مصرف الزراعي vs ICFSME Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
مصرف الزراعي
Manage your finances securely and conveniently from your phone. This app offers a comprehensive mobile banking experience in Iraq, allowing you to control all your accounts from a single platform. Enjoy features like real-time balance checks, card management, bill payments, and instant mobile top-ups.
- View card and account balances
- Block lost or stolen cards
- Monitor transaction details
- Transfer funds between cards
- Pay bills instantly
- Top up mobile credit and internet
- Create virtual cards for online shopping
- Receive instant transaction notifications
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تطبيق الزراعي هو التطبيق الوحيد الذي تحتاجه لحفظ اموالك في حساب آمن والتحكم بها عن طريق هاتفك. تمتع بأفضل تجربة Mobile Banking في العراق لإدارة كل حساباتك من مكان واحد. حمل التطبيق مجاناً كل ما تحتاجه هو تطبيق الزراعي - اعرض بطاقاتك ورصيد حسابك في أي وقت - أوقف بطاقتك فوراً عند الضياع او السرقة - راقب جميع تفاصيل حركاتك ودفعاتك - حول الاموال بين بطاقاتك او الى بطاقات اخرى - ادفع الفواتير من موبايلك بثواني وفي أي وقت - عبي رصيد الموبايل والانترنت بثواني فقط وفي أي وقت - قم بإنشاء بطاقات الكترونية للتسوق عبر الانترنت لك ولأصحابك - استلم اشعارات فورية بجميع حركاتك - تواصل مع مركز خدمة الزبائن على مدى ٢٤ ساعة باليوم أبقى في أمان - تطبيق الزراعي محمي باسم مستخدم وكلمة مرور - حركاتك داخل التطبيق محمية برمز عمليات (لا تقم بمشاركة رمزك مع أي احد) يمكنك تغييره في أي وقت عملية تسجيل سهلة وسريعة - سجل حساب الرزاعي خلال دقائق فقط
ICFSME Mobile
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The ICF-SME application provides financial services to small and micro-entrepreneurs, enabling them to increase their income and improve their living standards. Key Features of the Application: Track the status of loan applications. View details of the current loan (amount repaid, remaining balance, overdue payments, due dates, etc.). Request account statements. Apply for early settlement of loans. Access details of previous loans from the Iraqi Company for Financing. Browse the company’s products with the option to apply for a loan based on the suitable product. Use the loan calculator to view detailed repayment plans. Receive notifications (announcements or payment due dates). Locate the company’s branches.
Screenshots
Verdict
مصرف الزراعي and ICFSME Mobile are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
مصرف الزراعي ships an update every 3 months, ICFSME Mobile every 2 months. The most recent releases landed on September 12, 2026 and May 16, 2026 respectively.
| Parameter | مصرف الزراعي | ICFSME Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (77 ratings) — better | — |
| Positive reviews | 8.7% of reviews | — |
| Number of ratings | 77 — better | — |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 92 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | AGRICULTURE BANK | IRAQI COMPANY FOR FINANCING SMES LTD. |
In-app purchases
مصرف الزراعي
No in-app purchases
ICFSME Mobile
No in-app purchases









