Value Research Online vs Value Research Advisor

India’s trusted investment guide. Since 1992. Value Research Online has been helping Indian investors make better decisions for over three decades. We research, rate, and explain every mutual fund and listed stock in the country—with no fund-house ownership, no distribution commission, and no conflicts of interest. Our star ratings, created in 1993, were India’s first independent fund rating system. They remain the most cited fund ratings in the country. Our independence is structural: we earn nothing from fund sales. Our research serves you, not the industry. But research is only half of what you need. The other half is knowing where your money actually is. Value Research Online is also the most comprehensive family portfolio tracker in India. Import your holdings automatically—mutual funds, stocks, NPS, fixed income, sovereign gold bonds—and see every rupee your family owns on one dashboard. Analyse returns. Check diversification. View tax liabilities, past, present, and future. Set alerts. Know exactly where you stand, at all times. RESEARCH Mutual Fund Research - Data, analysis, and ratings on all 1,639 mutual funds across 50 categories - Value Research Star Rating—India’s first and most trusted independent fund rating - Curated fund sets: Wealth Builder Funds, Steady Income Funds, Best Tax Saver Funds - Fund Screener: filter by category, returns, rating, risk, and more - Fund Compare: side-by-side comparison of any funds - Point-to-Point Returns: calculate returns for any date range Stock Research - Data on all 16,283 listed stocks across all sectors - Stock Rating: Quality, Growth, Valuation, Momentum scores (1–10) - Curated stock sets: Best Picks by Value, by Performance, by Gurus - Stock Screeners with custom filters - Resilience Score and Dividend Score: 10-year consistency metrics TRACK YOUR FAMILY’S INVESTMENTS - One dashboard for your entire family’s investments: mutual funds, stocks, NPS, fixed income, gold bonds - Import holdings automatically—no manual data entry - Quality ratings on every holding in your portfolio - Analyse returns, asset allocation, and diversification across the family - Tax liabilities—past, present, and future—on one screen - Alerts for important events across all holdings TOOLS & CALCULATORS - SIP Calculator, Goal Calculator, Investment Calculator, Tax Calculator, Mutual Fund Calculator - Market Monitor, IPO Monitor, New Fund Offers, Forthcoming Dividends - NPS Performance (103 plans), Insurance Schemes (1,154) KNOWLEDGE CENTRE - Learn about funds, stocks, insurance, NPS, and tax savings - 33 years of independent editorial—ideas, frameworks, and the signal separated from the noise - Investors’ Hangouts video sessions and a searchable video archive WHO THIS APP IS FOR - Anyone who wants to understand an investment before committing money - Families who want one place to see all their investments - DIY investors who want data and ratings, not tips - Investors who value independence over salesmanship WHY VALUE RESEARCH IS DIFFERENT We earn zero commission from any fund sale. Our ratings are algorithmic—no fund house can influence a star rating. This is not a marketing claim. It is a structural fact, proven every year since 1992. Looking for personalised mutual fund advice? Download the Value Research Advisor app (VRFA/VRSA subscription required). The Advisor app provides SEBI-registered, personalised Buy/Sell/Hold guidance on your portfolio. Value Research Online is a product of Value Research (India) Private Limited. By using this app, you agree to Apple’s standard End User License Agreement (EULA). View it here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Buy right. Fix the rest. Unclutter your portfolio and own only what works—with personalised, SEBI-registered guidance from India’s most trusted independent investment research institution. Most investors don’t start with an empty portfolio. They start with too many funds, the wrong funds, and no clear structure. The Value Research Advisor app fixes that. We tell you what to keep, what to remove, and what to add—based on three decades of independent research, with zero commission and no conflicts of interest. WHAT SUBSCRIBERS GET Fix Your Portfolio Know exactly what to buy, sell, or hold from the funds you already own. We tell you when to act—and when the most valuable advice is to do nothing. Advice That Adapts to You Goal-based, risk-aligned portfolios built for your situation—not a generic model. Funds That Pass Our Toughest Tests We reject what’s wrong before we recommend what’s right. Every fund is vetted on performance, risk, and cost. We recommend what the evidence supports, not what’s popular. Zero Commissions. Always. Buy, sell, and SIP in direct plans with ₹0 commission. We earn nothing from the funds we recommend. This is not a promotional offer. It is how we are built. Continuous Monitoring Alerts before you buy a poor-performing fund. When the evidence says sell, we say so. When it says hold, we say that too. Your Family’s Portfolio, Together Up to 6 family members on one subscription. One dashboard for every holding across all accounts and asset types. STOCK ADVISOR We tell you what to buy. And when to sell. Three curated portfolios of fundamentals-first stocks. Continuously monitored. Most services stop at the buy. We don’t. THE PRINCIPLES BEHIND THE ADVICE - Long-term equity ownership is the only reliable path to real wealth. - Inactivity is a skill. Our recommendations are designed to be held, not traded. - Costs are the only reliable predictor. Direct plans and low-cost funds are principles, not preferences. - We reject what’s wrong before deciding what to recommend. - Our ratings are algorithmic—no opinion, no bias, no influence. 33 YEARS OF TRUST India’s first independent fund rating was created in 1993. No AMFI ARN. No distribution commission. Ever. SEBI Registration No. INA100008443. PRICING - Fund Advisor (Mutual Fund Advisory): ₹490/month — for the entire family (up to 6 members) - Stock Advisor (Stock Advisory): ₹9,990 + GST/year Subscription required. For free research and tools, use Value Research Online—India’s trusted investment guide since 1992. Independent Advisors Private Limited. SEBI Reg. INA100008443. Principal Officer: Ashutosh Gupta. Compliance Officer: Rahul Rastogi. Grievance Officer: Deepa Mandhani.