters behind the verdict, then further details
ParameterBanconusValue Research Advisor
PriceFreeFree
Rating4.6 (5 ratings)5.0 (7 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings57 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterSubscription
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size98 MB93 MB
Age rating4+4+
DeveloperBANCONUS FINSERV PRIVATE LIMITEDIndependent Advisors Private Limited

Customer experience

Banconus

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Value Research Advisor

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Banconus

No in-app purchases

None

Value Research Advisor

No in-app purchases

Questions

Is Banconus free?
Banconus is free to download, with no in-app purchases.
Is Value Research Advisor free?
Value Research Advisor is free to download, with no in-app purchases.
Which has better reviews, Banconus or Value Research Advisor?
Value Research Advisor is rated higher. Banconus averages 4.6 out of 5 from 5 ratings, while Value Research Advisor averages 5.0 from 7 ratings.
Do Banconus or Value Research Advisor have ads?
Neither Banconus nor Value Research Advisor shows ads.
Which is updated more often, Banconus or Value Research Advisor?
Banconus ships an update every 2 months, and Value Research Advisor every 2 weeks. Most recently, Banconus was updated on October 4, 2026 and Value Research Advisor on October 15, 2026.

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