Comparison

مصرف الزراعي vs ICFSME Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

مصرف الزراعي

Manage your finances securely and conveniently from your phone. This app offers a comprehensive mobile banking experience in Iraq, allowing you to control all your accounts from a single platform. Enjoy features like real-time balance checks, card management, bill payments, and instant mobile top-ups.

Highlights
  • View card and account balances
  • Block lost or stolen cards
  • Monitor transaction details
  • Transfer funds between cards
  • Pay bills instantly
  • Top up mobile credit and internet
  • Create virtual cards for online shopping
  • Receive instant transaction notifications
Features
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تطبيق الزراعي هو التطبيق الوحيد الذي تحتاجه لحفظ اموالك في حساب آمن والتحكم بها عن طريق هاتفك. تمتع بأفضل تجربة Mobile Banking في العراق لإدارة كل حساباتك من مكان واحد. حمل التطبيق مجاناً كل ما تحتاجه هو تطبيق الزراعي - اعرض بطاقاتك ورصيد حسابك في أي وقت - أوقف بطاقتك فوراً عند الضياع او السرقة - راقب جميع تفاصيل حركاتك ودفعاتك - حول الاموال بين بطاقاتك او الى بطاقات اخرى - ادفع الفواتير من موبايلك بثواني وفي أي وقت - عبي رصيد الموبايل والانترنت بثواني فقط وفي أي وقت - قم بإنشاء بطاقات الكترونية للتسوق عبر الانترنت لك ولأصحابك - استلم اشعارات فورية بجميع حركاتك - تواصل مع مركز خدمة الزبائن على مدى ٢٤ ساعة باليوم أبقى في أمان - تطبيق الزراعي محمي باسم مستخدم وكلمة مرور - حركاتك داخل التطبيق محمية برمز عمليات (لا تقم بمشاركة رمزك مع أي احد) يمكنك تغييره في أي وقت عملية تسجيل سهلة وسريعة - سجل حساب الرزاعي خلال دقائق فقط

About

ICFSME Mobile

Features
Read full description

The ICF-SME application provides financial services to small and micro-entrepreneurs, enabling them to increase their income and improve their living standards. Key Features of the Application: Track the status of loan applications. View details of the current loan (amount repaid, remaining balance, overdue payments, due dates, etc.). Request account statements. Apply for early settlement of loans. Access details of previous loans from the Iraqi Company for Financing. Browse the company’s products with the option to apply for a loan based on the suitable product. Use the loan calculator to view detailed repayment plans. Receive notifications (announcements or payment due dates). Locate the company’s branches.

Screenshots

مصرف الزراعي3 screens
ICFSME Mobile4 screens

Verdict

The call

مصرف الزراعي and ICFSME Mobile are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

مصرف الزراعي ships an update every 3 months, ICFSME Mobile every 2 months. The most recent releases landed on September 12, 2026 and May 16, 2026 respectively.

ScorecardNo meaningful differences
مصرف الزراعي versus ICFSME Mobile: the parameters behind the verdict, then further details
Parameterمصرف الزراعيICFSME Mobile
PriceFreeFree
Rating2.7 (77 ratings) — better
Positive reviews8.7% of reviews
Number of ratings77 — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.614.0 — better
Further details — not scored
Size92 MB42 MB
Age rating4+4+
DeveloperAGRICULTURE BANKIRAQI COMPANY FOR FINANCING SMES LTD.

In-app purchases

None

مصرف الزراعي

No in-app purchases

None

ICFSME Mobile

No in-app purchases

Questions

Is مصرف الزراعي free?
مصرف الزراعي is free to download, with no in-app purchases.
Is ICFSME Mobile free?
ICFSME Mobile is free to download, with no in-app purchases.
Do مصرف الزراعي or ICFSME Mobile have ads?
Neither مصرف الزراعي nor ICFSME Mobile shows ads.
Which is updated more often, مصرف الزراعي or ICFSME Mobile?
مصرف الزراعي ships an update every 3 months, and ICFSME Mobile every 2 months. Most recently, مصرف الزراعي was updated on September 12, 2026 and ICFSME Mobile on May 16, 2026.

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