Comparison

goMF by MF Utilities vs Value Research Advisor

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

goMF by MF Utilities

Facilitates seamless mutual fund transactions for distributors and investors in India. Initiate purchases, redemptions, and various systematic investment plans on the go. Requires login credentials and a Common Account Number (CAN) for investors.

Highlights
  • Initiate purchases and redemptions
  • Manage systematic investments
  • Track submitted orders
  • Mobile transacting capability
  • Facilitates mutual fund industry initiative
Features
Read full description

MF Utility is a Mutual Fund Industry initiative to make transacting in Mutual Funds in India easier and seamless to benefit all stakeholders. goMF mobile app is a step towards offering the transacting ability on the move, anywhere and anytime. To use the App, ensure that you have iPhone.4 or above and you need to have a login credentials provided by MF Utility. goMF offers the following features for the Distributors: - Initiate a Purchase, Redemption, Switch, Systematic Investments, Systematic Transfers, Systematic Withdrawals. - View and track all orders submitted through MF Utility. If you are an Advisor (ARN / RIA) please fill and submit a sign up form, which can be downloaded at https://www.mfuindia.com/DistributorForms. If you are an Investor, you need to have a Common Account Number (CAN) with MFU. Please visit https://www.mfuindia.com/CANFormFill to fill and download the form for CAN Registration. The duly filled CAN form can be printed and submitted along with the necessary documentary proofs at any of the PFMCL branches or at a MFU Point of Service (POS) nearest to you. If you already have a CAN, to request for Login ID of MFU, please send a mail to clientservices@mfuindia.com from your registered email id.

About

Value Research Advisor

This app provides SEBI-registered mutual fund advice for goal-based investing and direct plans. It offers expert recommendations, portfolio tracking, analysis tools, and commission-free investing. Manage your family's entire portfolio and research funds effortlessly.

Highlights
  • Fix your portfolio: buy, sell, hold recommendations
  • Goal-based, risk-aligned portfolios
  • Expert-picked funds with proven performance
  • Invest with zero commission in direct plans
  • Instant alerts for poor-performing funds
  • Portfolio performance and asset allocation tracking
  • Family portfolio management
  • Mutual fund screener and research tools
Features
Read full description

Buy right. Fix the rest. Unclutter your portfolio and own only what works—with personalised, SEBI-registered guidance from India’s most trusted independent investment research institution. Most investors don’t start with an empty portfolio. They start with too many funds, the wrong funds, and no clear structure. The Value Research Advisor app fixes that. We tell you what to keep, what to remove, and what to add—based on three decades of independent research, with zero commission and no conflicts of interest. WHAT SUBSCRIBERS GET Fix Your Portfolio Know exactly what to buy, sell, or hold from the funds you already own. We tell you when to act—and when the most valuable advice is to do nothing. Advice That Adapts to You Goal-based, risk-aligned portfolios built for your situation—not a generic model. Funds That Pass Our Toughest Tests We reject what’s wrong before we recommend what’s right. Every fund is vetted on performance, risk, and cost. We recommend what the evidence supports, not what’s popular. Zero Commissions. Always. Buy, sell, and SIP in direct plans with ₹0 commission. We earn nothing from the funds we recommend. This is not a promotional offer. It is how we are built. Continuous Monitoring Alerts before you buy a poor-performing fund. When the evidence says sell, we say so. When it says hold, we say that too. Your Family’s Portfolio, Together Up to 6 family members on one subscription. One dashboard for every holding across all accounts and asset types. STOCK ADVISOR We tell you what to buy. And when to sell. Three curated portfolios of fundamentals-first stocks. Continuously monitored. Most services stop at the buy. We don’t. THE PRINCIPLES BEHIND THE ADVICE - Long-term equity ownership is the only reliable path to real wealth. - Inactivity is a skill. Our recommendations are designed to be held, not traded. - Costs are the only reliable predictor. Direct plans and low-cost funds are principles, not preferences. - We reject what’s wrong before deciding what to recommend. - Our ratings are algorithmic—no opinion, no bias, no influence. 33 YEARS OF TRUST India’s first independent fund rating was created in 1993. No AMFI ARN. No distribution commission. Ever. SEBI Registration No. INA100008443. PRICING - Fund Advisor (Mutual Fund Advisory): ₹490/month — for the entire family (up to 6 members) - Stock Advisor (Stock Advisory): ₹9,990 + GST/year Subscription required. For free research and tools, use Value Research Online—India’s trusted investment guide since 1992. Independent Advisors Private Limited. SEBI Reg. INA100008443. Principal Officer: Ashutosh Gupta. Compliance Officer: Rahul Rastogi. Grievance Officer: Deepa Mandhani.

Screenshots

goMF by MF Utilities4 screens
Value Research Advisor4 screens

Verdict

The call

The clearest difference is review sentiment: Value Research Advisor at 100% against goMF by MF Utilities's 25%. Value Research Advisor also leads on rating (5.0 vs 3.7) and update cadence (every 2 weeks vs every 97 months). goMF by MF Utilities's advantage is monetization model (free vs subscription) and iOS requirement (12.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Value Research Advisor holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 7 respectively. Written reviews point the same way: 25% of goMF by MF Utilities's written reviews are positive against 100% of Value Research Advisor's.

UpkeepUpdate frequency

goMF by MF Utilities ships an update every 97 months, Value Research Advisor every 2 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard5 real differences · 5 level
goMF by MF Utilities versus Value Research Advisor: the parameters behind the verdict, then further details
ParametergoMF by MF UtilitiesValue Research Advisor
PriceFreeFree
Rating3.7 (3 ratings)5.0 (7 ratings) — better
Positive reviews25.0% of reviews100.0% of reviews — better
Number of ratings37 — better
Update frequencyEvery 97 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterSubscription
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size17 MB94 MB
Age rating4+4+
DeveloperMF UTILITIES INDIA PRIVATE LIMITEDIndependent Advisors Private Limited

Customer experience

goMF by MF Utilities

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Value Research Advisor

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

goMF by MF Utilities

No in-app purchases

None

Value Research Advisor

No in-app purchases

Questions

Is goMF by MF Utilities free?
goMF by MF Utilities is free to download, with no in-app purchases.
Is Value Research Advisor free?
Value Research Advisor is free to download, with no in-app purchases.
Which has better reviews, goMF by MF Utilities or Value Research Advisor?
Value Research Advisor is rated higher. goMF by MF Utilities averages 3.7 out of 5 from 3 ratings, while Value Research Advisor averages 5.0 from 7 ratings.
Do goMF by MF Utilities or Value Research Advisor have ads?
Neither goMF by MF Utilities nor Value Research Advisor shows ads.
Which is updated more often, goMF by MF Utilities or Value Research Advisor?
goMF by MF Utilities ships an update every 97 months, and Value Research Advisor every 2 weeks. Most recently, goMF by MF Utilities was updated on October 24, 2026 and Value Research Advisor on October 28, 2026.

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