Comparison

Zinary vs Pennycounts

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zinary

A secure and fast payment platform that enables users to make and accept contactless payments. It offers a simple way to manage transactions and provides live chat support for assistance.

Highlights
  • Secure payment platform
  • Contactless payment support
  • Accept and make payments
  • Live chat support
  • Fast transaction processing
Features
Read full description

Zinary, a secure, reliable, and fast payment platform. Zinary’s unique, simple and secure Zinpay feature allows you to make and accept payments. Sell more by supporting Zinpay in your store which is a contactless way of payment. If you need help, reach out to support@zinary.com or use the livechat for real time support.

About

Pennycounts

Read full description

Pennycounts is a fast, secure way to handle everyday Nigerian bill payments — all from one app. PAY FOR EVERYTHING YOU NEED • Airtime and data top-ups for MTN, Glo, Airtel, and 9mobile • Electricity tokens for all major DisCos (AEDC, EKEDC, IKEDC, IBEDC, KAEDCO, KEDCO, PHED, JED, BEDC) • Cable TV subscriptions for DStv, GOtv, and StarTimes • Education PINs for WAEC, JAMB, NECO, and NABTEB SECURE BY DESIGN • Payments processed by Paystack, a CBN-licensed Payment Service Provider • Bank-grade encryption (TLS) with certificate pinning for every API call • Biometric login (Face ID / Touch ID) for fast, secure account access • We never see or store your card details — all payment processing is handled by Paystack INSTANT, CLEAR, RELIABLE • Real-time transaction status — see exactly when your token arrives • Detailed transaction history with downloadable receipts • Smart fee calculation shown clearly before you pay — no surprises NO WALLET, NO HASSLE • Pay directly from your bank account or card — no need to fund a wallet first • Bank transfer is the recommended payment method for lower fees • Service fees are kept low and disclosed before every transaction BUILT IN NIGERIA, FOR NIGERIANS Pennycounts is built and operated by Datafy Technologies Limited, a registered Nigerian company committed to making bill payments simple, secure, and reliable. Need help? Visit www.pennycountsng.com or email support@pennycountsng.com

Screenshots

Zinary4 screens
Pennycounts4 screens

Verdict

The call

The clearest difference is iOS requirement: Zinary at 11.0 against Pennycounts's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Zinary ships an update every 2 weeks, Pennycounts every 3 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 9 level
Zinary versus Pennycounts: the parameters behind the verdict, then further details
ParameterZinaryPennycounts
PriceFreeFree
Rating1.8 (9 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings9 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.1
Further details — not scored
Size54 MB26 MB
Age rating4+4+
DeveloperZINARY ANALYTICA LIMITEDDatafy Technologies Limited

In-app purchases

None

Zinary

No in-app purchases

None

Pennycounts

No in-app purchases

Questions

Is Zinary free?
Zinary is free to download, with no in-app purchases.
Is Pennycounts free?
Pennycounts is free to download, with no in-app purchases.
Do Zinary or Pennycounts have ads?
Neither Zinary nor Pennycounts shows ads.
Which is updated more often, Zinary or Pennycounts?
Zinary ships an update every 2 weeks, and Pennycounts every 3 weeks. Most recently, Zinary was updated on November 3, 2026 and Pennycounts on November 5, 2026.

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