Value Research Advisor vs Allowance Tracker

Buy right. Fix the rest. Unclutter your portfolio and own only what works—with personalised, SEBI-registered guidance from India’s most trusted independent investment research institution. Most investors don’t start with an empty portfolio. They start with too many funds, the wrong funds, and no clear structure. The Value Research Advisor app fixes that. We tell you what to keep, what to remove, and what to add—based on three decades of independent research, with zero commission and no conflicts of interest. WHAT SUBSCRIBERS GET Fix Your Portfolio Know exactly what to buy, sell, or hold from the funds you already own. We tell you when to act—and when the most valuable advice is to do nothing. Advice That Adapts to You Goal-based, risk-aligned portfolios built for your situation—not a generic model. Funds That Pass Our Toughest Tests We reject what’s wrong before we recommend what’s right. Every fund is vetted on performance, risk, and cost. We recommend what the evidence supports, not what’s popular. Zero Commissions. Always. Buy, sell, and SIP in direct plans with ₹0 commission. We earn nothing from the funds we recommend. This is not a promotional offer. It is how we are built. Continuous Monitoring Alerts before you buy a poor-performing fund. When the evidence says sell, we say so. When it says hold, we say that too. Your Family’s Portfolio, Together Up to 6 family members on one subscription. One dashboard for every holding across all accounts and asset types. STOCK ADVISOR We tell you what to buy. And when to sell. Three curated portfolios of fundamentals-first stocks. Continuously monitored. Most services stop at the buy. We don’t. THE PRINCIPLES BEHIND THE ADVICE - Long-term equity ownership is the only reliable path to real wealth. - Inactivity is a skill. Our recommendations are designed to be held, not traded. - Costs are the only reliable predictor. Direct plans and low-cost funds are principles, not preferences. - We reject what’s wrong before deciding what to recommend. - Our ratings are algorithmic—no opinion, no bias, no influence. 33 YEARS OF TRUST India’s first independent fund rating was created in 1993. No AMFI ARN. No distribution commission. Ever. SEBI Registration No. INA100008443. PRICING - Fund Advisor (Mutual Fund Advisory): ₹490/month — for the entire family (up to 6 members) - Stock Advisor (Stock Advisory): ₹9,990 + GST/year Subscription required. For free research and tools, use Value Research Online—India’s trusted investment guide since 1992. Independent Advisors Private Limited. SEBI Reg. INA100008443. Principal Officer: Ashutosh Gupta. Compliance Officer: Rahul Rastogi. Grievance Officer: Deepa Mandhani.

Welcome to Allowance Tracker: Kash - Smart Allowance. Happy Kids. Teach your kids the value of money while keeping allowance tracking simple, fun, and stress-free. With Allowance Tracker: Kash, you become your child’s money mentor and private banker, helping them build healthy financial habits from an early age. Quick & Simple Allowance Tracking: Log every purchase instantly and keep balances up to date. You pay for items your kids buy and just log the purchase in Allowance Tracker: Kash and app will deduct it instantly from their balance. No more messy spreadsheets or forgotten expenses. Everything stays organized and transparent. Set Weekly or Monthly Allowances: Easily schedule recurring allowances for each child: • Weekly for younger kids to teach short-term budgeting • Monthly for older kids learning long-term money management No more manual tracking, automation makes it stress-free. Teach Financial Literacy Early : Give your kids the tools to understand money, budgeting, and saving: • Learn to budget effectively • Set and track wishlist goals • Make smarter spending decisions With Allowance Tracker: Kash, you make financial education fun and practical. Wishlist & Goal Tracking : Turn saving into a game! Kids can add items to their wishlist and track how close they are to their goals. They’ll see progress visually, stay motivated, and learn the value of delayed gratification. Visual Insights & Analytics: Get a complete overview of your family budget: • See allowances, spending, and savings at a glance • Understand your child’s money habits • Use insights to guide their financial journey Fun & Customizable: Make Allowance Tracker: Kash truly yours! Choose from cute avatars and color themes to match each child’s personality, making allowance tracking engaging and kid-friendly. Why Parents Love Allowance Tracker: Kash • Makes digital allowance simple and fun • Encourages budgeting, saving & smart spending • Builds financial literacy early • Keeps the whole family organized • Simplifies family money management Start today and transform how your family handles allowances. Make money management effortless while helping your kids build healthy financial habits for life. Download Allowance Tracker: Kash now and turn pocket money into powerful lessons! Terms of Use - https://kash-app.netlify.app/terms Privacy Policy - https://kash-app.netlify.app/privacy